Boletín Estadístico Banca Múltiple Febrero 2012 · 2 El siguiente contenido fue elaborado por...

Boletín EstadísticoBanca Múltiple

Febrero 2012

2

El siguiente contenido fue elaborado por personal de laComisión Nacional Bancaria y de Valores, a partir de la información

disponible al 28 de marzo de 2012, recibida en los Reportes Regulatorios quelas entidades supervisadas envían a esta Comisión.

3

Presentación 5

Reglas de Carácter General a que se Refiere elArtículo 134 Bis de la Ley de Instituciones de Crédito 6

I.Estadísticas de la Banca Múltiple 7

Principales Rubros del Balance General y Estado de Resultados 8

Indicadores Financieros 11

Cartera de Crédito Total 12

Cartera de Crédito a Empresas 13

Cartera de Crédito a Entidades Financieras 14

Cartera de Crédito a Entidades Gubernamentales 15

Cartera de Crédito a Estados, Municipios y Otras Entidades Gubernamentales 16

Cartera de Crédito Total al Consumo 17

Cartera de Tarjetas de Crédito 18

Cartera de Crédito al Consumo No Revolvente 19

Cartera de Créditos Personales 20

Cartera de Crédito Automotriz 21

Cartera de Crédito para Adquisición de Bienes Muebles 22

Cartera de Otros Crédito al Consumo 23

Cartera de Nómina 24

Cartera de Crédito a la Vivienda 25

Captación de Recursos 26

Cartera de Crédito por Calificación 28

Indice

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II. Información Detallada de la Cartera de Crédito 40

II.I Información Detallada de la Cartera de Crédito a Empresas 41

Información Detallada General 42

Información por Tamaño del Crédito 43

Información por Actividad Económica 78

II.II Información Detallada de la Cartera de Crédito a la Vivienda 113

Información Detallada General 114

Distribución por Valor de la Vivienda 115

Distribución por Nivel de Financiamiento (LTV) 123

III. Estados Financieros Consolidados con Subsidiarias 131

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La Comisión Nacional Bancaria y de Valores (CNBV) emite el presente Boletín para cumplir con lo dispuesto por la fracción XXIII del Artículo 4º de la Ley de la Comisión Nacional Bancaria y de Valores. Mediante la difusión de información financiera se persigue promover la transparencia y autorregulación de las instituciones de banca múltiple, así como proveer a los mercados y al público en general información suficiente y confiable, que permita el análisis y seguimiento de estas instituciones y de los mercados en que participan.

El boletín estadístico se encuentra compuesto por 4 secciones:

En primer lugar se informa sobre el nivel del Índice de Capitalización de las instituciones, así como la correspondiente categoría de Alertas Tempranas.

En segundo lugar se presenta la información estadística relevante de cada institución de banca múltiple. Se incluye los indicadores financieros destacados, los saldos de cada tipo de crédito y de la captación de recursos. Asimismo, se detalla la información de los saldos de cartera de crédito por calificación.

En la tercera sección se presenta la información detallada de la cartera de crédito a empresas y a la vivienda de cada banco. Se publica información sobre las principales características del portafolio así como del otorgamiento mensual.

Por último, se hace un compendio de los estados financieros que las instituciones de banca múltiple informan a esta Comisión. Es importante señalar que la información de esta sección no debe corresponder de manera exacta con la presentada en secciones anteriores ya que la finalidad de las secciones estadísticas es proveer series de datos consistentes en el tiempo que permitan un mejor análisis sobre la condición financiera de las instituciones.

Presentación

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CLASIFICACIÓN DE LAS INSTITUCIONES DE BANCA MÚLTIPLE DE ACUERDO AL ARTÍCULO 220 DE LAS DISPOSICIONES DE CARÁCTER

GENERAL, A QUESE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

Cifras al 31 de enero de 2011

Con el fin de mantener informado al público del desempeño de las instituciones que conforman al sector de banca múltiple, la Comisión Nacional Bancaria y de Valores, con fundamento en lo dispuesto en el artículo 134 Bis de la Ley de Instituciones de Crédito, en relación con los artículos 220 y 221 de las “Disposiciones de carácter general aplicables a las instituciones de crédito”, da a conocer la clasificación de las instituciones de banca múltiple en categorías, con base en el índice de capitalización requerido conforme a las disposiciones aplicables a los requerimientos de capitalización, emitidas por esta Comisión en términos del artículo 50 de la Ley de Instituciones de Crédito.

REGLAS DE CARÁCTER GENERAL A QUE SE REFIERE EL ARTÍCULO 134 BIS DE LA LEY DE INSTITUCIONES DE CRÉDITO

1/ Dado a conocer a esta Comisión por el Banco de México el 9 de marzo de 2012, con base en la información

entregada por las Instituciones, conforme a lo dispuesto por el Artículo 2 Bis 4 de las “Disposiciones de carácter

general aplicables a las instituciones de crédito”.

The Bank of New York Mellon 224.27 I Bank of Tokyo-Mitsubishi UFJ 156.89 I UBS 150.98 I Banco Fácil 78.53 I Banco Base 45.88 I The Royal Bank of Scotland 44.45 I Compartamos 42.23 I American Express 35.15 I Inter Banco 29.17 I Actinver 25.34 I Bank of America 25.06 I Monex 23.46 I J.P. Morgan 22.20 I Inbursa 19.82 I BanCoppel 19.69 I ABC Capital (antes Banco Amigo) 19.07 I Bansí 18.03 I Volkswagen Bank 17.98 I CIBanco 17.97 I Ve por Más 17.78 I Banco Wal-Mart 17.75 I Barclays 17.23 I Deutsche Bank 17.16 I Banco Credit Suisse 16.20 I Interacciones 16.19 I Scotiabank 15.91 I BBVA Bancomer 15.51 I Ixe 15.45 I HSBC 15.41 I Banregio 15.17 I Banamex 14.86 I Invex 14.73 I Santander 14.71 I Afirme 14.25 I Autofin 13.97 I Banco del Bajío 13.52 I Banca Mifel 13.51 I Banco Ahorro Famsa 13.28 I ING 13.26 I Multiva 13.23 I Banorte 13.09 I Banco Azteca 12.76 I

Institución Índice de Categoría capitalización1/ (%)

I. Estadísticas dela Banca Múltiple

El objetivo de este apartado es proporcionar al público indicadores estadísticos que reflejen adecuadamente la evolución de la condición financiera de la Banca Múltiple, por lo que en esta sección se incluye, para los casos de Banamex, Santander, Ixe e Inbursa, la información de las Sociedades Financieras de Objeto Múltiple, Entidades Reguladas, que administran porcentajes significativos de la cartera otorgada por estas instituciones.

Principales Rubros del Balance General y Estado de Resultados Septiembre 2008(Millones de pesos)

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Activo Total 1/ Inversiones en Valores2/

Feb. 2011 Ene. 2012 Feb. 2012 Feb. 2011 Ene. 2012 Feb. 2012

1/ Activo Total ajustado por las operaciones de Reporto. 2/ Inversiones en Valores ajustadas por las Operaciones de Reporto. 3/ Se presentan las instituciones en orden descendente por tamaño de activo total en el mes de análisis más reciente. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

Sistema 3/ 5,379,785 100.00 6,093,866 100.00 6,039,960 100.00 1,603,412 100.0 1,730,661 100.0 1,734,444 100.0

BBVA Bancomer 1,102,808 20.84 1,226,735 20.13 1,227,686 20.33 285,228 17.98 324,296 18.74 321,822 18.55

Banamex 1,070,583 19.86 1,049,535 17.22 1,037,647 17.18 444,075 27.44 364,099 21.04 360,954 20.81

Santander 694,210 13.10 843,084 13.83 834,226 13.81 198,265 12.52 232,089 13.41 242,157 13.96

Banorte 559,760 10.63 652,044 10.70 631,068 10.45 190,523 12.86 208,029 12.02 199,306 11.49

HSBC 445,738 8.12 539,432 8.85 532,908 8.82 152,601 8.49 154,396 8.92 156,222 9.01

Inbursa 269,166 4.65 275,950 4.53 262,024 4.34 10,967 0.72 15,165 0.88 14,857 0.86

Scotiabank 192,908 3.76 224,502 3.68 226,684 3.75 19,786 1.36 34,750 2.01 24,910 1.44

Deutsche Bank 132,297 2.44 185,590 3.05 163,789 2.71 18,164 1.13 2,733 0.16 8,026 0.46

Ixe 86,379 1.62 99,708 1.64 98,855 1.64 37,331 2.24 44,040 2.54 43,905 2.53

Banco del Bajío 82,003 1.51 94,363 1.55 96,278 1.59 3,613 0.22 4,614 0.27 4,478 0.26

Afirme 66,353 1.19 96,966 1.59 93,910 1.55 41,619 2.42 67,979 3.93 68,785 3.97

Ing 120,913 2.43 92,580 1.52 87,564 1.45 64,343 3.87 44,773 2.59 38,979 2.25

Interacciones 73,214 1.30 83,410 1.37 84,443 1.40 22,828 1.31 28,969 1.67 28,708 1.66

Banco Azteca 67,106 1.23 81,057 1.33 81,349 1.35 10,483 0.67 8,745 0.51 12,542 0.72

Bank of America 78,129 1.21 71,431 1.17 64,445 1.07 - 0.23 19,253 1.11 22,162 1.28

Banregio 49,490 0.84 62,170 1.02 62,669 1.04 23,376 1.32 28,471 1.65 28,304 1.63

Banco Credit Suisse 12,457 0.23 43,407 0.71 52,813 0.87 2,823 0.17 17,890 1.03 18,491 1.07

Invex 28,783 0.56 42,379 0.70 45,197 0.75 13,655 0.87 25,031 1.45 28,549 1.65

JP Morgan 29,110 0.55 35,816 0.59 42,498 0.70 5,792 0.46 11,809 0.68 11,484 0.66

Monex 23,009 0.45 31,401 0.52 34,316 0.57 3,899 0.25 7,608 0.44 8,529 0.49

Banca Mifel 32,285 0.62 36,876 0.61 33,762 0.56 12,706 0.79 17,948 1.04 14,041 0.81

Barclays 27,740 0.45 20,744 0.34 28,191 0.47 13,614 0.79 11,970 0.69 15,826 0.91

Multiva 12,681 0.24 21,689 0.36 23,406 0.39 2,955 0.18 4,379 0.25 5,460 0.31

Bansi 16,810 0.30 16,376 0.27 21,101 0.35 5,939 0.51 4,263 0.25 4,352 0.25

CIBanco 11,392 0.18 18,675 0.31 21,065 0.35 2,607 0.15 7,109 0.41 8,002 0.46

Ve por Más 12,442 0.24 17,663 0.29 18,728 0.31 1,537 0.14 6,347 0.37 7,689 0.44

American Express 16,231 0.30 17,874 0.29 18,220 0.30 - 0.00 - 0.00 - 0.00

Bancoppel 10,621 0.19 14,259 0.23 14,456 0.24 6,218 0.39 7,839 0.45 7,967 0.46

Inter Banco 3,452 0.05 10,898 0.18 13,945 0.23 2,973 0.13 8,064 0.47 11,459 0.66

Compartamos 11,455 0.21 13,765 0.23 13,814 0.23 249 0.03 501 0.03 501 0.03

Banco Ahorro Famsa 11,917 0.22 12,901 0.21 13,187 0.22 - 0.00 - 0.00 - 0.00

Bank of Tokyo-Mitsubishi UFJ 6,847 0.12 12,234 0.20 11,627 0.19 191 0.02 3,201 0.18 1,259 0.07

Banco Base - 0.00 7,869 0.13 8,590 0.14 - 0.00 6,162 0.36 5,906 0.34

UBS 4,525 0.05 7,424 0.12 8,241 0.14 8 0.01 113 0.01 678 0.04

Actinver 4,624 0.08 6,979 0.11 6,837 0.11 3,703 0.24 5,232 0.30 5,271 0.30

Banco Wal-Mart 2,736 0.05 5,010 0.08 5,222 0.09 - 0.00 - 0.00 - 0.00

The Royal Bank of Scotland 2,708 0.06 7,682 0.13 5,130 0.08 1,307 0.07 1,751 0.10 1,721 0.10

Volkswagen Bank 2,762 0.05 4,329 0.07 4,877 0.08 - 0.00 - 0.00 - 0.00

Autofin 2,490 0.04 4,178 0.07 4,176 0.07 34 0.00 1,042 0.06 1,141 0.07

ABC Captal (antes Banco Amigo) 698 0.01 3,959 0.06 4,097 0.07 - 0.00 - 0.00 - 0.00

The Bank of New York Mellon 759 0.01 773 0.01 776 0.01 - 0.00 - 0.00 - 0.00

Banco Fácil 195 0.00 147 0.00 143 0.00 0 0.00 1 0.00 1 0.00


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Cartera Total Captación Total


Sistema 1/ 2,173,392 100.00 2,450,814 100.00 2,453,863 100.00 2,642,731 100.00 2,926,297 100.00 2,871,273 100.00

BBVA Bancomer 588,213 27.05 623,813 25.45 620,925 25.30 598,334 22.64 677,157 23.14 657,425 22.90

Banamex 328,510 15.22 399,046 16.28 395,623 16.12 519,782 19.67 511,694 17.49 486,011 16.93

Santander 245,279 10.79 310,512 12.67 311,670 12.70 299,162 11.32 367,144 12.55 360,633 12.56

Banorte 254,893 11.82 307,384 12.54 308,599 12.58 283,645 10.73 329,333 11.25 328,611 11.44

HSBC 178,982 8.32 184,472 7.53 187,735 7.65 278,261 10.53 316,141 10.80 329,701 11.48

Inbursa 179,121 8.35 171,401 6.99 169,558 6.91 146,679 5.55 142,729 4.88 143,709 5.01

Scotiabank 108,626 5.05 113,964 4.65 114,643 4.67 126,201 4.78 135,117 4.62 140,239 4.88

Deutsche Bank 551 0.03 733 0.03 732 0.03 1,461 0.06 6,165 0.21 4,545 0.16

Ixe 29,847 1.36 31,556 1.29 30,955 1.26 37,703 1.43 39,781 1.36 39,159 1.36

Banco del Bajío 62,263 2.90 67,668 2.76 68,475 2.79 62,601 2.37 71,527 2.44 70,914 2.47

Afirme 11,357 0.52 11,979 0.49 12,044 0.49 14,077 0.53 15,932 0.54 15,861 0.55

Ing 4,381 0.20 3,597 0.15 3,547 0.14 14,825 0.56 1,128 0.04 3,274 0.11

Interacciones 42,937 2.02 43,622 1.78 44,555 1.82 44,001 1.67 43,551 1.49 45,417 1.58

Banco Azteca 27,609 1.22 39,737 1.62 40,585 1.65 53,178 2.01 58,899 2.01 59,261 2.06

Bank of America 705 0.03 673 0.03 700 0.03 26,321 1.00 29,357 1.00 4,528 0.16

Banregio 19,795 0.89 27,605 1.13 28,446 1.16 18,559 0.70 24,397 0.83 24,972 0.87

Banco Credit Suisse - 0.00 29 0.00 29 0.00 4,142 0.16 2,990 0.10 6,011 0.21

Invex 8,317 0.39 8,629 0.35 8,715 0.36 11,072 0.42 13,652 0.47 13,464 0.47

JP Morgan 144 0.01 248 0.01 271 0.01 1,078 0.04 3,310 0.11 2,913 0.10

Monex 2,672 0.13 3,722 0.15 4,135 0.17 3,508 0.13 5,315 0.18 6,500 0.23

Banca Mifel 14,257 0.69 12,715 0.52 12,762 0.52 18,787 0.71 20,483 0.70 16,323 0.57

Barclays - 0.00 - 0.00 - 0.00 - 0.00 - 0.00 - 0.00

Multiva 8,259 0.38 15,672 0.64 15,829 0.65 10,511 0.40 17,344 0.59 18,512 0.64

Bansi 6,999 0.33 6,324 0.26 6,279 0.26 6,449 0.24 5,843 0.20 5,906 0.21

CIBanco 1,699 0.07 3,102 0.13 3,259 0.13 6,545 0.25 10,239 0.35 9,899 0.34

Ve por Más 8,422 0.40 9,688 0.40 10,113 0.41 10,247 0.39 11,916 0.41 12,407 0.43

American Express 7,580 0.36 7,595 0.31 7,468 0.30 11,106 0.42 11,793 0.40 11,909 0.41

Bancoppel 3,696 0.17 5,757 0.23 5,859 0.24 9,116 0.34 11,880 0.41 12,045 0.42

Inter Banco - 0.03 293 0.01 269 0.01 1 0.00 242 0.01 473 0.02

Compartamos 10,128 0.44 11,581 0.47 11,926 0.49 4,843 0.18 6,618 0.23 6,611 0.23

Banco Ahorro Famsa 10,348 0.49 11,690 0.48 11,742 0.48 9,202 0.35 10,675 0.36 10,949 0.38

Bank of Tokyo-Mitsubishi UFJ 1,402 0.06 2,153 0.09 1,996 0.08 4,745 0.18 5,500 0.19 4,987 0.17

Banco Base - 0.00 76 0.00 162 0.01 - 0.00 287 0.01 408 0.01

UBS - 0.00 - 0.00 101 0.00 - 0.00 - 0.00 - 0.00

Actinver 339 0.01 932 0.04 1,018 0.04 125 0.00 1,143 0.04 1,164 0.04

Banco Wal-Mart 977 0.04 2,758 0.11 2,904 0.12 1,389 0.05 3,256 0.11 3,442 0.12

The Royal Bank of Scotland 193 0.01 633 0.03 580 0.02 1,076 0.04 5,667 0.19 4,313 0.15

Volkswagen Bank 2,658 0.12 3,603 0.15 3,706 0.15 1,708 0.06 2,675 0.09 3,227 0.11

Autofin 1,938 0.08 2,779 0.11 2,742 0.11 1,875 0.07 2,549 0.09 2,539 0.09

ABC Captal (antes Banco Amigo) 179 0.01 3,008 0.12 3,140 0.13 369 0.01 2,862 0.10 3,006 0.10

The Bank of New York Mellon - 0.00 - 0.00 - 0.00 - 0.00 - 0.00 - 0.00

Banco Fácil 117 0.01 64 0.00 61 0.00 46 0.00 8 0.00 5 0.00

1/ Se presentan las instituciones en orden descendente por tamaño de activo total en el mes de análisis más reciente. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.


10

Capital Contable Resultado Neto1/


Sistema 2/ 561,996 100.00 608,251 100.00 597,952 100.00 11,638 100.00 9,777 100.0 15,573 100.00

BBVA Bancomer 106,985 19.58 117,974 19.40 113,214 18.93 4,095 36.46 2,019 20.65 4,106 26.36

Banamex 133,519 23.68 129,275 21.25 129,705 21.69 1,212 12.96 1,731 17.70 2,394 15.37

Santander 80,597 14.24 93,757 15.41 86,786 14.51 1,696 14.18 2,095 21.43 3,417 21.94

Banorte 45,124 7.99 50,403 8.29 51,314 8.58 1,018 7.88 673 6.88 1,279 8.21

HSBC 38,073 6.73 40,695 6.69 40,219 6.73 496 1.18 577 5.90 693 4.45

Inbursa 48,035 8.42 50,966 8.38 51,045 8.54 1,382 9.53 584 5.97 682 4.38

Scotiabank 28,165 4.98 27,664 4.55 27,996 4.68 584 6.23 448 4.59 771 4.95

Deutsche Bank 2,424 0.43 2,615 0.43 2,570 0.43 28 0.57 54 0.55 51 0.33

Ixe 4,736 0.85 5,259 0.86 5,328 0.89 (18) -0.38 94 0.97 173 1.11

Banco del Bajío 10,658 1.88 9,930 1.63 9,953 1.66 160 1.37 89 0.91 153 0.98

Afirme 2,522 0.43 2,707 0.45 2,695 0.45 6 0.15 42 0.43 50 0.32

Ing 7,901 1.40 8,574 1.41 8,424 1.41 (165) -3.47 268 2.75 112 0.72

Interacciones 4,308 0.77 5,340 0.88 5,024 0.84 127 1.30 92 0.94 132 0.85

Banco Azteca 5,013 0.89 6,323 1.04 6,461 1.08 78 0.87 176 1.80 314 2.02

Bank of America 3,794 0.69 4,742 0.78 4,728 0.79 87 2.78 232 2.37 217 1.40

Banregio 2,844 0.47 4,765 0.78 4,827 0.81 48 0.39 59 0.61 118 0.76

Banco Credit Suisse 1,172 0.21 2,133 0.35 2,148 0.36 (20) -0.22 15 0.15 30 0.19

Invex 2,404 0.43 2,661 0.44 2,671 0.45 28 0.20 49 0.50 53 0.34

JP Morgan 4,401 0.77 4,211 0.69 4,250 0.71 38 0.33 (78) -0.80 (39) -0.25

Monex 2,035 0.36 2,745 0.45 2,776 0.46 64 0.44 83 0.85 137 0.88

Banca Mifel 1,320 0.23 1,408 0.23 1,409 0.24 16 0.08 18 0.19 22 0.14

Barclays 2,249 0.38 2,727 0.45 2,715 0.45 169 0.88 24 0.25 13 0.08

Multiva 1,712 0.31 2,232 0.37 2,240 0.37 (37) -0.11 55 0.57 63 0.40

Bansi 1,118 0.20 1,188 0.20 1,195 0.20 16 0.12 15 0.15 16 0.10

CIBanco 736 0.13 886 0.15 916 0.15 (3) 0.01 13 0.13 36 0.23

Ve por Más 1,129 0.20 1,302 0.21 1,314 0.22 15 0.13 11 0.11 16 0.11

American Express 3,300 0.57 4,187 0.69 4,224 0.71 141 1.22 88 0.89 127 0.82

Bancoppel 1,177 0.21 2,064 0.34 2,091 0.35 (29) -0.17 37 0.38 64 0.41

Inter Banco 478 0.09 494 0.08 496 0.08 2 0.06 3 0.03 5 0.03

Compartamos 5,894 1.02 6,292 1.03 6,448 1.08 330 2.88 198 2.03 355 2.28

Banco Ahorro Famsa 2,057 0.37 1,897 0.31 1,930 0.32 216 3.19 6 0.06 38 0.24

Bank of Tokyo-Mitsubishi UFJ 759 0.14 3,463 0.57 3,472 0.58 1 0.03 13 0.13 22 0.14

Banco Base - 0.00 687 0.11 700 0.12 - 0.00 23 0.23 36 0.23

UBS 496 0.09 487 0.08 480 0.08 (9) -0.10 (10) -0.11 (14) -0.09

Actinver 888 0.16 930 0.15 925 0.15 7 0.07 3 0.03 0 0.00

Banco Wal-Mart 1,138 0.20 1,407 0.23 1,409 0.24 (100) -0.75 (31) -0.32 (71) -0.45

The Royal Bank of Scotland 679 0.12 646 0.11 638 0.11 (3) -0.08 2 0.02 (5) -0.03

Volkswagen Bank 462 0.08 1,004 0.17 1,001 0.17 (26) -0.16 2 0.02 (2) -0.01

Autofin 550 0.10 598 0.10 602 0.10 (2) -0.01 0 0.00 3 0.02

ABC Captal (antes Banco Amigo) 317 0.06 783 0.13 783 0.13 (9) -0.08 4 0.04 5 0.03

