The Protection Plan MembershipA Plan That Protects Your Identity, Credit,

Family, Finances, Lifestyle & Future!

What's In Your Protection Plan Membership?

Credit Restoration• Today your credit score is like a vital sign, it’s

being monitored at all times

• It can impact insurance premiums & interest rates

• You can be denied the ability to rent, purchase, get a credit card or even employment

• Over the course of your lifetime less than an excellent credit rating could cost you over $200,000 (Source: money.msn.com)

• 4 in 5 credit reports have errors on them causing lower credit scores (Source: CBS News)

You Can Restore Your ScoreThe Fair Credit Reporting Act gives

Americans the right to dispute and/or investigate any item on their credit report

Inaccurate, erroneous & obsolete items such as late payments, charge-offs, foreclosures, judgments, repossessions, bankruptcies, tax liens, collections, short sales, medical bills, and many other items can be removed from your credit file or can be updated to reflect paid as agreed

United Credit Home Page Screen Shot

CREDIT RESTORATION United Credit Education Services

Over 10 year history & track record“A+” Rating with the BBBRemoved over 800,000 derogatory

items from people’s credit reportsRemoved almost 100,000 public records100% Satisfaction guaranteeTens of thousands of satisfied clients

Other Valuable Credit Building ServicesCredit Monitoring – Access to your credit,

insurance scores and credit reports 24/7. Alerts if there is any change in your credit history or credit scores. Positive Credit Builder – Analysis of your credit profile with specific recommendations on building a positive credit rating. Credit Attorney – Taking legal action to fix credit reports, preventing abusive debt collectors and suing for money damages.

“In just two months, my credit score increased to the point that my car insurance premium was lowered by $2,000 per year!”

~ Yvette Reid, Cherry Hill, NJ

“My credit score went from a 586 to a 748 allowing me to purchase a new car with no money down and a very low monthly payment!” ~ Bryan Fallucca, Ft. Lauderdale, FL

DOCUMENTATION Individual Results May Vary.. Some Of The Testimonials Given May Also Be Independent Agents Of FES

“After having our bankruptcy removed, we were able to purchase a home with a low, fixed interest rate, which saved us almost $1,000 per month.” ~ Johnny & Sandra Moler, Dallas, TX

DOCUMENTATION Individual Results May Vary.. Some Of The Testimonials Given May Also Be Independent Agents Of FES

“After just 45 days I had a tax lien and a foreclosure deleted from my credit reports!” ~ Vinny Ho, Westminster CA

•The majority of people have no will, trust or power of attorney. What will happen to your children, property, or other assets? If you can’t make decisions for yourself, who will know your wishes?

•Will the appropriate people know where to find all of your personal and financial documents & information?

Will, Trust, POA & Financial Lockbox

• A program developed by attorneys to complete at your own pace from the comfort of your home• Update as needed with no add-ons or surprise fees• Secure all your important information in this virtual password-

protected safety deposit box• Easy to use services with client support available

Will, Trust, POA & Financial Lockbox

Identity Theft Protection

• FTC says 9 million Americans have their identity stolen each year

• LifeLock® watches over and protects your identity

• The web is being patrolled at all times for the illegal selling or trading of your personal information

• Up to a $1 MILLION service guarantee!

• Online debt payoff system helping you pay off your debts faster and more effectively• Interactive budgeting tool• Know exactly what time frame you will be out of debt• Out of debt in nearly half the amount of time with the same

monthly payment• Once your debts are paid, if you take the same amount of money

and invest just the amount you were paying in interest you would have a significant amount of money set aside for retirement!

• Travel with confidence! Use your own FES custom discount travel portal • Access to thousands of the finest hotels, resorts and condos in more than 90 of

the world's top vacation destinations! Packages include some of the best all-inclusive resorts in the Caribbean and Mexico• Custom trips that are thought of by you and carried out by a personal specialist.

Options include: Family Cruises, Group Cruises, Grand Voyages, Destination Weddings, Luxury Vacations, African Safaris, Escorted Tours, and more!• Save big on Flights, Hotels, Car Rentals and Vacation Packages!• Create a Custom Trip of a lifetime with unprecedented savings!

Additional Benefits:

• Shop online at your favorite retailers

• Get cash back on all your purchases

• Receive discounts ranging from 10% to 85%

• Accepted at over 60,000 pharmacies nationwide

Discount Shopping Portal

*Up To $100,000 Life Insurance

• No Medical Exam! • It’s FREE In Your PPM!

Insurance Solutions

* For Agents Only

• Home and Auto Insurance• Renter’s Insurance• Health Insurance• Dental/Vision/Hearing• Other Important Insurance

ProductsYou have access to experienced

insurance professionals for a no cost consultation for all your insurance

needs.

* Must Meet Eligibility Requirements

Over $10,000 Individually

or Over $400 Per Month

What Is Protecting Your Family, Lifestyle & Future Worth?

Exclusive Money Saving Services That Protect Your Identity, Credit, Family,

Finances, Lifestyle & Future!

• Educates Young People From Ages 8 to 18 On The Matters Of Personal Finance.• Financial Literacy In Schools Across America.• Annual College Scholarships – The YFL

Gave Away $50k in 2015.• Each Protection Plan Membership Donates

$2 Each Month To The YFL.

Youth Financial Literacy Foundation (YFL)

The Protection Plan MembershipA Plan That Protects Your Identity, Credit,

Family, Finances, Lifestyle & Future!