The Bank of New York Mellon 702 0.12 717 0.12 720 0.12 4 0.06 1 0.01 4 0.02

Banco Fácil 126 0.02 114 0.02 112 0.02 (5) -0.04 0 0.00 (2) -0.01

1/ Flujos acumulados al mes que se indica. 2/ Se presentan las instituciones en orden descendente por tamaño de activo total en el mes de análisis más reciente. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

Indicadores Financieros Diciembre 2008(Porcentajes)

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Sistema 1.41 1.29 1.29 13.12 12.95 13.03

BBVA Bancomer 2.04 1.91 1.93 21.69 20.44 20.73

Banamex 1.38 0.96 0.99 10.48 8.17 8.44

Santander 1.81 1.91 1.95 15.47 17.12 17.67

Banorte 1.10 1.18 1.18 14.55 15.04 15.11

HSBC 0.20 0.29 0.22 2.14 3.75 2.94

Inbursa 2.02 1.49 1.24 10.78 7.71 6.36

Scotiabank 1.49 1.38 1.44 10.78 10.41 10.97

Deutsche Bank 0.56 0.11 0.11 15.61 7.10 7.35

Ixe (0.01) 0.30 0.38 (0.19) 5.63 6.98

Afirme 0.36 0.23 0.24 6.99 6.89 7.35

Banco del Bajío 1.14 0.97 0.95 9.11 8.14 8.14

Ing 0.57 0.51 0.34 7.93 7.75 5.02

Interacciones 1.18 1.35 1.34 23.15 22.89 22.62

Banco Azteca 0.91 1.69 1.82 12.42 22.65 24.28

Bank of America 0.60 1.05 1.17 7.64 19.51 21.08

Banregio 0.76 1.21 1.25 13.70 17.27 17.49

Banco Credit Suisse (0.05) 1.07 1.02 (0.71) 14.65 15.10

Invex 0.61 0.72 0.67 8.33 9.83 9.34

Banca Mifel 0.67 0.47 0.45 19.47 13.07 12.51

JP Morgan 0.26 (0.50) (0.42) 1.86 (4.03) (3.49)

Monex 2.32 2.51 2.49 29.60 31.53 31.54

Multiva (0.08) 1.10 1.25 (0.73) 9.99 11.59

Barclays 0.74 2.24 1.77 9.28 22.05 17.24

CIBanco 1.06 1.22 1.32 13.47 24.46 27.26

American Express 4.41 5.59 5.42 24.34 25.56 24.51

Ve por Más 0.72 0.79 0.76 9.07 9.68 9.49

Bansi 0.62 0.65 0.59 9.69 9.01 8.30

Bancoppel (1.12) 1.87 2.17 (10.14) 15.22 17.25

Compartamos 19.10 16.18 16.09 39.82 34.59 34.64

Banco Ahorro Famsa 4.64 0.22 0.45 29.62 1.39 2.95

Bank of Tokyo-Mitsubishi UFJ 0.63 (0.68) (0.52) 4.89 (4.22) (2.85)

Inter Banco 2.04 0.29 0.32 13.15 3.12 3.93

Banco Base 0.00 1.64 1.74 0.00 17.23 18.95

The Royal Bank of Scotland (2.24) (0.63) (0.78) (16.13) (5.02) (6.46)

UBS 4.83 (0.24) (0.25) 31.99 (2.39) (2.62)

Actinver 1.52 0.76 0.66 6.56 4.85 4.33

Banco Wal-Mart (23.91) (14.84) (13.74) (49.26) (41.75) (40.19)

Volkswagen Bank (1.79) 0.93 1.22 (8.24) 3.37 4.46

Autofin (0.82) 0.17 0.27 (3.40) 1.03 1.73

ABC Capital (antes Banco Amigo) (14.03) 0.83 0.87 (27.76) 3.39 3.70

The Bank of New York Mellon 1.65 1.96 2.37 1.78 2.12 2.56

Banco Fácil (9.15) (8.84) (9.03) (15.60) (12.70) (12.78)

ROA (Flujo 12 meses) (1) ROE (Flujo 12 meses) (2)


1/ Resultado neto acumulado en 12 meses. / Activo Total ajustado por las Operaciones de Reporto promedio 12 meses 2/ Resultado neto acumulado en 12 meses / Capital contable promedio 12 meses

12

Feb. Ene. Feb. Feb. Ene. Feb. Feb. Ene. Feb. Feb. Ene. Feb.

2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Cartera Total IMOR 2/ ICOR 3/ EPRC / Cartera total 4/

Cartera de Crédito TotalCifras sin subsidiarias1/

(Millones de pesos y porcentajes)

Sistema */ 2,173,392 2,450,814 2,453,863 2.25 2.46 2.47 198.43 188.78 190.94 4.47 4.65 4.72

BBVA Bancomer 588,213 623,813 620,925 2.42 3.25 3.26 157.42 122.59 123.69 3.80 3.99 4.03

Banamex 328,510 399,046 395,623 1.18 1.43 1.43 302.73 292.46 297.22 3.56 4.20 4.26

Santander 245,279 310,512 311,670 1.47 1.52 1.48 277.91 230.72 239.92 4.09 3.52 3.56

Banorte 254,893 307,384 308,599 2.24 1.85 1.77 136.22 147.54 154.03 3.05 2.73 2.72

HSBC 178,982 184,472 187,735 2.70 2.66 2.50 193.11 215.21 227.51 5.21 5.72 5.69

Inbursa 179,121 171,401 169,558 2.56 3.09 3.38 419.45 413.74 398.81 10.75 12.77 13.49

Scotiabank 108,626 113,964 114,643 3.20 2.67 2.56 111.68 115.49 115.68 3.58 3.09 2.96

Banco del Bajío 62,263 67,668 68,475 3.17 2.91 2.89 85.41 91.92 90.08 2.71 2.67 2.61

Interacciones 42,937 43,622 44,555 1.07 0.84 1.49 282.67 510.29 276.77 3.04 4.28 4.13

Banco Azteca 27,609 39,737 40,585 4.73 5.17 5.54 134.47 157.36 160.81 6.37 8.14 8.91

Ixe 29,847 31,556 30,955 0.96 1.36 1.38 267.87 264.38 272.18 2.57 3.60 3.74

Banregio 19,795 27,605 28,446 1.85 2.20 2.27 209.01 166.10 156.02 3.87 3.66 3.54

Multiva 8,259 15,672 15,829 3.23 1.09 1.08 92.23 270.50 274.02 2.98 2.95 2.95

Banca Mifel 14,257 12,715 12,762 3.57 5.04 4.79 90.40 57.11 59.55 3.23 2.88 2.85

Afirme 11,357 11,979 12,044 4.05 4.62 4.60 105.58 100.73 101.09 4.27 4.65 4.65

Compartamos 10,128 11,581 11,926 2.08 2.88 2.97 141.34 148.16 144.41 2.93 4.27 4.29

Banco Ahorro Famsa 10,348 11,690 11,742 8.67 11.74 11.38 170.73 136.26 138.16 14.80 16.00 15.73

Ve Por Más 8,422 9,688 10,113 1.92 1.60 1.59 111.60 108.82 102.84 2.15 1.74 1.63

Invex 8,317 8,629 8,715 2.59 0.88 1.32 238.11 569.29 395.65 6.18 5.00 5.22

American Express 7,580 7,595 7,468 4.94 3.64 3.53 266.16 320.10 336.63 13.15 11.64 11.88

Bansí 6,999 6,324 6,279 3.32 3.89 4.09 235.23 141.36 139.28 7.81 5.49 5.69

Bancoppel 3,696 5,757 5,859 17.17 17.26 18.38 126.17 147.57 142.64 21.66 25.47 26.22

Monex 2,672 3,722 4,135 3.09 1.67 1.65 78.16 108.17 99.02 2.42 1.80 1.64

Volkswagen Bank 2,658 3,603 3,706 2.35 2.95 2.91 198.90 154.15 169.24 4.67 4.54 4.92

Ing 4,381 3,597 3,547 - - - - - - 0.91 0.71 0.72

CIBanco 1,699 3,102 3,259 0.05 0.12 0.11 1,000.00 667.03 695.02 0.59 0.80 0.78

ABC Capital (antes Banco Amigo) 179 3,008 3,140 5.47 4.09 5.12 260.12 111.78 87.37 14.22 4.57 4.47

Banco Wal-Mart 977 2,758 2,904 1.08 2.52 2.20 505.17 318.66 365.75 5.45 8.02 8.04

Autofin 1,938 2,779 2,742 1.42 1.06 1.05 151.81 160.76 163.13 2.16 1.71 1.71

Bank of Tokyo-Mitsubishi UFJ 1,402 2,153 1,996 8.38 - - 45.21 - - 3.79 5.58 6.01

Actinver 339 932 1,018 - - - - - - 1.12 0.65 0.63

Deutsche Bank 551 733 732 - - - - - - 0.53 0.52 0.52

Bank of America 705 673 700 - - - - - - 5.65 3.50 3.38

The Royal Bank of Scotland 193 633 580 0.03 0.02 0.02 1,000.00 1,000.00 1,000.00 4.32 3.00 4.20

JP Morgan 144 248 271 - - - - - - 6.05 5.27 2.57

Inter Banco - 293 269 - 0.26 1.96 - 395.45 59.62 - 1.03 1.17

Banco Base - 76 162 - - - - - - - 0.50 0.50

UBS - - 101 - - - - - - - - 0.90

Banco Fácil 117 64 61 - - - - - - 23.07 19.56 18.68

Banco Credit Suisse - 29 29 - - - - - - - 0.50 0.50

1/ Se considera la información de la cartera de crédito de las sociedades financieras de objeto múltiple, entidades reguladas (SOFOMER), que administran parte de la cartera de crédito de algunos bancos. Debido a esta inclusión habrá diferencias con el saldo registrado en el estado de contabilidad agregado del sistema bancario. En esta información, el saldo de cartera de consumo se eleva por el monto de la cartera registrada por las SOFOMER, mientras que la cartera a entidades financieras se reduce por el monto de las líneas de crédito comerciales que los bancos mantienen abiertas a dichas SOFOMER. Las reservas preventivas también son ajustadas.

2/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 4/ EPRC = Estimaciones Preventivas para Riesgos Crediticios (saldo de balance). No se incluye el desglose de EPRC adicionales por tipo de cartera. */ Los bancos que no aparecen en el cuadro es por que no tienen cartera de crédito. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

13


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Cartera Total IMOR 1/ ICOR 2/ EPRC3/ / Cartera total

Cartera de Crédito a EmpresasCifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 1,012,219.3 1,119,436.1 1,122,441.9 1.97 2.10 2.16 193.30 192.80 186.20 3.81 4.05 4.01

BBVA Bancomer 220,529.5 219,654.3 216,933.3 1.86 3.45 3.55 119.43 66.30 64.29 2.23 2.29 2.28

Santander 146,312.0 161,648.8 161,656.7 1.20 0.70 0.69 139.84 195.02 181.13 1.67 1.37 1.25

Banamex 131,678.7 151,882.6 150,384.8 0.45 0.36 0.41 504.49 722.74 626.29 2.27 2.59 2.56

Inbursa 131,296.6 137,909.9 136,991.7 3.22 3.17 3.40 363.88 425.54 397.75 11.73 13.49 13.54

Banorte 112,326.3 132,597.5 133,712.0 3.41 2.85 2.69 97.54 101.99 106.14 3.32 2.91 2.86

HSBC 89,384.7 101,110.9 104,382.2 1.56 1.95 1.84 247.67 252.59 266.45 3.85 4.93 4.90

Banco del Bajío 38,794.7 46,339.6 47,112.7 3.60 2.83 2.85 75.98 96.43 93.72 2.73 2.73 2.67

Scotiabank 35,272.6 42,361.8 43,296.7 0.50 0.82 0.80 622.61 359.53 359.76 3.12 2.96 2.86

Banregio 14,845.2 20,857.9 21,077.4 1.32 1.40 1.59 269.48 209.67 184.67 3.56 2.93 2.94

Ixe 19,587.6 20,006.9 19,690.7 0.93 1.35 1.33 190.22 158.20 168.96 1.77 2.14 2.24

Banco Azteca 9,307.8 12,876.9 12,937.4 1.12 0.15 0.14 154.14 998.33 948.28 1.72 1.45 1.36

Interacciones 9,435.4 10,397.8 10,826.9 4.73 3.38 6.00 135.48 287.50 158.75 6.41 9.72 9.53

Banca Mifel 8,985.5 9,317.7 9,377.3 4.49 5.35 5.27 58.73 54.87 55.16 2.64 2.93 2.91

Multiva 7,486.3 8,140.3 8,334.5 3.49 2.00 1.95 82.50 137.41 142.77 2.88 2.75 2.78

Ve por Más 6,434.6 6,800.4 7,147.2 2.46 2.22 2.20 89.78 83.75 81.31 2.21 1.86 1.79

Invex 6,113.3 6,809.2 7,008.6 1.67 0.65 1.21 332.51 755.38 423.23 5.54 4.91 5.11

Afirme 5,333.9 5,927.7 5,956.0 3.71 3.57 3.53 84.73 107.77 104.61 3.14 3.84 3.69

Bansí 5,456.4 4,704.0 4,631.3 4.24 5.20 5.52 221.50 125.52 124.00 9.39 6.53 6.85

Ing 3,827.4 3,572.0 3,524.5 - - - - - - 0.87 0.56 0.56

Monex 2,319.2 2,416.7 2,800.1 3.56 2.57 2.44 73.90 74.79 69.23 2.63 1.92 1.69

ABC Capital (antes Banco Amigo) 150.9 2,194.5 2,324.6 5.57 5.58 6.89 98.07 98.58 77.50 5.46 5.50 5.34

Banco Ahorro Famsa 1,358.0 2,140.5 2,300.8 0.18 0.55 0.53 1,000.00 208.69 201.47 2.53 1.15 1.08

Autofin 1,249.4 1,914.9 1,876.2 - - - - - - 0.65 0.67 0.66

CIBanco 906.9 1,423.6 1,532.5 - - - - - - 0.52 0.63 0.62

Banco Wal-Mart 614.3 1,370.9 1,500.5 - 0.95 0.86 - 194.92 215.30 0.75 1.84 1.85

Bank of Tokyo-Mitsubishi UFJ 1,402.5 1,502.8 1,356.7 8.38 - - 43.19 - - 3.62 7.84 8.69

Deutsche Bank 551.1 733.4 732.2 - - - - - - 0.50 0.50 0.50

Actinver 89.1 587.7 674.2 - - - - - - 1.33 0.53 0.56

The Royal Bank of Scotland 193.2 632.5 580.4 0.01 0.01 0.01 1,000.00 1,000.00 1,000.00 2.59 2.81 3.99

Bank of America 642.0 501.0 531.1 - - - - - - 5.76 4.20 4.16

Bancoppel 190.0 400.0 397.3 - - - - - - 0.99 0.88 0.88

JP Morgan 144.1 247.7 270.9 - - - - - - 5.31 4.42 1.76

Inter Banco - 286.0 262.7 - 0.23 1.97 - 419.30 56.04 - 0.96 1.10

Banco Base - 76.0 162.4 - - - - - - - 0.50 0.50

Compartamos - 62.3 127.8 - - - - - - - 0.50 0.50

Banco Credit Suisse - 29.3 29.5 - - - - - - - 0.50 0.50

1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 2/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 3/ EPRC = Estimaciones Preventivas para Riesgos Crediticios (saldo de balance). No se incluye el desglose de EPRC adicionales por tipo de cartera. */ Los bancos que no aparecen en el cuadro es por que no tienen este tipo de cartera de crédito. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

14


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %


Cartera de Crédito a Entidades FinancierasCifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 67,090.6 70,437.7 67,413.8 0.19 0.04 0.05 1,000.00 1,000.00 1,000.00 2.55 2.41 2.42

Banamex 11,353.4 17,215.2 15,411.1 - - - - - - 1.74 2.66 2.67

Banorte 6,523.1 12,327.0 11,026.0 - - - - - - 0.80 0.72 0.74

Inbursa 9,034.8 7,937.7 7,798.2 - - - - - - 4.50 5.26 5.35

BBVA Bancomer 9,021.8 7,595.8 7,253.8 0.00 0.01 0.02 1,000.00 1,000.00 1,000.00 1.14 1.38 1.28

HSBC 12,588.4 6,847.2 6,623.6 0.55 0.00 0.00 777.11 1,000.00 1,000.00 4.30 2.79 2.73

Scotiabank 1,845.4 3,279.3 3,175.6 2.65 - - 203.37 - - 5.38 1.72 1.74

Ixe 3,104.4 2,894.2 2,805.0 0.19 - 0.09 582.07 - 644.33 1.08 0.60 0.60

Ve por Más 1,230.9 2,428.6 2,469.7 0.30 0.16 0.15 201.26 452.63 487.44 0.60 0.75 0.75

Santander 4,204.4 2,062.7 1,974.7 - - - - - - 4.37 13.59 14.17

Banco del Bajío 2,672.2 1,853.0 1,936.3 - 0.19 0.36 - 494.57 314.55 1.66 0.96 1.14

CIBanco 745.9 1,508.7 1,546.9 - - - - - - 0.56 0.65 0.63

Invex 1,579.1 1,328.2 1,221.4 - - - - - - 0.82 0.71 0.72

Banregio 374.1 311.6 1,013.1 - - - - - - 0.90 0.94 0.78

Bank of Tokyo-Mitsubishi UFJ - 650.4 639.5 - - - - - - - - -

Monex 352.4 583.5 584.4 - - - - - - 0.57 0.52 0.54

Banca Mifel 620.0 480.8 507.2 0.27 4.05 3.95 244.45 58.04 55.10 0.67 2.35 2.18

Multiva 429.5 494.0 470.4 - - - - - - 0.59 1.17 1.27

Interacciones 240.6 0.8 325.1 - - - - - - 1.08 0.50 0.50

Banco Ahorro Famsa 45.6 233.8 234.6 - - - - - - - - -

Bank of America 57.9 167.3 164.6 - - - - - - 4.99 1.49 0.93

UBS - - 101.0 - - - - - - - - 0.90

ABC Capital (antes Banco Amigo) - 80.2 46.7 - - - - - - - 1.18 2.15

Autofin 29.1 27.6 38.1 - - - - - - 1.40 0.50 0.50

Afirme 483.7 104.6 24.0 - - - - - - 0.72 0.99 0.99

Ing 554.0 25.4 22.9 - - - - - - 0.68 0.50 0.50

The Royal Bank of Scotland 0.0 0.1 0.1 - - - - - - 100.00 100.00 100.00


15


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %


Cartera de Crédito a Entidades GubernamentalesCifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 328,472 345,756 341,066 0.01 0.18 0.18 1,000.00 799.70 774.50 1.26 1.45 1.43

BBVA Bancomer 92,013 93,941 92,550 - 0.02 - - 1,000.00 - 0.63 0.54 0.54

Banorte 51,382 69,090 69,070 - 0.02 - - 1,000.00 - 1.05 0.99 0.94

Banamex 38,997 42,971 41,189 - - 0.00 - - 1,000.00 1.76 0.73 0.74

Interacciones 32,794 33,011 33,187 0.00 0.01 0.01 1,000.00 1,000.00 1,000.00 2.04 2.50 2.34

Santander 18,032 32,521 32,089 - - - - - - 0.60 1.16 1.13

HSBC 29,304 26,255 25,935 - - - - - - 1.14 1.70 1.69

Inbursa 26,844 14,372 13,800 - 4.13 4.51 - 225.98 214.17 2.63 9.33 9.66

Banco del Bajío 14,114 12,431 12,378 - - - - - - 0.89 1.07 1.07

Multiva - 6,736 6,735 - - - - - - - 2.79 2.79

Scotiabank 12,156 5,982 5,537 - - - - - - 0.56 0.70 0.70

Afirme 2,932 3,027 3,116 - - - - - - 2.21 0.60 0.69

Banca Mifel 3,839 1,956 1,936 0.47 - - 1,000.00 - - 4.80 2.99 3.02

Bansí 1,504 1,582 1,610 - - - - - - 1.79 2.21 2.18

Ixe 3,424 908 949 - - - - - - 0.55 1.64 0.83

Banregio 431 517 499 - - - - - - 4.11 0.45 0.45

Ve por Más 706 412 446 - - - - - - 1.48 2.55 2.21

Monex - 44 40 - - - - - - - 12.11 14.60


16


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % mdp mdp mdp % % %

Cartera Total Cartera TotalIMOR 1/ IMOR 1/

Estados y Municipios Otras Entidades Gubernamentales

Cartera de Crédito a Entidades Gubernamentales (Continuación)Cifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 191,697 217,166 213,679 0.01 0.29 0.29 136,774 128,614 127,386 0.00 0.00 0.00

Banorte 48,380 65,708 65,787 - 0.02 - 3,003 3,382 3,283 - - -

BBVA Bancomer 30,510 40,616 40,441 - 0.03 - 61,503 53,325 52,108 - - -

Interacciones 29,669 29,971 29,662 - - - 3,125 3,064 3,525 0.03 0.13 0.11

Banamex 21,337 23,148 21,327 - - - 17,661 19,823 19,862 - - 0.01

Banco del Bajío 12,193 11,536 11,478 - - - 1,921 894 900 - - -

HSBC 8,869 9,913 9,107 - - - 20,435 16,342 16,828 - - -

Santander 7,770 9,105 9,027 - - - 10,262 23,416 23,062 - - -

Inbursa 15,972 8,643 8,662 - 6.86 7.18 10,873 5,729 5,138 - - -

Multiva - 6,736 6,735 n.a - - - - - n.a n.a n.a

Scotiabank 6,409 3,762 3,818 - - - 5,747 2,220 1,718 - - -

Afirme 2,932 3,027 3,116 - - - - - - n.a n.a n.a

Banca Mifel 3,839 1,956 1,936 0.47 - - - - - n.a n.a n.a

Bansi 1,435 1,582 1,610 - - - 68 - - - n.a n.a

Banregio 431 509 490 - - - - 8 8 n.a - -

Ve por Más 532 292 255 - - - 173 120 191 - - -

Ixe 1,419 618 187 - - - 2,005 291 763 - - -

Monex - 44 40 n.a - - - - - n.a n.a n.a

1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. */ Los bancos que no aparecen en el cuadro es por que no tienen este tipo de cartera de crédito. Ordenados conforme al monto de la cartera otorgada a Estados y Municipios. n.a No aplica El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

17


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Cartera Total IMOR 2/ ICOR 3/ Pérdida Esperada 4/

Cartera de Crédito al ConsumoCifras sin subsidiarias1/


Sistema */ 404,754 498,393 504,002 3.96 4.12 4.00 221.54 228.68 235.75 8.76 9.41 9.43

BBVA Bancomer 126,162 153,695 154,410 3.81 3.82 3.58 182.61 211.84 224.17 6.95 8.10 8.01

Banamex 94,676 126,389 127,931 2.76 3.61 3.44 252.49 228.11 241.85 6.98 8.24 8.32

Santander 40,948 51,267 52,511 3.08 2.58 2.43 528.85 530.97 558.31 16.29 13.69 13.58

Banorte 29,404 31,361 32,254 4.22 3.76 3.61 223.55 260.43 269.26 9.42 9.78 9.73

HSBC 28,258 30,482 30,984 4.93 3.93 3.54 213.79 301.94 330.22 10.55 11.88 11.68

Banco Azteca 17,550 26,190 26,991 6.05 7.36 7.86 99.22 96.63 99.84 6.01 7.11 7.85

Scotiabank 16,425 17,006 17,184 4.63 3.29 3.06 135.54 224.61 236.72 6.28 7.38 7.24

Compartamos 10,128 11,519 11,798 2.08 2.90 3.00 141.34 148.06 144.23 2.93 4.29 4.33

Inbursa 10,683 9,893 9,678 2.62 2.42 3.78 406.53 414.34 264.33 10.65 10.02 9.99



Ixe 2,612 6,703 6,482 3.05 1.51 1.66 438.48 648.37 629.13 13.38 9.82 10.43

Bancoppel 3,506 5,357 5,462 18.10 18.55 19.72 116.06 135.87 130.97 21.00 25.21 25.82

Volkswagen Bank 2,658 3,603 3,706 2.35 2.95 2.91 196.48 154.15 169.24 4.62 4.54 4.92

Banregio 700 2,249 2,162 3.66 6.32 6.14 253.96 193.57 198.27 9.31 12.24 12.18

Afirme 1,254 1,640 1,647 8.41 10.75 10.53 136.56 136.25 137.30 11.48 14.65 14.46

Banco Wal-Mart 363 1,387 1,404 2.90 4.07 3.63 451.76 339.67 396.00 13.12 13.82 14.38

Autofin 652 831 823 4.11 3.55 3.50 122.27 117.04 119.66 5.03 4.16 4.19

Invex 625 491 485 18.23 6.41 6.27 141.75 267.19 279.37 25.85 17.13 17.52

Banco del Bajío 452 459 458 4.05 2.79 2.79 208.77 501.74 366.18 8.46 13.99 10.21

Actinver 250 345 344 - - - - - - 1.05 0.86 0.78

Multiva 336 289 276 1.77 2.84 2.87 117.25 492.20 425.38 2.08 13.96 12.19

CIBanco 47 170 180 1.88 2.18 2.03 115.22 143.28 147.80 2.16 3.13 2.99

Banco Fácil 117 64 61 - - - - - - 23.07 19.56 18.68

Ve por Más 42 34 39 - - - - - - 0.50 0.57 1.01

Banca Mifel 47 32 31 - - - - - - 7.47 14.04 15.23

Bansi 22 23 23 - - - - - - 10.06 14.51 15.49

ABC Capital (antes Banco Amigo) 22 17 19 - - - - - - 7.11 9.59 10.31

Interacciones 300 12 12 - - - - - - 1.07 2.05 2.04

Inter Banco - 7 6 - - - - - - - 4.20 3.88


2/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 4/ Para el segmento de tarjeta de crédito, a partir de septiembre de 2009 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad

de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. Para el resto de la cartera de consumo, a partir de marzo de 2011 aplica la mencionada metodología. */ Los bancos que no aparecen en el cuadro es por que no tienen este tipo de cartera de crédito. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

18


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Tarjeta de Crédito IMOR 2/ ICOR 3/ Pérdida Esperada 4/

Cartera de Crédito al ConsumoCifras sin subsidiarias1/


Sistema */ 210,448 239,685 239,891 4.82 4.68 4.59 260.74 254.85 262.72 12.56 11.94 12.05

BBVA Bancomer 74,564 84,981 84,836 4.96 4.61 4.52 195.11 198.51 197.92 9.67 9.15 8.94

Banamex 61,468 72,702 72,677 2.84 4.14 4.05 304.94 243.97 258.02 8.67 10.10 10.44

Santander 24,100 29,049 29,556 3.48 2.73 2.47 717.85 663.32 729.11 24.99 18.09 18.01

HSBC 17,202 15,994 15,914 6.68 5.23 4.88 218.14 304.20 329.13 14.57 15.91 16.07

Banorte 12,033 12,323 12,387 8.52 6.93 6.91 209.02 218.63 225.28 17.80 15.14 15.57


Bancoppel 3,505 5,322 5,421 18.10 18.59 19.77 116.06 135.96 131.05 21.00 25.28 25.91

Scotiabank 4,096 4,139 4,121 6.28 5.59 5.55 196.93 225.53 233.05 12.37 12.60 12.94

Ixe 2,331 3,296 3,234 3.01 2.65 2.58 487.96 514.45 561.19 14.69 13.64 14.48

Inbursa 2,074 1,888 1,874 6.78 3.72 3.50 207.85 307.99 322.69 14.09 11.46 11.30

Banco Wal-Mart 363 1,387 1,404 2.90 4.07 3.63 451.76 339.64 395.94 13.12 13.82 14.37

Invex 621 485 483 18.35 6.50 6.30 141.73 267.09 279.34 26.01 17.35 17.59

Banregio 200 234 228 3.82 2.68 2.41 413.29 581.84 680.33 15.79 15.61 16.39

Afirme 156 193 190 11.16 13.14 13.65 178.49 167.86 169.19 19.92 22.05 23.10

Banco del Bajío 105 119 118 6.46 4.68 4.34 314.45 420.84 475.91 20.33 19.67 20.67

Banco Fácil 117 64 61 - - - - - - 23.07 19.56 18.68

Banco Azteca 67 57 57 - - - - - - 47.97 58.13 58.23

Banca Mifel 8 10 11 - - - - - - 12.91 30.93 31.15

Banco Ahorro Famsa - 0 0 - - - - - - - 8.60 7.69


2/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 4/ Para el segmento de tarjeta de crédito, a partir de septiembre de 2009 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad

de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tienen este tipo de cartera de crédito. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

19


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Consumo No Revolvente IMOR 1/ ICOR 2/ Pérdida Esperada 3/

Cartera de Crédito al ConsumoCifras sin subsidiarias(Millones de pesos y porcentajes)

Sistema */ 194,306 258,707 264,111 3.02 3.59 3.47 125.97 136.30 141.23 3.81 4.89 4.90

BBVA Bancomer 51,599 68,714 69,574 2.14 2.85 2.42 72.63 135.79 162.18 1.55 3.87 3.93

Banamex 33,208 53,688 55,254 2.62 2.90 2.64 85.68 90.09 96.16 2.24 2.61 2.54

Banco Azteca 17,483 26,133 26,934 5.92 7.26 7.76 98.78 96.41 99.69 5.84 7.00 7.74

Santander 16,848 22,218 22,956 2.51 2.38 2.39 153.84 157.01 157.67 3.86 3.74 3.76

Banorte 17,370 19,038 19,867 1.24 1.71 1.56 154.41 137.74 141.83 1.91 2.35 2.21

HSBC 11,056 14,489 15,070 2.22 2.51 2.12 193.41 296.72 332.87 4.29 7.43 7.06

Scotiabank 12,329 12,868 13,063 4.08 2.55 2.27 102.57 221.54 237.32 4.19 5.65 5.40

Compartamos 10,128 11,519 11,798 2.08 2.90 3.00 141.34 148.06 144.23 2.93 4.29 4.33


Inbursa 8,609 8,004 7,804 1.62 2.11 3.85 590.84 449.93 246.69 9.57 9.50 9.49

Volkswagen Bank 2,658 3,603 3,706 2.35 2.95 2.91 196.48 154.15 169.24 4.62 4.54 4.92

Ixe 282 3,407 3,248 3.37 0.42 0.74 73.02 210.21 131.13 2.46 0.87 0.97

Banregio 500 2,015 1,933 3.60 6.74 6.58 183.13 173.47 175.54 6.60 11.70 11.56

Afirme 1,098 1,447 1,457 8.02 10.44 10.13 99.89 95.04 96.35 8.01 9.92 9.76

Autofin 652 831 823 4.11 3.55 3.50 122.27 117.04 119.66 5.03 4.16 4.19

Actinver 250 345 344 - - - - - - 1.05 0.86 0.78

Banco del Bajío 347 340 340 3.32 2.13 2.25 146.77 487.19 220.34 4.88 10.37 4.96

Multiva 336 289 276 1.77 2.84 2.87 73.04 425.73 356.72 1.30 12.07 10.23

CIBanco 47 170 180 1.88 2.18 2.03 115.22 143.28 147.80 2.16 3.13 2.99

American Express 141 153 148 0.09 0.00 0.06 629.93 1,000.00 1,000.00 0.59 3.42 3.53

Bancoppel 0 35 41 - - - - - - 5.79 14.46 14.54

Ve por Más 42 34 39 - - - - - - 0.50 0.57 1.01

Bansí 22 23 23 - - - - - - 9.64 14.34 15.04

Banca Mifel 39 21 20 - - - - - - 6.32 5.77 6.43


Interacciones 300 12 12 - - - - - - 1.07 2.05 2.04

Inter Banco - 7 6 - - - - - - - - -

Invex 4 7 2 - - - - - - 0.50 0.50 0.50

Banco Wal-Mart - 0.1 0.2 - - - - - - - 21.08 16.11

1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 2/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Para el segmento de consumo no revolvente, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la

probabilidad de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tienen este tipo de cartera de crédito. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

20


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Créditos Personales*/ IMOR 1/ ICOR 2/ Pérdida Esperada 3/


Sistema **/ 87,174 78,641 81,149 3.96 5.63 5.45 134.10 195.75 201.48 5.32 11.03 10.99

Banamex 14,456 23,885 24,845 2.59 2.73 2.07 188.78 206.10 261.96 4.89 5.62 5.43

Banco Azteca 9,248 15,385 16,000 5.61 5.55 6.08 96.16 128.20 130.80 5.40 7.11 7.95

BBVA Bancomer 30,890 13,224 13,534 2.67 6.80 5.88 52.69 201.78 236.79 1.40 13.72 13.93

Santander 16,664 8,740 9,211 2.35 1.87 2.05 154.41 496.19 447.35 3.62 9.29 9.16


HSBC 1,857 2,431 2,582 4.28 4.50 4.15 351.37 855.39 869.97 15.04 38.50 36.10

Scotiabank 2,018 2,183 2,202 8.36 7.43 6.97 72.82 243.05 257.90 6.09 18.06 17.98

Inbursa 1,227 1,577 1,663 9.99 8.14 15.65 381.60 251.20 121.70 38.12 20.45 19.04

Afirme 560 776 779 11.14 14.60 14.27 125.64 120.47 121.89 13.99 17.58 17.40

Actinver 250 345 344 - - - - - - 1.05 0.86 0.78

Ixe 226 299 310 1.03 2.06 2.24 298.18 478.67 448.11 3.07 9.87 10.05

Banregio 326 283 278 3.24 2.04 1.95 180.03 578.55 600.34 5.82 11.82 11.73

Multiva 223 182 172 0.74 0.93 0.97 133.64 1,000.00 1,000.00 0.98 17.10 14.09

American Express 141 153 148 0.09 0.00 0.06 629.93 1,000.00 1,000.00 0.59 3.42 3.53

Bancoppel 0 35 41 - - - - - - 5.79 14.46 14.54

Banco del Bajío 50 34 33 - - - - - - 16.09 17.58 19.57


CIBanco 3 14 14 - - - - - - 0.50 3.67 3.67

Banorte 17 12 10 - - - - - - 29.27 39.39 37.00

Interacciones 292 2 7 - - - - - - - - -

Autofin 1 4 4 - - - - - - 32.67 11.96 11.89

Invex 4 7 2 - - - - - - 0.50 0.50 0.50

1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 2/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Para el segmento de créditos personales, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad

de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ No inlcuye a los créditos de nómina. La presentación separada de los créditos de nómina inició en febrero de 2011. **/ Los bancos que no aparecen en el cuadro es por que no tienen este tipo de cartera de crédito. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

21


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Automotriz IMOR 1/ ICOR 2/ Pérdida Esperada 3/


Sistema */ 55,800 61,689 61,566 1.73 1.70 1.54 197.39 258.54 281.16 3.42 4.40 4.34

BBVA Bancomer 20,708 24,907 24,757 1.35 1.21 1.03 131.18 280.95 333.00 1.78 3.40 3.44

Scotiabank 10,131 10,540 10,719 3.19 1.52 1.29 118.49 207.54 222.74 3.78 3.15 2.88

Banorte 8,365 9,330 9,474 0.84 0.94 0.92 464.11 500.13 497.40 3.88 4.71 4.56

Inbursa 7,152 6,159 5,873 - 0.43 0.44 - 1,000.00 1,000.00 4.97 7.10 7.45

Volkswagen Bank 2,658 3,603 3,706 2.35 2.95 2.91 196.48 154.15 169.24 4.62 4.54 4.92

HSBC 4,205 3,006 2,992 2.31 2.50 2.09 187.03 138.37 149.76 4.33 3.45 3.14

Banregio 172 1,699 1,625 3.87 7.51 7.39 205.65 158.11 158.67 7.96 11.88 11.73

Autofin 637 818 811 3.90 3.40 3.40 121.58 115.60 117.35 4.74 3.93 3.99

Banamex 452 631 637 3.91 7.27 6.96 213.15 127.00 122.78 8.34 9.23 8.55

Banco del Bajío 235 226 226 1.64 2.48 2.65 167.63 522.62 173.08 2.74 12.95 4.59

Banco Ahorro Famsa 236 174 168 2.23 18.87 14.04 452.83 97.57 134.66 10.11 18.41 18.91

CIBanco 44 156 166 2.01 2.38 2.19 113.47 129.49 133.83 2.28 3.08 2.94

Banco Azteca 401 166 153 6.25 11.08 12.40 - 18.31 72.10 - 2.03 8.94

Afirme 136 120 120 5.59 3.71 3.31 123.33 149.53 161.28 6.89 5.55 5.33

Santander 183 84 78 - - - - - - 25.28 23.83 25.08

Multiva 33 33 32 - - - - - - 4.62 6.11 5.47

Banca Mifel 39 21 20 - - - - - - 6.32 5.77 6.43

Interacciones 6 9 5 - - - - - - - 2.59 4.53

Ixe 7 5 5 - - - - - - - 3.75 5.02

1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 2/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Para el segmento automotriz, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de

incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tienen este tipo de cartera de crédito. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

22


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Adquisición de Bienes Muebles 1/ IMOR 2/ ICOR 3/ Pérdida Esperada 4/


Sistema */ 7,905 6,287 6,284 6.31 8.27 8.88 107.32 62.89 60.32 6.77 5.20 5.35

Banco Azteca 7,834 6,259 6,257 6.26 8.29 8.89 106.67 62.34 62.24 6.67 5.17 5.54

Bansi 22 22 21 - - - - - - 9.74 15.03 15.79

Multiva 0 4 4 - - - - - - 0.50 1.11 1.25

Afirme 3 3 3 - - - - - - 7.69 11.73 11.46

Inbursa 0 0 0 - - - - - - 100.00 98.73 -18,419.30

Scotiabank 46 - - - - - - - - 22.13 - -

Banco del Bajío 0 0 - - - - - - - - - -

1/ Incluye Arrendamiento Capitalizable. 2/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 4/ Para el segmento adquisición de bienes muebles, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la

probabilidad de incumplimiento, la severidad de la pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tienen este tipo de cartera de crédito. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

23


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Otros Créditos al Consumo IMOR 1/ ICOR 2/ Pérdida Esperada 3/


Sistema */ 10,356 16,225 16,706 2.25 5.34 5.52 137.98 109.19 109.49 3.11 5.83 6.04

Compartamos 10,128 11,519 11,798 2.08 2.90 3.00 141.34 148.06 144.23 2.93 4.29 4.33

Banco Azteca - 4,324 4,524 - 11.70 12.00 - 80.61 83.36 - 9.43 10.00

HSBC 65 243 239 14.66 6.63 5.46 134.33 233.16 288.09 19.69 15.46 15.74

Ixe 48 52 52 - - - - - - - - -

Ve por Más 42 34 39 - - - - - - 0.50 0.57 1.01

Multiva 37 24 23 - - - - - - 1.77 7.17 9.15

Banorte 19 20 22 - - - - - - 12.17 14.86 13.42

Autofin 14 9 8 - - - - - - 15.07 22.05 20.01

Banregio 0 0 0 - - - - - - 100.00 100.00 100.00

Banco Wal-Mart - 0 0 - - - - - - - 21.08 16.11

Banamex 0 0 0 - - - - - - 100.00 100.00 100.00

Interacciones 2 - - - - - - - - 195.12 - -

1/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 2/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo). 3/ Para el segmento otros créditos al consumo, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad


24


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Cartera de Nómina 1/ IMOR 2/ ICOR 3/ Pérdida Esperada 4/


Sistema */ 33,072 95,865 98,405 2.18 2.53 2.34 227.89 233.02 246.98 4.96 5.89 5.78

BBVA Bancomer - 30,583 31,283 - - - - - - - 6.58 6.56

Banamex 18,300 29,171 29,771 - - - - - - 2.91 5.72 5.55

Santander - 13,394 13,667 - - - - - - - 6.96 6.93

Banorte 8,970 9,676 10,361 - - - - - - 3.32 7.80 7.44

HSBC 4,929 8,809 9,258 1.19 1.84 1.48 - - - - - -

Ixe - 3,050 2,881 - - - - - - - 5.87 6.11

Afirme 399 548 556 - - - - - - 6.26 9.90 9.39

Inbursa 230 268 268 - - - - - - 9.71 5.47 5.47

Scotiabank 134 145 142 - - - - - - 5.91 5.48 4.67

Banco del Bajío 63 80 81 - - - - - - - 6.96 6.83

Banco Ahorro Famsa - 56 55 - - - - - - - 5.77 6.45

Multiva 44 46 45 - - - - - - 6.04 11.91 12.15

Banregio 2 32 30 - - - - - - 31.47 9.14 7.96

Inter Banco - 7 6 - - - - - - - 3.83 4.20

Bansi 0 1 1 - - - - - - 40.86 3.66 9.54

Banco Azteca 0 0 0 60.16 59.30 77.00 - 1.76 1.56 - 1.04 1.20

1/ Cifras disponibles a partir de febrero de 2011, para periodos anteriores los créditos de nómina se clasificaban dentro del rubro de créditos personales. 2/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total. 3/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo, y se anota n.s). 4/ Para el segmento otros créditos al consumo, a partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad


25


2011 2012 2012 2011 2012 2012 2011 2012 2012 2011 2012 2012

mdp mdp mdp % % % % % % % % %

Cartera Total IMOR 2/ ICOR 3/ Pérdida Esperada 4/

Cartera de Crédito a la ViviendaCifras sin subsidiarias1/


Sistema */ 360,856 416,791 418,939 3.56 3.76 3.73 71.34 50.34 47.13 2.54 1.89 1.76

BBVA Bancomer 140,487 148,928 149,779 3.77 4.58 4.67 78.46 51.77 44.53 2.96 2.37 2.08

Santander 35,784 63,013 63,438 1.66 3.61 3.53 78.39 42.01 41.18 1.30 1.52 1.45

Banorte 55,258 62,008 62,537 1.15 1.16 1.10 91.72 80.47 85.51 1.06 0.93 0.94

Banamex 51,805 60,588 60,707 1.26 1.02 1.07 64.16 171.80 165.91 0.81 1.75 1.78

Scotiabank 42,927 45,335 45,450 5.81 4.72 4.53 55.04 25.22 24.42 3.20 1.19 1.11

HSBC 19,447 19,776 19,810 10.14 8.75 8.48 65.63 38.90 37.54 6.66 3.40 3.18

Banco del Bajío 6,231 6,585 6,590 9.03 9.72 9.38 71.96 47.32 45.82 6.50 4.60 4.30

Banregio 3,444 3,670 3,695 4.19 4.76 4.79 86.47 47.23 44.15 3.63 2.25 2.11

Afirme 1,353 1,280 1,301 11.57 12.91 13.07 55.86 30.01 28.94 6.46 3.88 3.78

Inbursa 1,262 1,289 1,291 6.36 6.46 6.43 145.11 72.85 72.80 9.22 4.70 4.68

Ixe 1,119 1,045 1,028 1.72 5.50 5.31 73.03 19.25 19.38 1.25 1.06 1.03

Banca Mifel 766 928 911 10.02 12.31 9.78 27.76 8.89 10.57 2.78 1.09 1.03

ABC Capital (antes Banco Amigo) 6 717 750 - 0.02 0.02 - 1,000.00 1,000.00 0.52 0.98 0.98

Monex - 678 711 - - - - - - - 0.38 0.28

Banco Azteca 751 671 657 18.75 16.52 16.53 62.38 13.95 19.11 11.70 2.30 3.16

Interacciones 167 201 204 7.17 4.87 4.97 89.60 34.84 32.55 6.42 1.70 1.62

Banco Ahorro Famsa 8 31 33 - - - - - - 0.35 0.40 0.34

Bansi 17 15 15 - - - - - - 0.35 0.44 0.43

Multiva 7 13 13 - - - - - - 0.35 0.11 0.11

Ve por Más 8 13 11 - - - - - - 0.99 0.62 0.58

Autofin 7 5 5 - - - - - - 7.79 0.21 0.20

Bank of America 6 5 4 - - - - - - 0.35 0.35 0.35

1/ Se considera la información de la cartera de crédito de las sociedades financieras de objeto múltiple, entidades reguladas (SOFOMER), que administran parte de la cartera de crédito de algunos bancos. Debido a esta inclusión habrá diferencias con el saldo registrado en el estado de contabilidad agregado del sistema bancario. En esta información, el saldo de cartera de vivienda se eleva por el monto de la cartera registrada por las SOFOMER, mientras que la cartera a entidades financieras se reduce por el monto de las líneas de crédito comerciales que los bancos mantienen abiertas a dichas SOFOMER. Las reservas preventivas también son ajustadas.

2/ IMOR = Índice de Morosidad = Cartera Vencida / Cartera Total 3/ ICOR = Índice de Cobertura = EPRC / Cartera Vencida. (Para efectos de presentación se limita a 1,000% el cálculo) 4/ A partir de marzo de 2011 se refiere a la aplicación de la metodología de calificación y aprovisionamiento vigente que considera la probabilidad de incumplimiento, la severidad de la

pérdida y la exposición al incumplimiento. */ Los bancos que no aparecen en el cuadro es por que no tienen este tipo de cartera de crédito. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

26

Feb. 2011 Ene. 2012 Feb. 2012 Feb. 2011 Ene. 2012 Feb. 2012 Feb. 2011 Ene. 2012 Feb. 2012

Sistema */ 2,642,730.7 2,926,297.4 2,871,273.4 1,333,110.7 1,576,486.9 1,531,679.4 965,770.6 969,797.8 965,938.5

BBVA Bancomer 598,334 677,157 657,425 362,659 443,221 423,993 172,748 151,461 156,582

Banamex 519,782 511,694 486,011 299,202 349,474 331,554 148,251 111,826 105,783

Santander 299,162 367,144 360,633 149,564 178,348 176,132 120,292 147,721 142,806

HSBC 278,261 316,141 329,701 144,858 169,199 167,453 108,959 122,991 123,327

Banorte 283,645 329,333 328,611 132,688 155,374 153,790 137,944 151,609 153,011

Inbursa 146,679 142,729 143,709 49,449 53,829 53,938 65,679 47,806 42,771

Scotiabank 126,201 135,117 140,239 58,102 66,281 66,409 57,501 56,817 61,648

Banco del Bajío 62,601 71,527 70,914 16,323 18,577 18,412 30,458 32,582 32,506

Banco Azteca 53,178 58,899 59,261 50,757 53,798 53,983 2,050 4,967 5,181

Interacciones 44,001 43,551 45,417 5,624 13,791 14,020 25,135 14,497 15,668

Ixe 37,703 39,781 39,159 13,213 11,515 11,026 18,253 20,031 19,766

Banregio 18,559 24,397 24,972 8,461 9,951 9,950 9,306 13,403 13,991

Multiva 10,511 17,344 18,512 1,069 2,451 2,384 7,573 12,313 13,394

Banca Mifel 18,787 20,483 16,323 2,925 3,042 2,949 11,741 14,087 9,751

Afirme 14,077 15,932 15,861 6,519 7,748 7,915 7,451 7,784 7,744

Invex 11,072 13,652 13,464 764 565 390 7,811 10,715 10,851

Ve por Más 10,247 11,916 12,407 4,485 4,771 4,700 2,196 3,238 3,575

Bancoppel 9,116 11,880 12,045 8,095 10,891 11,064 1,021 990 981

American Express 11,106 11,793 11,909 1,715 1,471 1,533 5,105 5,818 5,854

Banco Ahorro Famsa 9,202 10,675 10,949 5,262 2,866 2,648 3,924 7,796 8,188

CIBanco 6,545 10,239 9,899 201 678 815 6,269 9,521 9,045

Compartamos 4,843 6,618 6,611 0 11 10 0 0 0

Monex 3,508 5,315 6,500 2,257 3,084 2,998 233 1,689 1,742

Banco Credit Suisse 4,142 2,990 6,011 0 0 0 1,067 1,025 831

Bansi 6,449 5,843 5,906 567 615 681 4,369 4,163 4,124

Bank of Tokyo-Mitsubishi UFJ 4,745 5,500 4,987 3,382 2,914 2,515 1,363 2,443 2,311

Deutsche Bank 1,461 6,165 4,545 0 0 0 0 3,043 1,975

Bank of America 26,321 29,357 4,528 2,473 4,391 4,403 93 248 125

The Royal Bank of Scotland 1,076 5,667 4,313 1,043 5,303 3,955 0 0 0

Banco Wal-Mart 1,389 3,256 3,442 530 695 725 859 2,561 2,717

Ing 14,825 1,128 3,274 0 0 0 4,841 1,014 3,152

Volkswagen Bank 1,708 2,675 3,227 0 0 0 1,477 1,674 2,227

ABC Capital (antes Banco Amigo) 369 2,862 3,006 6 63 70 363 940 1,066

JP Morgan 1,078 3,310 2,913 607 1,129 863 0 32 32

Autofin 1,875 2,549 2,539 185 154 178 1,438 1,960 1,863

Actinver 125 1,143 1,164 125 283 221 0 860 917

Inter Banco 1 242 473 0 5 2 0 173 432

Base 0 287 408 0 0 0 0 0 0

Banco Fácil 46 8 5 0 0 0 0 0 0

Saldos de la Captación BancariaCaptación de Recursos (Millones de pesos)

Captación Total Exigibilidad Inmediata Depósitos a Plazo

*/ El orden en que se presentan los bancos es en forma descendente de acuerdo con el tamaño del monto de la captación total registrada en el mes más reciente. Los bancos que no aparecen en el cuadro es porque no realizan captación de recursos.

27

Feb. 2011 Ene. 2012 Feb. 2012 Feb. 2011 Ene. 2012 Feb. 2012 Feb. 2011 Ene. 2012 Feb. 2012

Sistema */ 124,550.6 153,248.9 158,611.5 219,298.9 226,763.8 215,044.0

BBVA Bancomer 39,959 55,018 56,334 22,968 27,458 20,516

Banamex 31,890 16,744 16,974 40,438 33,650 31,700

Santander 11,417 21,788 21,783 17,890 19,287 19,911

HSBC 4,259 4,252 4,260 20,185 19,698 34,661

Banorte 3,650 3,908 3,856 9,362 18,442 17,954

Inbursa 21,679 34,563 38,076 9,872 6,530 8,926

Scotiabank 6,234 6,229 6,235 4,363 5,790 5,946

Banco del Bajío 784 843 849 15,037 19,525 19,147

Banco Azteca 0 0 0 371 133 97

Interacciones 1,501 3,510 3,518 11,741 11,752 12,211

Ixe 0 0 0 6,238 8,235 8,368

Banregio 0 0 0 791 1,043 1,031

Multiva 0 0 0 1,869 2,580 2,734

Banca Mifel 21 73 64 4,101 3,282 3,559

Afirme 0 0 0 108 401 201

Invex 273 303 298 2,225 2,070 1,924

Ve por Más 0 0 0 3,566 3,907 4,132

Bancoppel 0 0 0 0 0 0

American Express 0 0 0 4,286 4,504 4,522

Banco Ahorro Famsa 0 0 0 16 13 113

CIBanco 0 0 0 74 40 38

Compartamos 2,505 4,510 4,511 2,339 2,097 2,090

Monex 181 106 323 836 436 1,437

Banco Credit Suisse 0 0 0 3,075 1,964 5,180

Bansi 0 0 0 1,513 1,064 1,100

Bank of Tokyo-Mitsubishi UFJ 0 0 0 0 143 161

Deutsche Bank 0 0 0 1,461 3,122 2,570

Bank of America 0 0 0 23,755 24,718 0

The Royal Bank of Scotland 0 0 0 33 364 358

Banco Wal-Mart 0 0 0 0 0 0

Ing 200 114 122 9,785 0 0

Volkswagen Bank 0 1,000 1,000 231 0 0

ABC Capital (antes Banco Amigo) 0 0 0 0 1,859 1,870

JP Morgan 0 0 0 471 2,149 2,017

Autofin 0 0 0 252 436 498

Actinver 0 0 0 0 0 25

Inter Banco 0 0 0 1 64 39

Base 0 287 408 0 0 0

Banco Fácil 0 0 0 46 8 5

Saldos de la Captación BancariaCaptación de Recursos (Millones de pesos)

Títulos de Crédito Emitidos Préstamos Interbancarios

*/ El orden en que se presentan los bancos es en forma descendente de acuerdo con el tamaño del monto de la captación total registrada en el mes más reciente. Los bancos que no aparecen en el cuadro es porque no realizan captación de recursos.

Cartera de Crédito por Calificación Febrero 2012 (Millones de pesos y porcentajes)

Cartera de Crédito

Cartera de Crédito Total

Cartera vigente

Créditos comerciales

Empresas

Entidades financieras

Entidades gubernamentales

Consumo

Vivienda

Cartera vencida bruta


Empresas



Consumo

Vivienda

Cartera Base de Calificación

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada

Provisiones Preventivas

Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Provisiones adicionales para intereses

vencidos sobre operaciones vigentes

Provisiones adicionales

Captación de Recursos

Captación Total

Depósitos de exigibilidad inmediata

Plazo

Títulos de crédito emitidos

Préstamos interbancarios

De exigibilidad inmediata

A corto Plazo

A largo Plazo

28

Calificación de la Cartera Crediticia

ABC Capital (antes American

Banco Amigo) Actinver Afirme Express monto % monto % monto % monto %

3,140 100.00 1,018 100.00 12,044 100.00 7,468 100.00

2,979 94.88 1,018 100.00 11,491 95.40 7,205 96.47

2,211 70.43 674 66.22 8,886 73.78 0 0.00

2,164 68.94 674 66.22 5,746 47.71 0 0.00

47 1.49 0 0.00 24 0.20 0 0.00

0 0.00 0 0.00 3,116 25.87 0 0.00

18 0.58 344 33.78 1,473 12.23 7,205 96.47

749 23.87 0 0.00 1,131 9.39 0 0.00

161 5.12 0 0.00 554 4.60 263 3.53

160 5.10 0 0.00 210 1.75 0 0.00

160 5.10 0 0.00 210 1.75 0 0.00

0 0.00 0 0.00 0 0.00 0 0.00

0 0.00 0 0.00 0 0.00 0 0.00

0 0.01 0 0.00 173 1.44 263 3.53

0 0.01 0 0.00 170 1.41 0 0.00

3,140 100.00 n.d n.a 13,251 100.00 7,468 100.00

2,323 73.99 n.d n.a 9,660 72.90 229 3.07

654 20.82 n.d n.a 3,042 22.96 6,560 87.84

137 4.36 n.d n.a 248 1.87 335 4.49

11 0.36 n.d n.a 187 1.41 220 2.94

15 0.46 n.d n.a 82 0.62 125 1.67

0 0.00 n.d n.a 32 0.24 0 0.00

140 100.00 n.d n.a 560 100.00 887 100.00

16 11.49 n.d n.a 58 10.28 4 0.44

41 28.90 n.d n.a 175 31.21 486 54.76

55 38.93 n.d n.a 94 16.82 113 12.72

9 6.73 n.d n.a 124 22.10 158 17.78

14 9.63 n.d n.a 82 14.64 118 13.25

6 4.32 n.d n.a 28 4.94 9 1.04

n.d Cifras no disponibles. El banco no envío información. n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

29


Tarjetas Banamex Servicios Financieros

Autofin Banamex SOFOMER* Soriana, SOFOMER**

monto % monto % monto % monto %

2,742 100.00 395,623 100.00 73,476 100.00 1,180 100.00

2,713 98.95 389,956 98.57 70,628 96.12 1,088 92.21

1,914 69.81 206,368 52.16 0 0.00 0 0.00

1,876 68.42 149,770 37.86 0 0.00 0 0.00

38 1.39 15,411 3.90 0 0.00 0 0.00

0 0.00 41,187 10.41 0 0.00 0 0.00

794 28.96 123,531 31.22 70,628 96.12 1,088 92.21

5 0.18 60,056 15.18 0 0.00 0 0.00

29 1.05 5,668 1.43 2,848 3.88 92 7.79

0 0.00 616 0.16 0 0.00 0 0.00

0 0.00 615 0.16 0 0.00 0.00 0.00

0 0.00 0 0.00 0 0.00 0.00 0.00

0 0.00 1 0.00 0 0.00 0.00 0.00

29 1.05 4,400 1.11 2,848 3.88 91.97 7.79

0 0.00 651 0.16 0 0.00 0.00 0.00

2,742 100.00 381,049 100.00 73,270 100.00 1,171 100.00

2,225 81.15 295,169 77.46 19,181 26.18 140 11.94

480 17.50 76,572 20.09 49,621 67.72 863 73.70

16 0.58 5,537 1.45 2,036 2.78 81 6.92

10 0.36 953 0.25 2,329 3.18 79 6.77

11 0.40 1,525 0.40 103 0.14 8 0.67

0 0.00 1,293 0.34 0 0.00 0 0.00

47 100.00 9,001 100.00 7,634 100.00 210 100.00

13 27.99 1,314 14.60 185 2.42 1 0.54

11 23.92 3,692 41.02 4,380 57.38 84 39.78

5 10.61 1,712 19.02 825 10.80 33 15.65

7 13.94 624 6.93 1,914 25.07 67 32.02

11 23.54 1,524 16.93 124 1.63 16 7.78

0 0.00 135 1.50 206 2.70 9 4.24

* Tarjetas Banamex, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple ** Servicios Financieros Soriana, S.A.P.I. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

30


Banca Banco Ahorro Banco Banco

Mifel Famsa Azteca Base monto % monto % monto % monto %

12,762 100.00 11,742 100.00 40,585 100.00 162 100.00

12,151 95.21 10,406 88.62 38,337 94.46 162 100.00

11,307 88.59 2,523 21.49 12,919 31.83 162 100.00

8,883 69.61 2,288 19.49 12,919 31.83 162 100.00

487 3.82 235 2.00 0 0.00 0 0.00

1,936 15.17 0 0.00 0 0.00 0 0.00

22 0.17 7,850 66.85 24,870 61.28 0 0.00

822 6.44 33 0.28 548 1.35 0 0.00

611 4.79 1,337 11.38 2,248 5.54 0 0.00

514 4.03 12 0.10 19 0.05 0 0.00

494 3.87 12 0.10 19 0.05 0 0.00

20 0.16 0 0.00 0 0.00 0 0.00

0 0.00 0 0.00 0 0.00 0 0.00

8 0.06 1,325 11.28 2,121 5.23 0 0.00

89 0.70 0 0.00 109 0.27 0 0.00

12,827 100.00 11,741 100.00 53,827 100.00 162 100.00

10,691 83.35 2,404 20.47 28,981 53.84 162 100.00

1,804 14.07 6,531 55.63 21,679 40.28 0 0.00

97 0.76 1,624 13.83 1,088 2.02 0 0.00

66 0.52 1,140 9.71 1,657 3.08 0 0.00

168 1.31 41 0.35 422 0.78 0 0.00

0 0.00 0 0.00 0 0.00 0 0.00

364 100.00 1,847 100.00 3,615 100.00 -1 100.00

53 14.54 15 0.81 102 2.81 -1 100.00

71 19.42 383 20.73 637 17.62 0 0.00

31 8.47 524 28.35 396 10.94 0 0.00

40 11.00 768 41.60 852 23.57 0 0.00

162 44.40 41 2.24 329 9.10 0 0.00

8 2.17 116 6.27 1,300 35.95 0 0.00


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

31


Banco Banco Banco Banco

Credit Suisse del Bajío Fácil Walmart monto % monto % monto % monto %

29 100.00 68,475 100.00 61 100.00 2,904 100.00

29 100.00 66,494 97.11 55 90.70 2,840 97.80

29 100.00 60,077 87.74 0 0.00 1,488 51.22

29 100.00 45,769 66.84 0 0.00 1,488 51.22

0 0.00 1,929 2.82 0 0.00 0 0.00

0 0.00 12,378 18.08 0 0.00 0 0.00

0 0.00 445 0.65 55 90.70 1,353 46.58

0 0.00 5,972 8.72 0 0.00 0 0.00

0 0.00 1,981 2.89 6 9.30 64 2.20

0 0.00 1,350 1.97 0 0.00 13 0.44

0 0.00 1,343 1.96 0 0.00 13 0.44

0 0.00 7 0.01 0 0.00 0 0.00

0 0.00 0 0.00 0 0.00 0 0.00

0 0.00 13 0.02 6 9.30 51 1.75

0 0.00 618 0.90 0 0.00 0 0.00

0 n.a 70,476 100.00 61 100.00 0 n.a

0 n.a 56,305 79.89 0 -0.23 0 n.a

0 n.a 12,671 17.98 47 77.52 0 n.a

0 n.a 837 1.19 7 12.18 0 n.a

0 n.a 250 0.36 6 9.24 0 n.a

0 n.a 413 0.59 1 1.30 0 n.a

0 n.a 0 0.00 0 0.00 0 n.a

0 n.a 1,784 100.00 11 100.00 0 n.a

0 n.a 292 16.35 0 2.48 0 n.a

0 n.a 551 30.87 4 30.97 0 n.a

0 n.a 288 16.14 3 23.32 0 n.a

0 n.a 158 8.88 4 34.55 0 n.a

0 n.a 465 26.07 1 8.68 0 n.a

0 n.a 30 1.68 0 0.00 0 n.a

n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

32


Bank of Bank of Tokyo-

Bancoppel America Mitsubishi UFJ Banorte monto % monto % monto % monto %

5,859 100.00 700 100.00 1,996 100.00 308,599 100.00

4,782 81.62 700 100.00 1,996 100.00 303,147 98.23

397 6.78 696 99.36 1,996 100.00 210,208 68.12

397 6.78 531 75.85 1,357 67.96 130,112 42.16

0 0.00 165 23.51 639 32.04 11,026 3.57

0 0.00 0 0.00 0 0.00 69,070 22.38

4,385 74.84 0 0.00 0 0.00 31,089 10.07

0 0.00 4 0.64 0 0.00 61,851 20.04

1,077 18.38 0 0.00 0 0.00 5,451 1.77

0 0.00 0 0.00 0 0.00 3,601 1.17

0 0.00 0 0.00 0 0.00 3,601 1.17

0 0.00 0 0.00 0 0.00 0 0.00

0 0.00 0 0.00 0 0.00 0 0.00

1,077 18.38 0 0.00 0 0.00 1,165 0.38

0 0.00 0 0.00 0 0.00 685 0.22

5,859 100.00 2,531 100.00 2,209 100.00 n.d. n.a

529 9.02 2,124 83.91 508 22.99 n.d. n.a

3,213 54.85 407 16.09 884 40.02 n.d. n.a

1,129 19.27 0 0.00 178 8.04 n.d. n.a

886 15.12 0 0.00 0 0.00 n.d. n.a

102 1.73 0 0.00 0 0.00 n.d. n.a

0 0.00 0 0.00 639 28.95 n.d. n.a

1,536 100.00 24 100.00 120 100.00 n.d. n.a

4 0.24 9 38.76 6 4.61 n.d. n.a

329 21.43 14 61.24 74 61.42 n.d. n.a

408 26.58 0 0.00 41 33.97 n.d. n.a

581 37.81 0 0.00 0 0.00 n.d. n.a

92 5.98 0 0.00 0 0.00 n.d. n.a

122 7.96 0 0.00 0 0.00 n.d. n.a

n.d Cifras no disponibles. El banco no envío información. n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

33


BBVA

Banregio Bansí Barclays Bancomer monto % monto % monto % monto %

28,446 100.00 6,279 100.00 0 n.a 620,925 100.00

27,801 97.73 6,023 95.91 0 n.a 600,706 96.74

22,254 78.23 5,986 95.33 0 n.a 309,027 49.77

20,742 72.92 4,376 69.68 0 n.a 209,226 33.70

1,013 3.56 0 0.00 0 n.a 7,252 1.17

499 1.75 1,610 25.64 0 n.a 92,550 14.91

2,029 7.13 22 0.34 0 n.a 148,889 23.98

3,518 12.37 15 0.24 0 n.a 142,789 23.00

645 2.27 257 4.09 0 n.a 20,220 3.26

335 1.18 256 4.07 0 n.a 7,709 1.24

335 1.18 256 4.07 0 n.a 7,708 1.24

0 0.00 0 0.00 0 n.a 2 0.00

0 0.00 0 0.00 0 n.a 0 0.00

133 0.47 1 0.01 0 n.a 5,520 0.89

177 0.62 0 0.00 0 n.a 6,990 1.13

28,527 100.00 6,370 100.00 0 n.a 638,097 100.00

21,308 74.69 3,489 54.78 0 n.a 410,815 64.38

6,324 22.17 2,594 40.72 0 n.a 179,119 28.07

607 2.13 145 2.27 0 n.a 17,495 2.74

99 0.35 35 0.55 0 n.a 4,140 0.65

189 0.66 107 1.68 0 n.a 1,441 0.23

0 0.00 0 0.00 0 n.a 25,087 3.93

1,006 100.00 357 100.00 0 n.a 25,009 100.00

127 12.65 18 5.17 0 n.a 2,420 9.68

394 39.15 157 43.83 0 n.a 8,760 35.03

195 19.40 44 12.36 0 n.a 5,779 23.11

66 6.60 21 5.94 0 n.a 2,937 11.74

189 18.76 117 32.70 0 n.a 1,261 5.04

35 3.45 0 0.00 0 n.a 3,852 15.40

n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

34


Deutsche

CIBanco Compartamos Bank HSBC monto % monto % monto % monto %

3,259 100.00 11,926 100.00 732 100.00 187,735 100.00

3,255 99.89 11,572 97.03 732 100.00 183,040 97.50

3,079 94.49 128 1.07 732 100.00 135,022 71.92

1,533 47.02 128 1.07 732 100.00 102,463 54.58

1,547 47.47 0 0.00 0 0.00 6,623 3.53

0 0.00 0 0.00 0 0.00 25,935 13.81

176 5.40 11,444 95.96 0 0.00 29,888 15.92

0 0.00 0 0.00 0 0.00 18,131 9.66

4 0.11 354 2.97 0 0.00 4,695 2.50

0 0.00 0 0.00 0 0.00 1,919 1.02

0 0.00 0 0.00 0 0.00 1,919 1.02

0 0.00 0 0.00 0 0.00 0 0.00

0 0.00 0 0.00 0 0.00 0 0.00

4 0.11 354 2.97 0 0.00 1,096 0.58

0 0.00 0 0.00 0 0.00 1,679 0.89

3,259 100.00 11,926 100.00 766 100.00 222,019 100.00

2,859 87.71 8,139 68.25 766 100.00 101,159 45.56

396 12.16 3,302 27.68 0 0.00 103,011 46.40

2 0.05 104 0.87 0 0.00 7,069 3.18

2 0.05 340 2.85 0 0.00 1,333 0.60

1 0.03 41 0.34 0 0.00 664 0.30

0 0.00 0 0.00 0 0.00 8,783 3.96

25 100.00 512 100.00 4 100.00 10,734 100.00

16 65.87 23 4.42 4 100.00 593 5.53

6 23.60 161 31.38 0 0.00 5,918 55.14

0 2.00 39 7.62 0 0.00 2,388 22.25

1 4.66 248 48.55 0 0.00 995 9.27

1 3.88 41 8.04 0 0.00 662 6.16

0 0.00 0 0.00 0 0.00 178 1.65


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

35


Sociedad Financiera

Inbursa Inbursa SOFOMER* ING Inter Banco monto % monto % monto % monto %

169,558 100.00 4,528 100.00 3,547 100.00 269 100.00

163,824 96.62 3,840 84.81 3,547 100.00 264 98.04

153,304 90.41 2,031 44.86 3,547 100.00 258 95.68

132,328 78.04 1,977 43.67 3,524 99.35 258 95.68

7,798 4.60 1 0.01 23 0.65 0 0.00

13,178 7.77 53 1.18 0 0.00 0 0.00

9,312 5.49 1,809 39.95 0 0.00 6 2.36

1,208 0.71 0 0.00 0 0.00 0 0.00

5,734 3.38 688 15.19 0 0.00 5 1.96

5,286 3.12 688 15.19 0 0.00 5 1.92

4,664 2.75 688 15.19 0 0.00 5 1.92

0 0.00 0 0.00 0 0.00 0 0.00

622 0.37 622 13.74 0 0.00 0 0.00

366 0.22 66 1.45 0 0.00 0 0.04

83 0.05 0 0.00 0 0.00 0 0.00

171,885 100.00 n.d n.a 3,547 100.00 2,097 100.00

50,865 29.59 n.d n.a 3,547 100.00 2,054 97.97

89,902 52.30 n.d n.a 0 0.00 37 1.78

23,774 13.83 n.d n.a 0 0.00 0 0.00

591 0.34 n.d n.a 0 0.00 0 0.01

6,753 3.93 n.d n.a 0 0.00 5 0.24

0 0.00 n.d n.a 0 0.00 0 0.00

22,919 100.00 n.d n.a 23 100.00 3 100.00

364 1.59 n.d n.a 20 87.03 1 36.73

6,972 30.42 n.d n.a 0 0.00 2 54.98

5,985 26.11 n.d n.a 0 0.00 0 0.38

324 1.42 n.d n.a 0 0.00 0 7.91

7,535 32.87 n.d n.a 0 0.00 0 0.00

1,739 7.59 n.d n.a 3 12.97 0 0.00

* Sociedad Financiera Inbursa, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple n.d Cifras no disponibles. El banco no envío información. n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

36


IXE Tarjetas

Interacciones Invex IXE SOFOMER*

monto % monto % monto % monto %

44,555 100.00 8,715 100.00 30,955 100.00 3,234 100.00

43,890 98.51 8,600 98.68 30,529 98.62 3,150 97.42

43,685 98.05 8,145 93.46 23,181 74.89 0 0.00

10,177 22.84 6,924 79.45 19,430 62.77 0 0.00

325 0.73 1,221 14.02 2,802 9.05 0 0.00

33,183 74.48 0 0.00 949 3.07 0 0.00

12 0.03 455 5.22 6,374 20.59 3,150 97.42

193 0.43 0 0.00 973 3.14 0 0.00

664 1.49 115 1.32 426 1.38 83 2.58

654 1.47 85 0.97 264 0.85 0 0.00

650 1.46 85 0.97 261 0.84 0 0.00

0 0.00 0 0.00 3 0.01 0 0.00

4 0.01 0 0.00 0 0.00 0 0.00

0 0.00 30 0.35 107 0.35 83 2.58

10 0.02 0 0.00 55 0.18 0 0.00

0 n.a 9,227 100.00 0 n.a 3,234 100.00

0 n.a 6,977 75.62 0 n.a 79 2.45

0 n.a 1,361 14.75 0 n.a 2,756 85.21

0 n.a 740 8.02 0 n.a 239 7.38

0 n.a 43 0.47 0 n.a 130 4.01

0 n.a 105 1.14 0 n.a 13 0.39

0 n.a 0 0.00 0 n.a 18 0.56

0 n.a 455 100.00 0 n.a 462 100.00

0 n.a 44 9.61 0 n.a 2 0.35

0 n.a 83 18.33 0 n.a 283 61.24

0 n.a 194 42.54 0 n.a 83 18.03

0 n.a 32 6.96 0 n.a 89 19.18

0 n.a 102 22.52 0 n.a 12 2.58

0 n.a 0 0.04 0 n.a -6 -1.38

* Ixe Tarjetas, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

37


J. P.

Morgan Monex Multiva Santander monto % monto % monto % monto %

271 100.00 4,135 100.00 15,829 100.00 311,670 100.00

271 100.00 4,066 98.35 15,658 98.92 307,043 98.52

271 100.00 3,356 81.16 15,378 97.15 194,608 62.44

271 100.00 2,732 66.07 8,172 51.63 160,544 51.51

0 0.00 584 14.13 470 2.97 1,975 0.63

0 0.00 40 0.96 6,735 42.55 32,089 10.30

0 0.00 0 0.00 268 1.69 51,234 16.44

0 0.00 711 17.19 13 0.08 61,201 19.64

0 0.00 68 1.65 170 1.08 4,627 1.48

0 0.00 68 1.65 162 1.03 1,113 0.36

0 0.00 68 1.65 162 1.03 1,113 0.36

0 0.00 0 0.00 0 0.00 0 0.00

0 0.00 0 0.00 0 0.00 0 0.00

0 0.00 0 0.00 8 0.05 1,278 0.41

0 0.00 0 0.00 0 0.00 2,237 0.72

787 100.00 9,530 100.00 0 n.a 317,511 100.00

680 86.47 9,259 97.15 0 n.a 291,226 91.72

106 13.53 195 2.04 0 n.a 19,648 6.19

0 0.00 12 0.12 0 n.a 1,012 0.32

0 0.00 0 0.00 0 n.a 253 0.08

0 0.00 65 0.68 0 n.a 438 0.14

0 0.00 0 0.00 0 n.a 4,934 1.55

6 100.00 68 100.00 0 n.a 3,378 100.00

3 52.57 21 31.40 0 n.a 1,336 39.56

3 47.43 8 11.89 0 n.a 893 26.44

0 0.00 2 3.50 0 n.a 336 9.95

0 0.00 0 0.00 0 n.a 178 5.27

0 0.00 29 42.56 0 n.a 423 12.52

0 0.00 7 10.65 0 n.a 212 6.27

n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

38


Santander Consumo Santander Hipotecario Scotiabank The Bank of

SOFOMER * SOFOMER ** New York Mellon monto % monto % monto % monto %

52,511 100.00 18,543 100.00 114,643 100.00 0 0

51,234 97.57 17,009 91.73 111,714 97.44 0 0

0 0.00 0 0.00 51,664 45.07 0 0

0 0.00 0 0.00 42,952 37.47 0 0

0 0.00 0 0.00 3,176 2.77 0 0

0 0.00 0 0.00 5,537 4.83 0 0

51,234 97.57 0 0.00 16,659 14.53 0 0

0 0.00 17,009 91.73 43,391 37.85 0 0

1,278 2.43 1,534 8.27 2,929 2.56 0 0

0 0.00 0 0.00 345 0.30 0 0

0 0.00 0 0.00 345 0.30 0 0

0 0.00 0 0.00 0 0.00 0 0

0 0.00 0 0.00 0 0.00 0 0

1,278 2.43 0 0.00 526 0.46 0 0

0 0.00 1,534 8.27 2,059 1.80 0 0

52,516 100.00 19,025 100.00 118,566 100.00 0 n.a

18,574 35.37 14,093 74.08 81,643 68.86 0 n.a

28,392 54.06 4,282 22.51 32,728 27.60 0 n.a

3,777 7.19 625 3.29 2,908 2.45 0 n.a

1,643 3.13 1 0.01 397 0.33 0 n.a

126 0.24 23 0.12 623 0.53 0 n.a

5 0.01 0 0.00 268 0.23 0 n.a

7,165 100.00 477 100.00 3,389 100.00 0 n.a

2,370 33.07 35 7.36 321 9.46 0 n.a

2,122 29.61 242 50.78 1,301 38.41 0 n.a

1,311 18.30 176 36.89 854 25.19 0 n.a

1,171 16.34 1 0.15 277 8.18 0 n.a

160 2.23 23 4.82 363 10.72 0 n.a

32 0.44 0 0.00 273 8.04 0 n.a

* Santander Consumo, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. ** Santander Hipotecario, S.A. de C.V., Sociedad Financiera de Objeto Múltiple, Entidad Regulada, no es una institución de Banca Múltiple. n.a No aplica


Cartera de Crédito


Cartera vigente


Empresas



Consumo

Vivienda



Empresas



Consumo

Vivienda


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable

Exceptuada


Total

A Mínimo

B Bajo

C Medio

D Alto

E Irrecuperable





Captación Total


Plazo




A corto Plazo

A largo Plazo

39


The Royal Bank Ve por Volkswagen

of Scotland UBS Más Bank monto % monto % monto % monto %

580 100.00 101 100.00 10,113 100.00 3,706 100.00

580 99.98 101 100.00 9,952 98.41 3,599 97.09

580 99.98 101 100.00 9,902 97.91 0 0.00

580 99.98 0 0.00 6,990 69.12 0 0.00

0 0.00 101 100.00 2,466 24.38 0 0.00

0 0.00 0 0.00 446 4.41 0 0.00

0 0.00 0 0.00 39 0.39 3,599 97.09

0 0.00 0 0.00 11 0.11 0 0.00

0 0.02 0 0.00 161 1.59 108 2.91

0 0.02 0 0.00 161 1.59 0 0.00

0 0.01 0 0.00 157 1.55 0 0.00

0 0.01 0 0.00 4 0.04 0 0.00

0 0.00 0 0.00 0 0.00 0 0.00

0 0.00 0 0.00 0 0.00 108 2.91

0 0.00 0 0.00 0 0.00 0 0.00

2,035 100.00 101 100.00 10,143 100.00 3,706 100.00

1,726 84.80 101 100.00 9,322 91.91 846 22.81

309 15.19 0 0.00 710 7.00 2,695 72.72

0 0.00 0 0.00 73 0.72 79 2.13

0 0.00 0 0.00 17 0.16 47 1.27

0 0.00 0 0.00 21 0.21 39 1.06

0 0.00 0 0.00 0 0.00 0 0.00

24 100.00 1 100.00 165 100.00 182 100.00

3 13.28 1 100.00 52 31.62 6 3.51

21 86.10 0 0.00 36 21.58 82 44.76

0 0.20 0 0.00 36 21.70 25 13.46

0 0.00 0 0.00 12 7.45 31 16.81

0 0.42 0 0.00 21 12.72 39 21.46

0 0.00 0 0.00 8 4.92 0 0.00

II. Información Detallada de la Cartera de Crédito

Febrero 2012

El contenido de esta sección fue elaborado a partir de la información disponible al 1 de marzo de 2012 y que se encuentra disponible en el Portafolio de Información. La información que se presenta en este Boletín no contiene los datos de Actinver debido a que la institución no envió en tiempos lo reportes regulatorios R04C 442 “Altas de Créditos Comerciales” y R04C 443 “Seguimiento y Bajas de Créditos Comerciales”.

II.I Información Detalladade la Cartera de

Crédito a EmpresasFebrero 2012

42

Cartera de Crédito a EmpresasInformación Detallada General Importante: Cifras sin subsidiarias

Ene 2012 Feb 2012 Ene 2012 Feb 2012 Ene 2012 Feb 2012 Ene 2012 Feb 2012 Ene 2012 Feb 2012

Institución*/ Número de CréditosOtorgados

Monto de CréditoOtorgado (mdp)

Tasa de Interés2/

(%)Plazo promedio

ponderado (meses)

Número de Créditos del Portafolio Total

Información de Créditos Otorgados1/ en el Mes

BBVA Bancomer 170,077.0 169,140.0 37,859 36,841 26,327.1 22,834.8 7.70 8.15 22 19

HSBC 219,635.0 216,845.0 32,591 32,405 10,819.4 17,798.6 8.25 7.99 8 7

Banco del Bajío 42,440.0 43,019.0 8,645 8,275 6,058.0 6,427.3 7.81 7.55 30 17

Santander 41,500.0 43,262.0 5,525 6,581 24,724.9 21,993.4 8.01 8.51 18 20

Banorte 46,266.0 46,476.0 4,102 4,587 11,886.2 12,341.0 8.58 8.78 18 22

Banamex 40,905.0 41,919.0 4,375 4,366 12,602.4 10,698.7 7.98 7.93 23 24

Monex 6,525.0 6,350.0 2,022 2,071 698.9 950.4 7.55 7.95 4 3

Inbursa 36,901.0 35,890.0 1,634 2,023 13,900.9 16,432.6 7.16 6.85 11 14

Ixe 5,787.0 5,860.0 1,617 1,969 4,141.5 4,725.5 8.76 8.85 7 6

Banregio 11,189.0 11,324.0 1,815 1,796 3,736.6 4,174.4 8.57 8.66 12 18

ABC Capital (antes Banco Amigo) 1,739.0 1,869.0 501 599 143.8 241.6 11.60 11.26 21 21

Afirme 2,021.0 1,905.0 508 473 1,838.3 1,882.6 8.78 9.31 3 10

Banco Wal-Mart 978.0 1,092.0 306 385 561.8 632.2 9.60 9.64 3 3

Banco Ahorro Famsa 2,185.0 2,212.0 316 373 413.6 535.9 9.83 9.49 6 11

Ve por Más 4,868.0 4,902.0 288 360 1,267.0 1,601.0 8.91 9.05 9 9

Banca Mifel 3,772.0 3,744.0 286 306 724.5 1,059.0 9.09 8.93 15 15

Scotiabank 1,466.0 1,484.0 236 247 3,360.6 3,935.4 7.41 7.14 59 45

Bansí 1,785.0 1,785.0 73 99 111.6 102.7 10.47 10.63 47 14

Multiva 709.0 720.0 151 91 1,061.1 0.0 8.71 8.94 13 36

Invex 294.0 289.0 91 83 1,964.7 1,393.7 9.32 9.10 13 9

Autofin 301.0 296.0 47 41 269.7 389.5 9.23 8.99 4 5

Inter Banco 65.0 68.0 31 35 200.4 175.0 9.97 10.53 8 19

Bank of Tokyo-Mitsubishi UFJ 44.0 39.0 23 25 1,210.1 1,174.6 6.33 6.27 6 5

Banco Base 47.0 48.0 22 24 73.3 160.2 11.51 7.45 2 10

CIBanco 55.0 56.0 11 18 118.0 637.0 9.43 10.04 9 29

Interacciones 2,256.0 2,218.0 17 11 540.3 273.1 8.29 8.76 86 135

JP Morgan 12.0 15.0 9 11 97.4 153.4 8.00 7.80 8 8

Actinver 35.0 39.0 4 7 35.0 89.8 7.43 8.03 10 21

Banco Azteca 153.0 149.0 10 5 295.4 76.9 11.10 9.57 10 125

Ing 62.0 66.0 5 5 289.8 205.9 6.33 6.31 8 4

Bank of America 11.0 12.0 4 5 75.4 129.4 - 6.29 2 4

The Royal Bank of Scotland 8.0 8.0 5 4 309.4 231.8 - - - -

Bancoppel 16.0 17.0 5 1 57.7 3.0 6.50 17.25 59 35

Deustche Bank 7.0 7.0 - - - - - - - -

Banco Credit Suisse 1.0 1.0 1 - 0.1 - 8.20 - 11 -

Fuente: CNBV, Portafolio de Información. */ Se presentan las instituciones en orden descendente por el saldo de cartera a empresas en el mes más reciente. 1/ Se refiere aquellos créditos que fueron dispuestos en el mes indicado. 2/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

Número de Créditos Distribución % de Cartera IMOR1/

(%)

Número de Créditos Otorgados Tasa de Interés4/ Monto de Crédito Otorgado (mdp)

Ene 2012 Feb 2012 Ene 2012 Feb 2012 Ene 2012 Feb 2012


43

Cartera de Crédito a EmpresasImportante: Cifras sin subsidiarias

Rangos por Tamañodel Crédito

(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000

Sin clasificación2/

Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

Fuente: CNBV, Portafolio de Información. 1/ IMOR (Índice de Morosidad) = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de saldos contables. 2/ Líneas de crédito con saldos a favor o en ceros. 3/ Se refiere aquellos créditos que fueron dispuestos en el mes indicado. 4/ asa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará


Información del Portafolio Total por Tamaño de Crédito

Información de Créditos Otorgados3/ en el Mes por Tamaño de Crédito

603 763 0.16 0.19 0.01 0.23

355 438 0.24 0.28 0.19 1.12

60 84 0.09 0.12 10.05

12 15 0.04 0.04 - 48.00

16 17 0.11 0.11 21.00 35.60

34 29 0.58 0.48 5.72 11.57

25 24 0.82 0.74 12.98 13.72

38 39 2.71 2.64 14.32 15.58

51 53 8.77 8.87 8.01 7.57

48 50 15.40 15.77 8.43 7.61

45 45 31.75 31.13 5.74 10.60

15 16 20.72 21.55 5.76 5.30

4 4 12.70 12.40 - -

1 1 5.94 5.68 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

432 291 - - - -

1,739 1,869 100.00 100.00 5.57 6.96

307 337 19.79 19.77 1.8 1.8

110 160 19.79 19.73 1.5 2.3

11 31 19.79 19.79 0.3 1.0

1 7 19.77 17.51 0.1 0.4

4 3 15.64 16.16 0.5 0.4

13 4 10.76 12.50 4.7 1.7

7 2 12.33 11.56 5.4 0.9

4 8 11.01 11.05 4.5 9.1

12 12 11.32 11.21 34.8 21.0

17 17 11.11 11.02 39.5 51.1

11 11 11.19 11.20 33.5 14.9

2 6 11.03 10.78 4.9 133.3

2 1 12.69 12.29 12.5 3.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

501 599 11.60 11.26 143.8 241.6

ABC Capital (antes Banco Amigo)


(%)




44



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





1 1 0.01 0.00

- - - - - -

2 2 0.04 0.03 - -

2 2 0.16 0.13 - -

4 5 0.48 0.52 - -

10 10 2.70 2.42 - -

3 6 2.15 3.18 - -

4 4 5.25 4.57 - -

4 4 8.31 7.19 - -

1 1 7.42 6.46 - -

1 1 13.67 11.92 - -

2 2 59.82 63.56 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - - -

35 39 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 11.00 - 0.0 -

- - - - - -

- 3 - 9.11 - 4.5

- 3 - 8.31 - 8.3

1 - 8.00 - 4.0 -

1 - 10.00 - 11.0 -

- - - - - -

1 - 7.00 - 20.0 -

- 1 - 8.00 - 77.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4 7 7.43 8.03 35.0 89.8

Actinver


(%)




45



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





9 6 0.00 0.00 41.29

21 17 0.01 0.00 5.07

47 34 0.03 0.02 6.10

67 64 0.09 0.09 6.92 -

159 138 0.47 0.43 8.29 0.89

234 245 1.52 1.64 9.67 0.44

306 283 3.88 3.65 5.72 -

308 288 8.28 7.87 5.48 0.70

181 166 11.23 10.48 3.54 0.49

92 81 11.09 9.81 7.74 3.61

68 67 18.71 19.10 5.24 -

20 17 11.63 11.01 3.82 -

12 12 12.95 13.38 - -

5 6 10.44 12.66 - -

2 2 9.67 9.87 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

490 479 - - - -

2,021 1,905 100.00 100.00 3.55 0.47

7 6 - 15.31 0.0 0.0

9 3 13.50 14.56 0.2 0.1

21 11 14.14 14.91 0.8 0.5

24 22 13.17 14.53 2.0 2.1

57 44 13.32 13.46 10.2 8.2

59 90 12.31 12.40 23.8 35.7

81 80 11.98 11.60 65.2 62.7

101 94 11.18 11.45 163.4 157.1

78 58 9.85 10.77 282.0 212.7

38 29 9.17 9.65 265.5 221.1

19 25 8.14 8.16 313.2 440.9

11 4 7.61 8.15 360.3 153.6

2 4 7.80 8.61 101.6 224.0

- 3 - 8.80 - 364.1

1 - 7.08 - 250.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

508 473 8.78 9.31 1,838 1,883

Afirme


(%)




46



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





4 4 0.00 0.00

3 1 0.01 0.00 - -

15 18 0.14 0.16 - -

12 7 0.21 0.12 - -

20 23 0.71 0.79 - -

42 41 3.39 3.43 - -

38 41 6.70 7.26 - -

56 55 17.53 17.25 - -

51 55 38.39 40.86 - -

9 7 14.20 11.42 - -

4 3 13.46 10.69 - -

1 1 5.25 8.01 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

46 40 - - - -

301 296 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 11.79 - 0.1

- - - - - -

2 8 11.57 11.85 1.4 4.3

15 4 9.39 9.67 23.3 7.0

4 10 11.62 10.50 14.5 32.3

16 4 9.43 9.66 96.6 23.5

9 13 8.88 8.70 109.0 172.3

1 - 8.29 - 25.0 -

- - - - - -

- 1 - 8.78 - 150.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

47 41 9.23 8.99 269.7 389.5

Autofin


(%)




47



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





1,675 1,703 0.00 0.00 0.79 0.74

1,625 1,701 0.02 0.02 1.02 0.84

2,935 3,002 0.07 0.07 0.85 0.79

6,541 6,746 0.32 0.33 1.41 1.35

9,765 10,045 1.04 1.07 1.16 1.18

6,194 6,251 1.44 1.45 1.25 1.45

4,286 4,460 1.97 2.04 1.17 1.31

3,279 3,384 3.32 3.44 0.97 1.28

1,240 1,307 2.78 2.93 0.54 0.77

927 904 4.25 4.13 0.51 0.65

901 952 9.10 9.60 1.14 1.23

400 406 9.09 9.23 - -

234 229 10.30 10.07 1.21 1.24

161 165 16.53 16.73 - -

57 61 12.29 13.22 - -

39 36 17.49 15.87 - -

12 12 9.99 9.78 - -

- - - - - -

- - - - - -

634 555 - - - -

40,905 41,919 100.00 100.00 0.36 0.40

335 320 16.11 15.99 0.8 0.9

231 219 15.97 16.09 3.4 2.9

343 318 16.01 15.60 10.7 8.7

623 577 16.12 14.53 36.4 31.5

871 898 15.81 13.81 111.3 107.4

554 552 14.66 13.34 159.2 147.7

400 465 13.64 12.27 217.0 243.8

409 424 11.04 10.27 473.0 439.6

196 199 8.99 8.74 433.7 400.8

163 128 7.96 7.93 707.5 445.7

127 132 7.60 7.72 1,306.5 1,290.7

73 71 7.56 7.25 1,405.1 1,489.0

24 25 6.86 6.93 1,138.9 951.7

19 25 6.56 8.21 2,690.8 2,855.5

3 9 6.89 6.13 652.0 1,774.7

2 2 6.96 6.48 1,613.0 358.0

2 1 8.82 9.04 1,643.3 150.0

- - - - - -

- - - - - -

- 1 - - - -

4,375 4,366 7.98 7.93 12,602.4 10,698.7

Banamex


(%)




48



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





46 48 0.00 0.00 100.00 95.11

18 19 0.00 0.00 50.30 46.10

33 37 0.01 0.01 20.77 15.61

82 79 0.06 0.06 23.78 23.37

323 328 0.60 0.63 16.71 17.19

444 442 1.72 1.76 12.74 12.20

723 727 5.40 5.58 14.13 14.24

1,095 1,031 17.79 16.99 7.05 7.98

387 373 13.94 13.75 8.40 7.67

167 166 11.89 12.09 10.94 10.96

80 86 13.26 14.51 3.89 3.63

25 26 8.85 9.34 - -

15 14 10.26 10.35 - -

9 9 13.06 14.93 - -

1 - 3.15 - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

324 359 - - - -

3,772 3,744 100.00 100.00 5.35 5.40

- - - - - -

1 - 8.77 - 0.0 -

- - - - - -

5 5 9.62 8.21 0.4 1.0

26 25 9.35 8.86 4.5 4.5

41 45 9.54 9.27 14.5 15.1

68 72 9.37 8.97 45.1 47.7

91 99 9.11 8.96 120.6 144.1

28 30 9.06 8.83 253.9 361.4

14 16 8.34 8.85 78.3 93.9

9 12 8.56 7.99 117.4 332.7

3 2 10.22 11.71 89.8 58.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

286 306 9.09 8.93 724.5 1,059.0

Banca Mifel


(%)




49



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





408 398 0.11 0.10 9.85 12.83

553 577 0.42 0.40 8.26 7.90

257 269 0.43 0.42 10.31 9.46

116 120 0.38 0.37 7.53 8.56

126 136 0.95 0.95 3.07 2.83

110 116 1.78 1.73 2.11 2.01

95 99 2.88 2.89 1.77 1.64

128 137 9.08 9.20 2.13 1.92

49 46 7.68 6.63 1.70 1.75

36 38 11.00 10.63 - -

14 16 9.37 9.67 - -

4 4 6.98 6.38 - -

1 1 2.40 2.20 - -

1 2 7.14 11.79 - -

1 1 14.36 13.40 - -

1 1 25.05 23.23 - -

- - - - - -

- - - - - -

- - - - - -

285 251 - - - -

2,185 2,212 100.00 100.00 0.56 0.52

4 6 29.29 21.42 0.0 0.0

46 64 40.46 41.13 0.8 1.1

28 43 24.51 26.07 1.0 1.6

37 43 16.91 15.94 2.5 3.1

58 60 12.90 13.26 9.5 9.6

50 43 12.77 12.73 16.1 14.3

29 35 11.60 11.99 18.3 24.4

33 48 11.61 11.16 48.3 73.0

18 11 10.03 9.62 59.4 34.0

9 10 9.59 8.95 64.5 62.9

3 6 9.44 8.80 43.1 85.5

- 2 - 8.37 - 60.0

- 1 - 7.28 - 50.0

1 1 8.29 8.78 150.0 116.5

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

316 373 9.83 9.49 414 536

Banco Ahorro Famsa


(%)




50



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





10 11 0.00 0.00 95.85 86.14

19 18 0.00 0.00 89.60 92.99

21 23 0.01 0.01 95.18 86.55

14 12 0.01 0.01 79.86 100.00

10 8 0.01 0.01 34.62 45.56

7 7 0.03 0.03 13.08 13.15

9 10 0.05 0.06 - -

7 8 0.11 0.13 13.64 10.81

6 6 0.27 0.27 - -

4 4 0.26 0.27 - -

3 3 0.65 0.66 - -

4 6 1.67 2.48 - -

7 7 5.14 5.22 - -

11 11 21.37 21.76 - -

8 7 26.29 23.81 - -

1 1 5.23 5.40 - -

3 3 38.89 39.88 - -

- - - - - -

- - - - - -

9 4 - - - -

153 149 100.00 100.00 0.04 0.04

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 - 7.79 - 0.4 -

1 - 9.78 - 0.3 -

1 2 6.78 7.30 0.5 1.0

1 1 10.81 6.79 2.0 1.5

2 - 9.80 - 8.6 -

- - - - - -

1 - 11.78 - 23.4 -

- 2 - 9.79 - 74.4

- - - - - -

- - - - - -

1 - - - 260.2 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

10 5 11.10 9.57 295.4 76.9

Banco Azteca


(%)




51



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

- - - - - -

- 1 - 0.16 - -

6 5 5.37 2.15 - -

11 12 19.20 9.75 - -

2 2 10.32 4.75 - -

3 3 25.70 11.93 - -

2 1 39.42 9.66 - -

- - - - - -

- 2 - 61.60 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

23 22 - - - -

47 48 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 13.00 - 0.3

6 4 13.00 - 4.1 2.8

9 11 12.70 12.53 12.1 14.5

2 2 - - 7.8 7.7

3 3 11.60 11.04 19.5 19.3

2 1 11.00 10.00 29.8 15.6

- - - - - -

- 2 - 6.00 - 100.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

22 24 11.51 7.45 73.3 160.2

Banco Base


(%)




52



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 8.20 - 0.1 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 8.20 - 0.1 -

Banco Credit Suisse


(%)




53



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





6,060 6,091 0.05 0.04 10.17 9.85

2,851 2,980 0.11 0.11 10.64 9.65

2,724 2,820 0.23 0.23 9.24 8.68

3,270 3,426 0.54 0.56 10.37 10.24

5,696 5,690 2.05 2.03 8.58 8.87

4,286 4,396 3.43 3.46 6.16 6.00

3,824 3,861 6.08 6.03 4.23 4.23

3,761 3,733 13.17 12.86 3.77 3.61

1,722 1,740 13.45 13.32 3.07 3.24

874 875 13.39 13.17 2.35 2.90

518 514 17.39 16.91 1.58 1.83

125 132 9.27 9.66 5.53 4.63

56 57 8.73 8.59 1.35 1.35

16 19 5.18 6.24 - -

4 4 3.07 3.00 - -

1 1 1.35 1.31 - -

1 1 2.53 2.48 - -

- - - - - -

- - - - - -

6,651 6,679 - - - -

42,440 43,019 100.00 100.00 2.87 2.89

1,768 1,498 12.34 12.68 5.5 4.8

845 755 12.23 12.31 14.5 12.4

763 752 11.51 11.74 28.0 26.6

842 883 11.24 11.17 59.4 61.6

1,295 1,231 10.61 10.59 186.0 173.9

971 955 9.63 9.62 281.2 270.4

768 784 8.98 9.04 422.1 419.9

738 784 8.03 8.06 851.3 913.8

375 360 7.72 7.65 1,042.7 935.9

161 158 7.52 7.47 832.6 853.1

90 82 7.18 6.96 1,101.5 1,023.9

22 24 6.82 6.80 707.9 748.4

4 4 7.19 6.90 230.6 237.5

2 5 6.20 5.14 248.0 745.0

- - - - - -

1 - - - 46.6 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

8,645 8,275 7.81 7.55 6,058.0 6,427.3

Banco del Bajío


(%)




54



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





5 5 0.00 0.00

7 8 0.01 0.01

17 21 0.04 0.04

13 17 0.06 0.07 - -

115 137 1.48 1.65 - -

102 112 2.41 2.39 - -

105 128 4.45 4.79 3.13 2.66

211 205 20.39 18.13 3.05 3.11

59 72 14.92 16.73 1.24 1.01

37 48 16.13 17.81 - -

28 30 25.47 25.00 - -

8 8 14.63 13.36 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

271 301 - - - -

978 1,092 100.00 100.00 0.95 0.86

1 2 13.05 13.03 0.0 0.0

3 3 14.11 13.03 0.0 0.0

6 7 13.60 13.37 0.2 0.2

9 5 14.11 12.76 0.6 0.4

57 66 11.64 11.78 10.6 12.1

46 59 12.72 12.62 15.0 17.8

34 71 12.16 11.57 19.1 38.7

77 91 11.52 11.38 96.9 121.3

22 30 10.44 9.39 74.9 107.8

9 28 8.78 7.99 58.4 147.0

18 15 8.88 9.12 211.0 187.0

3 - 7.29 - 75.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

21 8 - - - -

306 385 9.60 9.64 561.8 632.2

Banco Wal-Mart


(%)




55



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

- - - - - -

- - - - - -

2 2 0.40 0.40 - -

3 3 1.19 1.16 - -

4 5 3.74 4.46 - -

1 1 2.13 2.04 - -

4 4 14.84 14.77 - -

- - - - - -

1 1 15.44 14.85 - -

1 1 62.25 62.32 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

16 17 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 1 6.50 17.25 8.5 3.0

- - - - - -

3 - 6.50 - 49.2 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 1 6.50 17.25 57.7 3.0

BanCoppel


(%)




56



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

- - - - - -

- - - - - -

2 1 0.14 0.04 - -

1 - 0.25 - - -

- 1 - 0.31 - -

- 2 - 1.04 - -

2 1 4.46 1.48 - -

1 2 4.59 6.12 - -

2 2 12.35 8.83 - -

1 1 13.67 11.20 - -

- 1 - 24.27 - -

1 1 64.53 46.70 - -

- - - - - -

- - - - - -

- - - - - -

1 - - - - -

11 12 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - 0.1 -

- - - - - -

- - - - - -

- - - - - -

- 2 - - - 7.3

- - - - - -

1 - - - 16.3 -

2 2 - - 59.0 70.1

- 1 - 6.29 - 52.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4 5 - 6.29 75.4 129.4

Bank of America


(%)




57



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

- - - - - -

- - - - - -

1 2 0.05 0.10 - -

6 5 0.78 0.74 - -

2 3 0.38 0.73 - -

4 4 1.78 1.93 - -

8 7 10.28 9.74 - -

4 6 8.96 16.64 - -

4 5 16.25 24.91 - -

7 4 61.52 45.20 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

8 3 - - - -

44 39 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 0.8 0.8

3 3 6.50 6.50 6.2 5.5

- 2 - 5.50 - 6.8

1 2 - - 6.5 12.8

6 4 - - 112.4 67.1

2 5 - 5.19 72.2 194.9

4 4 5.40 - 244.1 273.7

6 4 6.75 6.75 767.9 613.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

23 25 6.33 6.27 1,210.1 1,174.6

Bank of Tokyo-Mitsubishi UFJ


(%)




58



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





2,243 2,252 0.01 0.01 5.59 5.37

1,584 1,655 0.02 0.02 10.79 10.15

2,229 2,313 0.06 0.07 9.24 8.88

5,095 5,117 0.29 0.29 5.59 5.49

9,547 9,661 1.19 1.20 5.22 4.88

6,107 6,038 1.68 1.65 7.93 7.94

5,637 5,637 3.13 3.12 6.55 6.81

6,482 6,405 7.75 7.64 4.50 4.26

2,443 2,457 6.50 6.51 3.06 3.06

1,133 1,133 6.23 6.20 2.51 2.35

803 815 9.52 9.51 2.79 2.85

339 341 9.21 9.17 2.66 2.01

166 174 8.98 9.39 1.97 1.23

114 113 13.39 13.18 0.94 0.95

43 45 11.77 12.35 - -

23 22 13.04 12.51 - -

6 6 7.24 7.19 13.30 13.30

- - - - - -

- - - - - -

2,272 2,292 - - - -

46,266 46,476 100.00 100.00 2.91 2.75

80 89 13.77 14.12 0.6 0.6

127 157 13.62 13.55 1.9 2.4

45 76 13.01 13.21 1.0 1.9

231 274 13.58 13.79 7.1 9.1

757 855 13.69 13.67 82.1 87.4

537 608 13.58 13.36 126.4 146.4

554 616 12.36 12.26 257.9 299.6

824 923 11.61 11.55 862.0 962.8

430 473 10.23 10.20 1,052.1 1,129.7

241 231 8.89 8.76 1,316.0 1,170.6

158 170 7.94 7.99 1,963.2 2,066.4

73 59 7.61 7.54 1,815.1 1,468.3

26 33 7.18 7.49 1,063.7 1,694.1

15 19 7.42 7.92 1,183.3 2,226.6

2 4 6.96 7.93 573.4 1,075.1

2 - 6.89 - 1,580.5 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

4,102 4,587 8.58 8.78 11,886.2 12,341.0

Banorte


(%)




59



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





423 411 0.01 0.01 3.91 2.33

371 387 0.03 0.03 3.31 3.99

573 603 0.10 0.11 3.51 3.43

1,758 1,785 0.64 0.64 2.87 2.88

2,659 2,633 2.01 1.95 2.93 3.01

1,270 1,315 2.17 2.21 4.59 4.75

1,075 1,079 3.58 3.53 3.01 3.47

1,198 1,231 8.92 9.14 3.56 3.30

621 623 10.29 10.16 1.10 1.24

410 402 13.52 13.19 2.76 2.77

291 309 20.78 21.84 1.44 2.18

86 79 13.69 12.49 - -

35 37 10.99 11.79 - -

14 14 8.71 8.68 - -

3 3 4.55 4.23 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

402 413 -0.00 -0.00 6.83 -

11,189 11,324 100.00 100.00 1.39 1.58

85 98 14.14 14.21 0.3 0.4

88 93 14.26 14.16 1.2 1.1

29 30 13.99 13.96 0.8 0.8

64 86 14.81 13.98 3.2 5.0

316 293 14.16 14.12 37.3 33.2

264 287 13.38 13.34 54.4 55.6

275 233 12.48 12.53 102.6 81.7

313 319 10.43 10.59 306.8 327.7

162 144 9.44 9.63 351.8 355.9

109 104 8.63 8.51 506.4 542.6

79 83 7.94 7.93 843.8 986.7

20 15 7.99 7.86 503.8 450.5

8 5 7.66 7.69 453.0 332.7

2 5 7.09 8.31 134.1 618.6

1 1 5.44 5.47 437.0 382.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1,815 1,796 8.57 8.66 3,736.6 4,174.4

Banregio


(%)




60



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





289 285 0.02 0.02 5.02 4.75

33 34 0.01 0.01 16.64 17.87

77 71 0.06 0.06 4.73 5.22

144 146 0.23 0.24 15.36 16.22

356 351 1.30 1.27 9.59 11.66

223 218 1.70 1.67 12.91 12.61

178 189 2.68 2.91 5.97 6.16

137 131 4.77 4.72 10.01 11.41

89 91 6.85 7.05 15.68 17.70

77 77 11.39 11.41 10.02 10.09

55 54 18.77 18.72 10.37 10.46

30 30 22.67 22.44 - -

12 12 18.91 18.86 - -

4 4 10.64 10.60 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

81 92 - - - -

1,785 1,785 100.00 100.00 5.18 5.48

4 1 12.57 13.55 0.0 0.0

- 1 - 15.30 - 0.0

4 9 11.29 11.75 0.1 0.3

5 12 13.56 11.56 0.2 0.9

21 31 12.77 12.41 2.0 3.4

7 12 12.86 13.59 2.1 2.6

11 14 12.39 11.55 6.8 10.3

7 6 10.52 11.30 8.6 9.6

7 6 10.91 10.18 24.2 21.9

3 5 10.20 10.01 25.6 23.7

3 2 10.46 10.21 30.0 30.0

1 - 9.79 - 12.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

73 99 10.47 10.63 111.6 102.7

Bansí


(%)




61



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





38,065 39,492 0.07 0.07 0.93 0.90

15,419 15,685 0.12 0.13 2.12 2.06

12,048 12,130 0.22 0.22 2.37 2.27

13,276 13,341 0.48 0.49 3.20 3.31

21,462 21,574 1.74 1.78 2.19 2.22

12,707 12,233 2.20 2.16 1.93 2.07

7,354 7,504 2.61 2.71 3.15 3.13

5,663 5,825 4.30 4.49 3.53 3.58

2,759 2,813 4.82 4.97 5.08 5.03

1,822 1,853 6.46 6.65 6.42 6.19

1,514 1,512 11.49 11.66 6.38 6.61

595 581 9.86 9.83 6.96 6.95

250 241 8.32 8.15 4.64 3.92

160 155 11.97 11.80 4.97 4.30

56 59 9.64 10.66 3.35 3.08

31 30 10.77 10.31 - 2.42

16 14 11.72 10.83 - -

2 2 3.21 3.11 - -

- - - - - -

36,878 34,096 - - - -

170,077 169,140 100.00 100.00 3.72 3.87

16,388 16,619 8.05 8.11 58.0 60.4

5,377 5,292 8.12 8.27 83.0 84.8

3,432 3,396 8.15 8.25 120.7 121.0

2,687 2,596 8.81 8.91 179.6 180.2

3,750 3,495 9.45 9.86 529.8 538.5

2,048 1,929 10.00 10.48 635.8 653.5

1,374 1,270 9.68 10.01 818.1 879.6

1,044 1,000 9.20 9.73 1,147.2 1,398.2

621 506 8.69 8.98 1,286.3 1,371.4

378 316 8.37 8.06 1,325.9 1,588.3

339 256 7.96 7.91 2,280.4 2,429.2

175 84 7.82 7.70 2,557.1 1,738.8

64 40 7.07 6.80 1,890.6 1,999.7

52 24 5.73 5.96 4,741.3 3,527.4

15 10 6.40 6.21 2,254.0 4,158.9

10 4 7.36 15.35 3,107.3 2,086.2

7 1 7.80 - 3,312.0 18.6

- - - - - -

- - - - - -

98 3 - - - -

37,859 36,841 7.70 8.15 26,327.1 22,834.8

BBVA Bancomer


(%)




62



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

1 - 0.01 - - -

1 2 0.02 0.03 - -

1 1 0.04 0.03 - -

5 7 0.46 0.55 - -

9 7 1.64 1.21 - -

5 6 1.51 1.62 - -

13 12 8.38 8.26 - -

2 3 2.94 4.98 - -

10 7 34.54 25.43 - -

5 6 38.63 41.63 - -

1 1 11.84 16.25 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 4 - - - -

55 56 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - 0.2 -

- 1 - - - 0.3

2 3 9.28 9.28 1.4 2.3

2 1 9.92 - 3.8 1.5

2 1 7.71 9.29 8.5 4.1

1 4 18.25 9.47 5.1 27.3

1 3 8.79 10.25 12.0 47.5

2 2 8.79 15.93 87.0 59.0

- 2 - 8.30 - 130.0

- - - - - -

- 1 - 9.75 - 365.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

11 18 9.43 10.04 118.0 637.0

CIBanco


(%)




63



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 0.14 - - -

- - - - - -

1 1 1.05 1.06 - -

- - - - - -

2 2 11.80 11.89 - -

- - - - - -

2 2 47.74 47.49 - -

1 1 39.28 39.57 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - -

7 7 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

Deutsche Bank


(%)




64



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





49,887 50,680 0.23 0.23 4.84 4.41

42,562 41,437 0.70 0.67 5.13 5.01

34,076 33,284 1.24 1.18 4.13 3.97

25,933 25,131 1.86 1.76 2.99 3.06

18,154 17,721 2.81 2.68 2.60 2.56

6,190 6,269 2.12 2.10 2.35 2.24

2,854 2,850 1.96 1.90 3.09 3.13

2,287 2,248 3.48 3.37 3.15 3.05

929 941 3.25 3.23 3.46 3.29

796 807 5.63 5.53 2.46 2.21

559 567 8.63 8.57 2.36 2.56

251 264 8.59 8.95 2.50 2.06

128 131 8.59 8.44 3.74 3.69

79 87 12.26 13.14 0.91 0.83

43 40 14.14 12.78 2.54 2.70

10 11 6.74 7.55 - -

7 8 9.60 12.40 - -

3 2 8.16 5.52 - -

- - - - - -

34,887 34,367 - - - -

219,635 216,845 100.00 100.00 1.91 1.82

12,813 12,345 10.54 10.55 38.0 37.7

5,050 5,015 14.46 14.26 82.2 82.1

4,057 3,942 15.45 15.53 149.3 143.6

3,598 3,554 16.07 15.76 257.8 252.6

3,437 3,528 13.85 13.67 532.1 563.9

1,540 1,751 12.05 12.02 502.0 606.7

842 902 10.44 10.58 488.6 606.5

684 705 9.52 9.27 753.6 1,070.3

217 264 8.35 8.41 544.1 905.8

193 208 8.38 8.39 1,107.5 1,430.1

85 102 7.96 7.42 1,100.8 1,520.7

36 36 6.87 7.74 1,007.4 1,219.6

26 27 7.05 7.34 936.4 1,742.3

7 17 7.24 6.25 428.7 2,583.1

4 7 6.06 6.99 1,391.0 2,366.9

1 1 5.79 5.04 500.0 1,000.0

1 1 5 5.78 1,000.0 1,666.7

- - - - - -

- - - - - -

- - - - - -

32,591 32,405 8.25 7.99 10,819.4 17,798.6

HSBC


(%)




65



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





3,313 3,213 0.01 0.01 11.92 11.42

7,638 7,678 0.10 0.10 8.04 7.49

8,702 8,635 0.24 0.24 7.84 7.61

6,650 6,572 0.35 0.35 7.92 7.75

3,996 4,100 0.45 0.46 7.18 6.84

1,150 1,202 0.30 0.31 4.51 4.92

564 565 0.30 0.30 10.06 12.47

408 422 0.48 0.50 16.74 18.53

329 350 0.89 0.96 11.64 12.65

435 432 2.31 2.27 4.67 4.96

270 275 3.11 3.17 9.26 8.72

156 154 4.06 4.12 8.98 8.83

116 113 5.86 5.78 9.81 9.91

67 74 7.89 8.88 9.51 8.42

37 34 9.62 8.95 8.98 7.34

34 33 17.24 16.69 - 2.46

27 28 29.94 31.24 - -

5 4 12.71 11.51 - -

1 1 4.13 4.14 - -

3,003 2,005 - - - -

36,901 35,890 100.00 100.00 3.27 3.49

189 169 11.09 10.93 0.6 0.6

130 144 13.68 12.19 2.2 2.6

197 297 16.42 15.66 7.5 11.4

333 444 17.04 16.63 23.6 32.3

317 444 15.46 15.67 49.3 66.9

125 157 14.70 14.31 43.8 55.5

102 84 12.89 14.12 63.6 49.9

48 58 10.70 11.34 74.8 82.2

31 53 9.78 10.50 103.0 203.9

70 75 11.18 10.20 487.9 469.4

28 32 8.32 8.84 460.5 511.3

16 27 8.41 8.55 546.2 977.4

27 17 7.44 7.33 1,623.5 907.7

9 12 7.82 7.75 1,388.1 1,944.3

7 4 8.04 6.19 2,620.1 1,433.1

3 3 5.80 5.94 1,774.8 1,782.0

1 2 6.30 5.80 1,023.5 3,302.0

1 1 5.80 5.80 3,608.1 4,600.0

- - - - - -

- - - - - -

1,634 2,023 7.16 6.85 13,900.9 16,432.6

Inbursa


(%)




66



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

- - - - - -

- - - - - -

- - - - - -

7 8 0.45 0.52 - -

5 7 0.47 0.64 - -

12 11 2.89 2.61 - -

13 15 5.52 6.23 - -

13 13 13.37 13.60 - -

3 3 6.55 5.81 - -

5 5 27.14 26.38 - -

- - - - - -

3 3 43.61 44.21 - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - - -

62 66 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 6.65 6.64 2.3 2.3

- 2 - 6.93 - 5.6

1 - 6.49 - 10.0 -

1 1 6.65 6.48 10.5 13.0

1 - 6.49 - 42.0 -

- - - - - -

1 1 6.28 6.28 225.0 185.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 5 6.33 6.31 289.8 205.9

ING


(%)




67



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





2 0.01

3 3 0.04 0.04 54.20 100.00

5 2 0.12 0.06 35.07 45.25

2 1 0.12 0.07 - -

10 8 1.36 1.24 12.22 -

2 5 0.56 1.55 - -

11 7 6.14 4.42 - -

7 13 8.70 16.47 - -

13 10 30.94 25.43 - 7.49

8 5 42.93 26.28 - -

1 2 9.09 24.43 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 10 - - - -

65 68 100.00 100.00 0.23 1.97

- - - - - -

- 2 - - - 0.0

1 1 - - 0.0 0.0

- - - - - -

4 5 - - 0.8 0.8

2 1 - - 0.8 0.4

2 4 - - 1.5 2.7

4 3 - - 5.9 10.1

3 8 - - 10.3 26.6

7 6 - 10.29 44.3 38.8

7 4 9.97 7.79 110.8 57.5

1 1 - 11.78 26.0 38.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

31 35 9.97 10.53 200.4 175.0

Inter Banco


(%)




68



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





170 171 0.01 0.01 96.90 97.64

257 256 0.05 0.05 92.30 93.14

466 461 0.19 0.18 85.00 85.67

450 450 0.35 0.34 64.88 65.44

471 461 0.78 0.74 68.26 70.67

136 135 0.49 0.48 85.11 82.96

86 86 0.63 0.62 86.03 85.59

70 72 1.19 1.19 74.87 73.51

23 21 0.83 0.76 27.68 29.40

19 21 1.45 1.60 28.33 25.11

22 21 3.43 3.30 - -

8 7 3.13 2.59 10.77 12.49

12 11 8.49 7.87 - -

9 10 15.03 15.84 - -

10 10 37.47 37.36 - -

2 2 14.83 15.61 - -

1 1 11.66 11.46 - -

- - - - - -

- - - - - -

44 22 - - - -

2,256 2,218 100.00 100.00 3.80 3.70

1 - 7.80 - 0.0 -

- - - - - -

- - - - - -

1 - 9.80 - 0.1 -

- - - - - -

- 1 - 9.78 - 0.3

- - - - - -

- 3 - 8.76 - 4.8

- - - - - -

5 1 8.85 9.78 27.7 8.5

1 3 7.79 10.44 17.1 46.3

4 - 8.68 - 151.3 -

5 3 8.09 8.36 344.2 213.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

17 11 8.29 8.76 540.3 273.1

Interacciones


(%)




69



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

4 2 0.01 0.00 19.76 38.53

1 1 0.00 0.00 - -

8 9 0.09 0.09 9.28 8.72

32 32 0.78 0.71 - -

32 34 1.68 1.79 - -

57 60 5.77 5.91 3.06 5.44

69 69 15.96 15.65 4.66 5.57

34 32 17.32 15.87 - -

24 24 23.98 23.10 - -

9 9 16.20 15.69 - -

4 5 18.20 21.17 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

20 12 - - - -

294 289 100.00 100.00 0.93 1.20

- - - - - -

- - - - - -

- - - - - -

2 - 9.14 - 0.2 -

- 1 - 10.79 - 0.2

1 2 7.98 9.28 0.5 0.8

4 4 10.17 9.12 3.1 3.3

8 9 9.79 9.54 13.3 17.0

10 7 10.14 10.05 33.5 23.5

24 23 9.78 9.52 161.9 154.5

23 25 9.03 9.09 362.0 376.2

7 5 9.75 8.99 238.1 145.6

8 6 9.11 8.87 545.0 392.7

3 - 10.52 - 357.1 -

1 1 7.55 9.03 250.0 280.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

91 83 9.32 9.10 1,964.7 1,393.7

Invex


(%)




70



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





178 352 0.00 0.00 4.28 2.59

68 98 0.01 0.01 4.53 2.48

102 110 0.02 0.02 3.49 3.12

274 277 0.10 0.10 3.08 3.83

1,245 1,255 1.12 1.13 4.14 4.35

1,382 1,404 2.41 2.45 4.53 4.58

772 785 2.64 2.70 4.83 4.58

449 458 3.47 3.59 3.52 2.62

217 210 3.78 3.66 1.90 1.40

152 146 5.50 5.16 2.79 2.99

131 132 9.98 10.06 2.95 2.94

71 70 11.98 11.73 2.09 2.15

43 42 14.60 14.40 - -

25 26 18.64 19.20 - -

13 11 20.61 18.22 - -

2 3 5.15 7.57 - -

- - - - - -

- - - - - -

- - - - - -

663 481 - - - -

5,787 5,860 100.00 100.00 1.18 1.14

80 258 16.38 16.65 0.1 0.5

27 52 16.16 16.05 0.3 0.6

29 37 15.76 16.25 1.0 1.2

78 87 16.60 15.87 4.2 4.7

395 422 16.60 16.77 37.8 35.4

430 492 16.03 16.51 64.5 69.9

247 277 13.62 14.04 77.5 74.1

142 145 10.77 10.84 117.3 106.0

62 60 9.05 9.28 114.3 109.0

48 49 8.30 8.72 318.0 230.6

43 45 8.43 10.01 456.4 534.2

15 16 8.68 8.09 488.0 434.3

9 13 6.57 8.58 602.4 690.9

7 9 8.37 7.46 891.5 1,379.2

4 3 7.93 8.54 968.1 554.9

- 1 - 5.69 - 500.0

- - - - - -

- - - - - -

- - - - - -

1 3 - - - -

1,617 1,969 8.76 8.85 4,141.5 4,725.5

Ixe


(%)




71



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





1 0.01

- - - - - -

- 1 - 0.05 - -

- - - - - -

- 1 - 0.21 - -

3 2 2.46 1.21 - -

1 - 1.19 - - -

2 3 5.65 7.55 - -

2 4 14.36 26.98 - -

1 1 10.26 11.76 - -

2 - 66.07 - - -

- 1 - 52.23 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - - - -

12 15 100.00 100.00 - -

- - - - - -

1 - 6.00 - 0.0 -

- - - - - -

- - - - - -

- 2 - 6.00 - 0.3

- - - - - -

- 1 - 7.00 - 0.6

3 1 8.00 7.00 5.3 2.2

1 1 8.00 - 3.0 4.8

2 3 8.00 7.00 12.8 21.2

1 1 - 8.00 13.6 14.5

- 1 - 8.00 - 29.4

1 1 - - 62.7 80.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

9 11 8.00 7.80 97.4 153.4

J.P. Morgan


(%)




72



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





2,735 2,628 0.33 0.28 0.06 0.06

448 452 0.31 0.28 0.32

205 202 0.31 0.27 0.36 0.36

152 146 0.47 0.39 1.29 1.33

156 169 1.08 1.04 1.52 0.87

136 151 2.07 2.01 4.16 3.67

145 154 4.61 4.29 4.23 3.33

156 141 10.31 8.01 4.18 9.41

53 62 7.93 8.14 3.63 1.78

51 51 14.86 12.71 7.64 7.64

30 29 19.11 16.51 2.68 2.73

6 6 9.26 8.40 - -

4 5 10.15 11.34 - -

1 2 8.50 16.77 - -

1 1 10.71 9.57 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2,246 2,151 - - - -

6,525 6,350 100.00 100.00 2.67 2.55

868 958 9.28 9.30 2.3 2.8

188 177 9.22 9.31 3.1 3.0

71 65 9.25 9.37 2.5 2.2

48 47 9.27 9.36 4.7 3.4

46 57 9.17 9.18 14.3 9.7

44 47 9.09 8.96 15.5 16.5

38 53 8.68 9.00 29.6 39.6

48 35 8.67 9.17 88.4 54.3

14 19 8.49 9.00 42.3 66.7

17 14 9.51 8.16 111.5 92.2

10 9 8.30 7.62 128.4 132.6

1 2 - - 39.4 78.0

1 3 - 7.31 16.9 193.0

1 - 6.79 - 200.0 -

- 1 - - - 256.4

- - - - - -

- - - - - -

- - - - - -

- - - - - -

627 584 - - - -

2,022 2,071 7.55 7.95 698.9 950.4

Monex


(%)




73



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





35 41 0.00 0.00

10 0.00

3 3 0.00 0.00

2 9 0.00 0.01 60.83 24.63

31 23 0.06 0.05 20.22 17.79

27 31 0.12 0.14 5.92 2.70

55 67 0.46 0.60 4.10 6.90

118 120 2.34 2.48 6.32 4.80

99 97 4.13 4.34 2.97 4.06

103 96 8.52 8.69 7.83 6.81

80 74 14.72 14.22 6.43 6.39

32 28 12.92 10.92 - -

15 18 12.46 15.29 - -

15 15 28.52 27.81 - -

4 4 15.75 15.46 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

80 94 - - - -

709 720 100.00 100.00 1.92 1.85

- - - - - -

9 - - - 0.1 -

- - - - - -

- - - - - -

9 - 11.33 - 0.4 -

8 5 10.58 10.48 0.3 -

14 9 9.16 10.88 3.6 -

32 17 9.16 9.56 29.8 -

32 26 8.19 9.12 30.4 0.0

22 11 8.55 9.73 81.8 -

15 15 9.58 9.29 204.8 -

5 3 9.65 8.95 193.5 -

3 3 8.77 7.82 141.3 -

2 2 7.84 9.13 375.0 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

151 91 8.71 8.94 1,061.1 0.0

Multiva


(%)




74



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





1,633 1,598 0.00 0.00 1.60 1.74

1,201 1,184 0.01 0.01 4.04 4.17

1,739 1,792 0.04 0.04 3.30 2.34

3,512 3,376 0.16 0.16 3.24 3.14

7,976 7,824 0.84 0.84 3.67 3.99

6,382 6,303 1.45 1.46 4.14 3.67

6,138 6,206 2.81 2.87 3.46 3.36

5,702 6,313 5.64 6.37 3.25 2.84

2,218 2,347 5.01 5.32 1.97 1.90

1,311 1,383 5.85 6.19 1.39 1.33

1,006 1,018 10.08 10.24 0.86 0.82

378 383 8.28 8.54 0.77 0.75

195 194 8.65 8.51 - -

111 110 11.04 10.87 - -

52 54 11.41 11.82 - -

39 37 16.35 15.70 - -

12 10 10.73 9.39 - -

1 1 1.64 1.67 - -

- - - - - -

1,894 3,129 - - - -

41,500 43,262 100.00 100.00 0.71 0.70

335 327 13.00 12.97 0.3 0.3

128 107 12.58 12.62 0.9 0.7

156 144 15.62 14.63 3.7 2.6

249 252 15.19 14.81 9.6 9.6

597 688 14.49 14.29 59.6 81.4

622 903 13.32 13.49 115.4 232.0

777 1,114 12.65 12.85 322.1 572.8

1,095 1,620 11.96 12.36 960.8 2,050.0

673 628 10.34 10.63 960.1 1,286.1

416 372 8.85 8.91 1,405.4 1,582.8

283 252 7.93 7.90 2,448.5 2,647.7

108 93 7.63 7.54 2,133.2 2,284.9

45 48 6.93 7.25 2,470.9 2,591.6

22 19 7.17 7.17 2,891.9 2,503.6

7 7 7.01 7.66 2,401.0 1,439.5

10 7 6.88 6.68 6,097.0 4,707.7

1 - 5.00 - 0.2 -

1 - - - 2,444.5 -

- - - - - -

- - - - - -

5,525 6,581 8.01 8.51 24,724.9 21,993.4

Santander


(%)




75



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





7 9 0.00 0.00

2 2 0.00 0.00

4 5 0.00 0.00

2 4 0.00 0.00 - -

19 25 0.01 0.01 19.82 15.48

45 41 0.04 0.03 18.07 19.80

66 68 0.11 0.12 8.47 8.04

142 141 0.56 0.54 4.30 4.31

202 191 1.69 1.57 3.53 3.26

236 239 4.06 3.98 2.42 2.41

304 321 11.47 11.77 1.14 1.19

187 184 15.63 14.94 1.23 1.25

122 128 19.78 19.89 1.44 1.40

60 59 21.81 21.15 - -

14 16 11.74 13.25 - -

5 5 8.01 7.75 - -

2 2 5.10 4.98 - -

- - - - - -

- - - - - -

47 44 - - - -

1,466 1,484 100.00 100.00 0.81 0.79

1 4 8.55 15.79 0.0 0.0

- - - - - -

1 1 8.79 9.56 0.0 0.0

- 2 - 9.04 - 0.2

2 4 8.04 10.06 0.3 0.4

6 7 8.41 9.61 1.9 2.0

15 13 9.60 9.72 10.6 9.2

33 33 8.04 8.41 51.6 56.6

50 46 8.22 8.06 172.5 160.2

50 49 7.87 7.85 327.1 336.7

47 47 7.54 7.62 682.4 604.6

17 23 7.16 7.03 533.8 706.3

9 9 7.56 7.38 447.6 423.5

3 7 7.33 6.75 327.0 985.7

1 2 - 6.27 260.2 650.0

1 - 6.79 - 545.6 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

236 247 7.41 7.14 3,360.6 3,935.4

Scotiabank


(%)




76



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 0.28 - - -

- 1 - 0.46 - -

1 - 1.47 - - -

- 2 - 6.12 - -

1 1 6.02 6.10 - -

2 1 19.27 12.09 - -

3 2 72.96 75.23 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - - - -

8 8 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - 0.6 -

1 1 - - 2.3 2.3

- 1 - - - 4.6

1 - - - 9.8 -

- 1 - - - 13.7

- - - - - -

1 - - - 96.7 -

1 1 - - 200.0 211.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

5 4 - - 309 232

The Royal Bank of Scotland


(%)




77



(miles de pesos)


(miles de pesos)

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total

0-10

10-25

25-50

50-100

100-250

250-500

500-1,000

1,000-2,500

2,500-5,000

5,000-10,000

10,000-25,000

25,000-50,000

50,000-100,000

100,000-250,000

250,000-500,000

500,000-1,000,000

1,000,000-2,500,000

2,500,000-5,000,000

+ 5,000,000


Total





98 94 0.01 0.01 3.45 0.61

247 230 0.06 0.05 1.21 1.20

414 436 0.21 0.21 1.35 0.92

804 761 0.79 0.71 0.79 1.00

1,136 1,097 2.42 2.24 1.38 1.73

618 582 2.90 2.61 2.69 2.79

351 365 3.28 3.24 5.18 4.72

399 421 8.91 8.93 4.11 4.68

275 284 12.69 12.56 5.12 4.16

199 197 17.90 16.90 5.10 5.25

115 123 22.05 21.99 3.41 3.90

35 37 15.18 15.65 - -

11 12 8.91 9.12 - -

3 4 4.69 5.79 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

163 259 - - - -

4,868 4,902 100.00 100.00 2.97 2.96

46 25 11.90 13.15 0.0 0.0

- 2 - 12.70 - 0.0

2 1 10.42 10.78 0.0 0.0

2 4 10.85 9.37 0.2 0.3

1 8 10.79 10.52 0.2 1.2

11 13 12.35 11.62 3.5 4.1

29 69 10.80 10.60 20.1 44.3

54 74 10.20 10.88 79.9 110.3

64 64 9.73 10.21 170.9 174.8

42 47 9.37 9.59 244.3 283.1

21 38 9.00 8.92 261.4 417.8

9 10 8.43 8.20 176.4 267.3

6 3 8.47 8.29 250.0 196.8

1 2 7.32 8.04 59.9 101.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

288 360 8.91 9.05 1,267.0 1,601.0

Ve por Más


(%)




78


Actividad Económica


Agricultura, Silvicultura, Ganadería y Pesca

Comercio

Comunicaciones y Telecomunicaciones

Construcción

Educativo

Hoteles y Restaurantes

Alimentos, Bebidas y Tabaco

Industria Automotriz

Industria Materiales de Construcción

Industria Química y Farmacéutica

Industria Textil y de Calzado

Petróleo, Minería, Gas y Energía

Resto Industria

Salud

Servicios Comunales y Sociales

Servicios de Esparcimiento y otros Servicios Recreativo

Servicios Profesionales y Técnicos

Transporte

Otros

Total

Fuente: CNBV, Portafolio de Información. 1/ IMOR (Índice de Morosidad) = Cartera Vencida / Cartera Total. Por tratarse de información operativa no coincide exactamente con la cifra obtenida a través de los saldos contables. 2/ Se refiere aquellos créditos que fueron dispuestos en el mes indicado. 3/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que solo contengan créditos en moneda distinta a la nacional, no se mostrará


Información del Portafolio Total por Actividad Económica

Información de Créditos Otorgados2/ en el Mes por Actividad Económica


Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1 1 0.09 0.09 100.00 100.00

75 60 5.47 4.33 13.84 19.39

- - - - - -

611 414 80.12 79.56 5.11 6.85

- - - - - -

- - - - - -

5 1 0.05 0.05 - -

1 1 1.30 1.51 - -

- - - - - -

- - - - - -

- - - - - -

6 9 0.92 1.14 - -

8 8 1.37 1.48 10.84 8.82

- - - - - -

- - - - - -

- - - - - -

105 164 8.49 9.60 5.53 4.68

4 5 1.63 1.52 - -

923 1,206 0.57 0.75 - -

1,739 1,869 100.00 100.00 5.56 6.96

- - - - - -

1 - 11.29 - 5.0 -

- - - - - -

63 55 11.59 11.17 124.2 140.4

- - - - - -

- - - - - -

- - - - - -

1 1 10.79 10.79 1.3 6.0

- - - - - -

- - - - - -

- - - - - -

- 3 - 10.78 - 10.0

1 1 10.92 10.78 8.0 4.0

- - - - - -

- - - - - -

- - - - - -

12 65 12.49 11.70 1.8 70.0

- 1 - 11.80 - 5.0

423 473 19.79 15.45 3.6 6.3

501 599 11.60 11.26 143.8 241.6

ABC Capital (antes Banco Amigo)


(%)




79





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

4 4.00 8.38 7.63 - -

6 7.00 35.44 31.03 - -

- - - - - -

6 7.00 6.73 6.13 - -

1 1.00 0.09 0.07 - -

1 2.00 0.13 0.26 - -

1 1.00 0.21 0.18 - -

- - - - - -

- - - - - -

2 2.00 1.09 0.94 - -

- - - - - -

- - - - - -

3 4.00 1.04 1.65 - -

- - - - - -

- - - - - -

- - - - - -

8 8.00 4.58 3.83 - -

- - - - - -

3 3.00 42.32 48.27 - -

35 39.00 100.00 100.00 - -

- 1 - 8.00 - 2.3

1 1 11.00 10.00 0.0 1.5

- - - - - -

1 1 8.00 8.00 4.0 2.0

- - - - - -

- 1 - 10.00 - 1.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 2 - 8.50 - 6.0

- - - - - -

- - - - - -

- - - - - -

1 - 10.00 - 11.0 -

- - - - - -

1 1 7.00 8.00 20.0 77.0

4 7 7.43 8.03 35.0 89.8

Actinver


(%)




80





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

34 34 0.88 0.79 17.41 -

649 589 30.39 29.20 4.32 0.10

35 32 6.56 6.66 0.03 -

162 192 12.17 12.25 1.67 0.29

43 46 1.21 1.19 1.34 -

81 66 1.46 1.44 1.75 -

92 76 3.34 2.87 17.11 5.14

3 3 0.10 0.10 - -

10 12 0.60 0.54 - -

37 34 1.54 1.65 1.09 -

28 33 0.37 0.37 31.60 27.83

25 30 4.86 7.02 - -

275 261 10.04 9.51 4.33 1.62

20 20 0.53 0.30 44.52 -

2 1 0.00 0.00 - -

14 9 0.60 1.05 19.50 -

386 351 11.47 11.01 2.92 -

116 107 4.13 4.15 0.20 -

9 9 9.73 9.92 - -

2,021 1,905 100.00 100.00 3.55 0.47

8 10 14.11 10.27 3.5 24.0

188 154 8.83 8.60 536.5 581.5

11 7 7.47 10.99 218.5 8.2

37 67 9.77 9.61 184.2 497.8

5 9 7.16 8.55 15.9 23.1

21 10 11.67 8.47 33.2 29.1

24 16 10.58 10.49 56.7 32.9

1 1 9.79 9.78 2.0 4.0

1 3 8.79 12.03 7.0 16.0

11 13 10.16 9.66 65.5 47.5

6 12 13.59 12.16 2.5 9.3

6 11 9.62 9.18 11.1 233.8

60 57 9.68 9.48 171.6 204.1

7 6 12.54 12.75 4.4 7.2

1 - 15.29 - 0.2 -

3 - 13.37 - 2.4 -

92 79 9.06 9.74 195.3 141.2

24 17 8.29 11.39 77.7 22.4

2 1 7.09 11.78 250.3 0.3

508 473 8.78 9.31 1,838.3 1,882.6

Afirme


(%)




81





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

5 4 1.74 1.77 - -

112 119 31.55 33.14 - -

14 14 1.64 1.60 - -

26 24 15.18 14.51 - -

- - - - - -

6 6 4.19 4.28 - -

13 10 3.10 1.80 - -

- - - - - -

- - - - - -

1 1 0.79 0.80 - -

4 7 0.16 0.17 - -

6 4 0.25 0.24 - -

55 50 15.83 14.75 - -

- - - - - -

- - - - - -

1 1 0.26 0.27 - -

53 50 20.59 21.79 - -

4 4 4.21 4.20 - -

1 2 0.52 0.66 - -

301 296 100.00 100.00 - -

1 - 14.79 - 0.5 -

20 24 8.96 8.92 94.2 286.8

2 - 10.29 - 6.0 -

3 - 10.38 - 14.7 -

- - - - - -

- - - - - -

3 1 11.79 8.79 20.0 5.0

- - - - - -

- - - - - -

- - - - - -

- 3 - 11.78 - 1.3

1 - 6.49 - 1.3 -

10 6 8.79 8.81 65.8 57.0

- - - - - -

- - - - - -

- - - - - -

6 6 8.87 9.61 57.3 36.9

- - - - - -

1 1 9.29 10.78 10.0 2.4

47 41 9.23 8.99 269.7 389.5

Autofin


(%)




82





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

822 830 4.74 4.59 0.15 0.15

28,117 28,635 26.61 27.40 0.79 0.83

406 438 5.83 5.67 0.01 0.02

1,377 1,445 10.00 10.24 0.24 0.56

32 32 0.02 0.02 - -

267 281 1.70 1.61 - -

1,084 1,103 6.84 6.62 0.03 0.04

167 166 1.95 2.04 0.05 0.03

56 55 2.84 2.81 - -

516 534 4.58 4.47 1.20 1.23

568 579 1.72 1.68 0.33 0.24

301 319 1.94 2.22 - -

2,860 2,969 14.49 14.03 0.24 0.25

126 129 0.09 0.09 - -

105 112 0.06 0.07 - -

18 20 0.03 0.02 - -

3,394 3,557 9.00 8.48 0.10 0.08

593 614 4.80 4.83 - -

96 101 2.78 3.11 0.05 0.05

40,905 41,919 100.00 100.00 0.35 0.40

159 154 6.20 7.81 829.1 307.0

2,813 2,737 8.34 7.96 3,287.8 3,423.2

56 55 9.05 8.71 75.3 73.6

182 222 8.94 9.13 1,798.9 1,098.8

4 4 7.55 16.18 6.3 0.0

26 32 9.34 8.33 54.7 143.5

111 114 6.34 6.72 1,080.6 959.3

19 17 7.14 5.43 83.6 577.3

2 2 15.95 16.18 2.2 1.3

59 58 7.44 7.90 298.3 344.0

71 62 7.58 8.06 203.7 107.2

44 42 7.28 6.77 323.3 550.8

338 319 7.41 8.16 1,643.3 1,092.6

18 18 14.98 10.84 4.9 4.5

17 23 7.16 6.07 1.9 23.5

7 1 8.57 16.18 34.0 0.0

394 455 8.28 7.68 1,882.4 442.3

43 44 8.90 7.95 103.0 1,078.7

12 7 7.20 6.88 889.1 470.9

4,375 4,366 7.98 7.93 12,602.4 10,698.7

Banamex


(%)




83





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

429 416 8.67 8.81 10.39 10.94

1,221 1,181 21.74 20.58 8.16 8.63

38 38 0.97 0.93 7.89 8.47

606 618 19.52 19.85 3.11 3.19

- - - - - -

52 54 4.29 4.78 1.67 1.28

138 148 2.68 2.83 7.46 7.23

2 2 0.24 0.24 100.00 100.00

- - - - - -

76 76 1.31 1.27 6.69 7.03

276 281 3.58 3.55 7.76 7.20

2 2 0.01 0.01 100.00 100.00

250 245 5.87 5.89 7.03 6.54

1 1 0.00 0.00 100.00 100.00

9 10 3.66 3.66 - -

18 18 0.14 0.13 5.52 3.19

423 442 16.10 16.45 2.94 2.93

92 90 5.39 5.41 0.85 0.86

139 122 5.83 5.61 2.67 2.83

3,772 3,744 100.00 100.00 5.34 5.40

20 24 7.99 8.36 69.6 49.1

104 99 9.78 9.38 229.1 245.9

1 1 9.78 9.29 1.5 3.8

29 36 8.78 8.92 42.3 42.4

- - - - - -

2 3 9.04 9.78 5.0 193.6

10 15 8.51 9.28 40.7 31.5

- - 6.64 6.39 - -

- - - - - -

1 2 9.36 8.71 0.7 2.3

37 46 8.97 9.07 32.9 28.2

- - - - - -

19 23 7.78 7.03 213.5 339.4

- - - - - -

- 2 - 9.69 - 16.5

- - - - - -

44 45 9.35 8.50 63.2 82.3

7 2 10.11 8.79 4.2 0.4

12 8 8.97 8.89 21.9 23.7

286 306 9.09 8.93 724.5 1,059.0

Banca Mifel


(%)




84





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

27 24 1.34 1.31 - -

704 731 39.85 37.72 0.50 0.49

14 16 0.84 0.82 - -

95 109 18.81 23.14 0.69 0.50

18 21 0.78 0.76 0.06 0.06

49 58 0.74 0.68 0.35 0.43

42 45 0.51 0.47 0.41 0.38

4 4 0.01 0.01 - -

6 7 1.37 1.26 - -

10 9 1.30 1.21 - -

18 24 0.20 0.17 - -

12 14 1.51 1.40 - -

272 233 6.93 6.47 - -

15 18 0.39 0.36 - -

6 6 0.00 0.01 - -

3 4 0.00 0.00 - -

858 853 9.66 9.16 - -

27 32 1.27 1.55 - -

5 4 14.47 13.50 - -

2,185 2,212 100.00 100.00 0.33 0.31

3.0 7.0 9.35 9.68 12.6 20.8

76.0 101.0 11.32 9.20 70.2 156.2

1.0 9.0 11.28 11.71 3.1 7.7

24.0 28.0 8.79 9.13 193.3 215.7

3.0 3.0 11.60 11.06 1.2 2.8

2.0 9.0 10.79 7.56 0.4 10.8

5.0 5.0 16.49 9.42 0.5 6.5

- - - - - -

3.0 2.0 9.93 7.43 12.0 14.3

4.0 1.0 8.24 10.79 21.3 6.0

12.0 6.0 14.53 17.77 1.5 0.9

4.0 2.0 11.40 7.80 1.0 20.2

87.0 80.0 11.09 12.25 52.8 24.8

1.0 3.0 9.28 12.22 0.7 2.5

1.0 5.0 13.78 13.79 0.0 0.3

- 1.0 - 45.00 - 0.0

81.0 104.0 11.28 12.24 29.5 31.9

7.0 7.0 10.41 9.59 12.5 14.8

2.0 - 11.09 1.0 -

316.0 373.0 9.83 9.49 413.6 535.9

Banco Ahorro Famsa


(%)




85





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1 1 0.00 0.00 100.00 100.00

65 65 12.44 12.86 0.25 0.23

15 15 9.54 9.42 - -

6 7 4.79 5.23 0.03 0.02

- - - - - -

- - - - - -

3 2 0.00 0.00 - -

- - - - - -

- - - - - -

5 4 29.59 27.53 - -

3 3 0.01 0.01 100.00 100.00

10 10 17.21 17.38 - -

17 16 0.06 0.06 3.08 3.15

1 1 4.39 4.51 - -

- - - - - -

1 1 0.00 0.00 - -

12 10 9.41 9.70 0.01 0.01

7 7 5.29 5.42 - -

7 7 7.27 7.88 - -

153 149 100.00 100.00 0.04 0.04

- - - - - -

1 2 6.78 6.79 0.5 2.0

- - - - - -

1 1 9.80 9.79 3.7 29.6

- - - - - -

- - - - - -

1 - 9.78 - 0.3 -

- - - - - -

- - - - - -

1 - 15.00 - 260.2 -

- - - - - -

- - - - - -

4 1 10.28 7.79 2.4 0.5

- - - - - -

- - - - - -

- - - - - -

1 - 9.80 - 5.0 -

1 - 11.78 - 23.4 -

- 1 - - 44.8

10 5 11.10 9.57 295.4 76.9

Banco Azteca


(%)




86





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2 2 8.02 3.59 - -

12 14 33.08 12.66 - -

- - - - - -

2 2 22.25 9.66 - -

- - - - - -

- - - - - -

3 2 12.08 - - -

- - - - - -

- - - - - -

- - - - - -

2 2 2.55 1.17 - -

1 - - - - -

8 8 10.00 5.79 - -

- - - - - -

- - - - - -

- - - - - -

16 18 12.03 67.13 - -

1 - - - - -

- - - - - -

47 48 100.00 100.00 - -

1 1 12.00 12.00 6.1 5.8

7 7 12.64 11.54 25.1 20.5

- - - - - -

1 1 11.00 10.00 16.8 15.6

- - - - - -

- - - - - -

2 - 11.00 - 9.2 -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 1.9 1.9

- - - - - -

3 5 12.20 10.84 7.6 9.4

- - - - - -

- - - - - -

- - - - - -

7 9 - 6.00 6.7 107.0

- - - - - -

- - - -

22 24 11.51 7.45 73.3 160.2

Banco Base


(%)




87





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

1 1 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 8.20 - 0.1 -

- - - - - -

- - - -

1 - 8.20 - 0.1 -

Banco Credit Suisse


(%)




88





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,572 3,617 10.72 10.97 5.44 5.22

13,639 13,763 21.04 21.11 2.34 2.78

340 351 0.52 0.53 6.79 6.47

4,184 4,173 25.68 25.58 4.03 3.75

224 216 0.40 0.43 2.86 2.48

547 566 2.68 2.58 0.08 0.08

1,636 1,691 3.78 3.71 4.76 5.53

78 75 0.05 0.05 0.96 0.95

266 238 1.68 1.68 3.56 3.50

796 799 1.44 1.51 0.88 0.88

2,544 2,666 1.74 1.75 0.98 1.17

295 259 0.46 0.48 5.67 3.11

5,706 5,730 6.90 7.19 2.53 2.25

83 87 0.16 0.15 7.03 7.11

227 227 0.29 0.29 0.50 0.50

86 102 0.25 0.24 1.70 0.55

6,405 6,642 13.80 13.50 1.37 1.49

1,295 1,310 7.55 7.44 0.23 0.26

517 507 0.83 0.81 0.46 0.62

42,440 43,019 100.00 100.00 2.86 2.88

791 818 8.09 6.72 603.1 678.3

3,219 3,112 7.95 7.89 1,994.8 2,036.5

61 73 7.68 8.58 52.6 43.1

607 567 7.06 7.06 1,276.6 1,463.0

33 31 10.45 8.24 10.5 20.2

84 95 7.16 8.22 180.5 34.9

303 316 8.05 7.62 227.0 292.0

6 4 10.13 8.87 0.1 1.8

40 46 10.17 8.04 12.2 26.7

140 146 8.16 8.08 99.2 100.0

544 512 8.18 7.51 185.9 268.3

40 38 10.10 9.15 35.8 29.4

1,141 976 8.42 8.36 556.1 622.6

10 13 15.23 10.96 1.0 2.4

36 44 7.32 7.08 19.9 12.0

12 18 10.23 9.93 2.4 1.8

1,297 1,259 7.44 7.47 590.6 578.7

202 153 8.13 7.52 188.1 189.1

79 54 8.70 8.88 21.8 26.7

8,645 8,275 7.81 7.55 6,058.0 6,427.3

Banco del Bajío


(%)




89





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

23 35 7.03 12.17 - -

451 482 32.87 32.65 - -

- - - - - -

2 2 0.44 - - -

- - - - - -

2 4 0.05 0.04 - -

177 210 34.85 33.14 - -

- - - - - -

- - - - - -

33 38 2.55 2.59 - -

129 145 9.68 8.71 9.77 9.87

11 14 0.75 0.69 - -

101 106 8.11 6.99 - -

- - - - - -

- - - - - -

- - - - - -

34 37 2.76 2.18 - -

15 19 0.91 0.83 - -

- - - - - -

978 1,092 100.00 100.00 0.95 0.86

9 18 7.60 7.38 84.1 91.2

164 169 10.02 10.76 203.8 165.4

- - - - - -

- - - - - -

- - - - - -

- 2 - 16.79 - 0.6

60 83 9.49 9.20 178.5 261.7

- - - - - -

- - - - - -

5 11 12.60 8.52 1.9 23.8

29 58 10.87 10.93 43.0 51.5

- 4 - 12.78 - 10.3

28 24 9.69 10.22 37.5 17.8

- - - - - -

- - - - - -

- - - - - -

8 9 11.34 13.49 9.3 2.3

3 7 14.80 14.78 4.0 7.6

- - - -

306 385 9.60 9.64 561.8 632.2

Banco Wal-Mart


(%)




90





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

10 10 18.16 18.06 - -

2 2 77.70 77.17 - -

- - - - - -

- - - - - -

- - - - - -

- 1.00 - 0.74 - -

1.00 1 1.21 1.20 - -

- - - - - -

- - - - - -

- - - - - -

1 1 2.13 2.04 - -

- - - - - -

2 2 0.81 0.79 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

16 17 100.00 100.00 - -

4 - 6.50 - 52.8 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 17.25 - 3.0

1 - 6.50 - 4.9 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

5 1 6.50 17.25 57.7 3.0

BanCoppel


(%)




91





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

5 6 9.34 10.22 - -

- - - - - -

- 1.00 - 24.27 - -

- - - - - -

- - - - - -

1 1 13.67 11.20 - -

- - - - - -

- - - - - -

1 1 64.53 46.70 - -

- - - - - -

- - - - - -

2 1 5.52 2.69 - -

- - - - - -

- - - - - -

- - - - - -

1 1 4.59 3.44 - -

- - - - - -

1 1 2.35 1.48 - -

11 12 100.00 100.00 - -

- - - - - -

2 3 - 6.29 16.4 59.3

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 30.2 41.7

- - - 5.50 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 28.8 28.4

- - - - - -

- - - -

4 5 - 6.29 75.4 129.4

Bank of America


(%)




92





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

3 2 18.26 22.90 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

21 18 48.27 42.91 - -

- - - - - -

5 6 2.02 2.47 - -

1 1 0.43 0.47 - -

2 2 2.07 5.00 - -

11 9 27.73 24.89 - -

- - - - - -

- - - - - -

- - - - - -

1 1 1.22 1.35 - -

- - - - - -

- - - - - -

44 39 100.00 100.00 - -

- - - - - -

1 2 6.75 6.75 118.0 310.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

11 12 - - 673.6 539.8

- - - - - -

3 4 - - 5.1 8.2

1 1 - - 6.5 6.4

- 1 - - - 45.5

7 5 - - 407.0 264.1

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

23 25 6.33 6.27 1,210.1 1,174.6

Bank of Tokyo-Mitsubishi UFJ


(%)




93





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

3,278 3,234 4.61 4.47 8.18 8.56

16,705 16,732 17.96 18.00 2.48 2.58

639 640 3.99 4.07 24.88 24.25

3,533 3,514 23.60 23.94 2.46 1.80

727 723 0.71 0.68 1.22 1.05

1,282 1,282 6.94 6.80 0.26 0.27

1,412 1,372 2.50 2.46 1.56 1.35

154 156 0.82 0.78 0.77 0.70

199 206 0.32 0.31 3.16 2.65

591 599 1.37 1.37 3.38 3.55

939 950 0.97 1.01 5.09 4.84

852 879 2.43 2.23 0.74 0.77

4,307 4,336 9.34 9.28 1.49 1.44

429 431 0.55 0.53 1.23 1.07

146 143 0.23 0.22 - -

123 126 0.08 0.09 1.76 1.66

8,129 8,185 15.79 16.25 0.86 0.81

2,037 2,068 2.12 2.03 1.19 0.95

784 900 5.69 5.50 0.03 0.02

46,266 46,476 100.00 100.00 2.90 2.74

228 258 9.45 9.68 522.5 575.5

1,569 1,717 8.60 8.99 3,689.4 3,182.3

40 55 9.34 7.95 116.5 300.6

371 399 8.15 8.43 2,017.7 3,050.6

40 43 12.83 12.95 17.7 15.9

55 68 11.08 11.38 47.7 41.6

143 120 8.55 8.23 423.3 501.4

11 13 10.00 8.66 31.1 62.9

18 20 10.25 9.86 23.0 33.7

57 75 7.66 7.91 341.9 321.2

87 117 9.22 10.04 295.9 329.0

111 134 8.17 8.91 564.3 252.5

406 471 8.90 8.54 1,801.3 1,322.6

21 26 7.43 11.98 31.8 21.8

17 8 9.51 13.63 52.3 2.0

8 15 11.69 10.84 2.2 8.3

663 749 9.63 9.16 1,110.7 1,866.4

137 162 8.38 10.55 391.4 148.0

120 137 7.75 8.00 405.5 304.8

4,102 4,587 8.58 8.78 11,886.2 12,341.0

Banorte


(%)




94





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

361 372 5.02 5.14 7.75 9.68

2,691 2,735 18.07 18.22 1.65 1.84

80 83 1.07 1.07 0.53 0.53

1,273 1,281 32.19 32.06 0.95 1.04

105 104 2.23 2.18 0.03 0.04

218 212 1.59 1.61 0.09 0.55

432 446 3.33 3.56 2.18 2.21

27 26 0.16 0.17 - -

32 34 0.27 0.26 17.36 17.43

143 147 1.06 0.97 0.34 0.37

171 170 1.07 1.05 - 0.48

126 125 1.82 1.78 1.20 1.20

1,229 1,242 9.73 9.85 0.85 0.82

107 114 3.57 3.20 0.10 0.10

28 30 0.13 0.12 - -

16 17 0.09 0.09 2.64 2.58

3,525 3,542 14.22 14.22 0.86 0.87

576 591 3.42 3.49 0.94 0.84

49 53 0.96 0.97 0.04 -

11,189 11,324 100.00 100.00 1.39 1.58

81 60 8.57 8.39 68.1 166.0

480 472 8.98 8.93 698.0 779.0

16 17 8.49 7.70 17.7 129.1

279 261 8.45 8.70 1,273.3 1,224.2

19 13 11.09 10.46 12.3 8.5

26 29 10.64 9.92 14.6 15.0

76 94 8.82 8.76 142.1 122.0

3 4 10.52 9.23 0.6 3.3

4 5 10.63 10.81 3.5 4.5

34 20 9.05 9.31 48.2 40.0

33 29 11.08 11.18 17.0 11.9

26 27 8.61 9.54 101.1 30.3

246 231 9.52 9.83 318.3 366.7

14 20 5.52 5.58 452.8 389.5

11 8 8.64 9.48 12.9 6.3

7 3 8.27 8.27 5.3 6.0

365 387 9.82 9.66 482.2 676.1

87 106 9.05 9.68 66.5 87.0

8 10 12.44 7.65 2.2 108.9

1,815 1,796 8.57 8.66 3,736.6 4,174.4

Banregio


(%)




95





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

28 28 3.53 3.54 3.37 3.37

387 380 12.32 12.70 7.10 8.53

10 10 0.06 0.04 - -

194 216 19.43 18.94 7.96 8.24

9 9 5.90 5.87 - -

75 73 7.75 7.80 0.82 1.43

98 91 15.41 15.41 8.02 8.12

5 5 0.03 0.03 - 71.34

2 2 0.22 0.22 70.81 70.64

10 10 0.14 0.14 8.72 8.60

7 7 0.16 0.16 - -

4 3 0.08 0.09 - -

117 119 8.39 8.53 3.09 2.94

32 32 3.25 3.29 - -

20 20 0.10 0.10 2.21 2.32

4 4 4.25 4.12 - -

457 451 13.81 13.77 3.18 3.19

307 304 4.47 4.46 9.06 9.13

19 21 0.68 0.78 9.88 8.79

1,785 1,785 100.00 100.00 5.18 5.48

- - - - - -

22 17 10.42 10.36 39.1 48.4

- - - - - -

19 35 10.11 11.07 29.4 5.6

- - - - - -

- - - - - -

3 7 10.51 11.34 9.1 4.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 - 10.54 - 2.4 -

2 9 10.29 10.29 20.0 23.6

1 1 10.29 10.28 1.0 3.0

2 - 13.44 - 1.2 -

- - - - - -

8 11 12.93 12.72 2.6 3.4

14 15 12.58 14.17 6.7 3.9

- 4 9.34 - 10.1

73 99 10.47 10.63 111.6 102.7

Bansí


(%)




96





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2,240 2,294 3.41 3.37 3.14 3.49

51,245 53,743 14.78 15.54 2.39 2.29

1,393 1,377 5.64 5.63 0.31 0.21

21,626 21,714 20.63 20.09 12.34 13.18

369 374 0.32 0.40 0.34 0.39

1,882 1,982 4.71 4.71 2.50 2.91

34,081 31,198 8.03 7.26 0.34 0.81

580 656 1.29 1.22 0.03 0.03

3,649 1,751 5.52 5.41 0.46 0.48

3,827 3,844 3.18 3.13 0.02 0.20

2,559 2,588 1.19 1.16 4.09 4.45

1,013 970 4.57 5.27 0.24 0.21

20,170 19,901 10.68 10.57 1.25 1.21

569 569 1.65 1.71 0.06 0.06

128 120 0.22 0.22 - -

211 214 0.11 0.11 0.75 0.76

19,494 19,316 7.49 7.79 3.47 3.22

4,354 5,842 1.82 1.82 2.38 2.35

687 687 4.76 4.60 0.49 0.45

170,077 169,140 100.00 100.00 3.72 3.87

519 397 8.50 8.51 647.9 710.2

12,221 11,725 7.82 7.86 4,418.2 5,472.2

102 90 9.29 8.96 148.1 260.9

4,826 4,189 8.30 9.70 3,410.7 3,569.5

47 59 8.40 8.06 37.7 160.9

219 240 9.67 10.16 109.2 145.1

7,988 7,190 5.88 6.86 3,764.4 1,709.6

100 145 5.34 5.44 971.8 850.2

324 956 6.21 9.89 1,028.1 91.4

829 875 7.78 6.94 1,732.7 326.9

464 398 8.73 8.45 250.4 250.9

157 111 8.63 6.86 3,153.4 3,073.0

5,035 4,938 7.34 6.78 4,410.1 4,125.1

72 43 11.53 7.52 13.9 76.2

10 3 8.75 7.98 9.0 4.3

12 9 10.27 11.34 3.6 5.4

3,489 3,720 8.81 8.57 1,102.5 1,315.4

1,393 1,719 8.31 10.19 475.0 214.6

52 34 6.25 6.52 640.4 472.9

37,859 36,841 7.70 8.15 26,327.1 22,834.8

BBVA Bancomer


(%)




97





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

10 10 5.15 5.01 - -

1 1 4.64 4.36 - -

12 13 41.60 44.35 - -

- - - - - -

- - - - - -

1 1 0.22 0.21 - -

- - - - - -

- - - - - -

1 1 0.04 0.10 - -

- - - - - -

- - - - - -

6 6 4.67 4.25 - -

- - - - - -

- - - - - -

1 1 0.15 0.14 - -

14 14 20.45 19.93 - -

- - - - - -

9 9 23.09 21.65 - -

55 56 100.00 100.00 - -

- - - - - -

1 3 - 9.78 48.0 40.5

- - - - - -

1 4 8.79 9.34 39.0 522.4

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 - - 0.8 1.5

- - - - - -

- - - - - -

2 4 9.78 9.79 2.0 6.8

- - - - - -

- - - - - -

- - - - - -

5 3 11.15 19.28 23.2 40.9

- - - - - -

1 3 6.28 9.93 5.0 24.8

11 18 9.43 10.04 118.0 637.0

CIBanco


(%)




98





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 3 72.68 73.23 - -

- - - - - -

4 4 27.32 26.77 - -

7 7 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

- - - - - -

Deutsche Bank


(%)




99





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

4,594 4,624 3.40 3.34 4.08 2.80

78,751 78,290 19.35 19.24 2.12 2.03

1,138 1,134 5.61 5.54 2.09 2.08

26,859 24,723 20.91 20.37 4.16 4.23

1,284 1,298 0.63 0.61 0.24 0.41

11,476 11,354 4.70 4.54 1.94 1.95

3,943 3,829 7.18 6.94 0.39 0.39

1,559 1,573 0.83 0.84 0.01 0.01

6,705 6,585 4.69 4.50 0.02 0.01

2,675 2,758 5.62 5.75 0.01 -

3,310 3,340 0.98 0.94 0.97 0.92

859 871 3.59 5.44 0.09 0.06

18,100 18,753 12.13 11.92 0.28 0.31

1,383 1,329 0.60 0.57 0.47 0.45

384 386 0.04 0.04 0.91 0.77

168 183 0.29 0.28 0.07 0.09

51,462 50,833 5.33 5.28 3.31 3.18

3,861 3,858 2.16 2.10 0.60 0.59

1,124 1,124 1.94 1.77 0.23 0.18

219,635 216,845 100.00 100.00 1.90 1.81

332 389 7.55 8.76 419.3 358.2

13,133 13,345 9.10 8.97 2,781.8 3,761.4

82 133 9.85 9.07 66.7 135.4

4,315 3,340 9.10 8.81 1,419.4 2,249.0

80 75 16.61 14.71 10.0 12.7

3,247 2,713 8.36 8.71 178.1 111.2

757 763 7.39 7.45 515.9 1,388.9

341 539 6.04 5.72 517.7 452.2

1,588 1,836 6.55 8.76 670.6 236.8

809 812 8.36 8.06 608.6 1,372.8

476 412 8.78 8.89 238.5 231.1

50 58 5.98 5.85 541.2 2,979.6

3,868 4,500 9.09 8.38 952.3 1,856.2

187 173 7.20 10.94 108.0 15.1

34 36 9.76 9.97 12.6 17.3

7 22 25.76 19.09 0.7 2.2

3,046 3,032 12.45 10.53 653.2 1,068.7

188 176 10.08 9.34 119.2 527.3

51 51 4.86 5.18 1,005.6 1,022.6

32,591 32,405 8.25 7.99 10,819.4 17,798.6

HSBC


(%)




100





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

192 189 0.44 0.43 40.98 41.41

5,703 5,403 5.10 5.07 3.20 3.91

226 222 2.86 2.90 0.50 0.75

3,469 3,364 30.95 31.35 4.11 5.37

600 597 3.06 3.08 1.73 1.44

445 444 4.49 4.43 10.89 10.83

278 260 3.18 2.48 0.02 0.13

65 64 0.03 0.03 0.15 0.16

27 26 0.02 0.02 89.53 89.73

313 301 1.06 0.99 0.01 -

255 247 0.37 0.35 0.69 0.71

153 154 11.83 11.62 2.03 0.02

1,131 1,114 7.79 7.78 0.82 0.83

251 250 0.37 0.38 12.86 12.56

90 91 0.06 0.05 0.39 0.55

37 37 0.17 0.17 25.94 26.02

23,189 22,676 23.41 24.13 2.28 2.27

279 265 1.50 1.46 9.31 10.77

198 186 3.30 3.31 0.03 0.03

36,901 35,890 100.00 100.00 3.26 3.49

4 5 14.58 19.00 0.4 0.9

311 317 7.24 7.01 1,231.6 938.5

9 4 12.48 19.00 4.5 40.9

625 892 8.94 8.19 3,926.9 3,950.6

11 14 6.26 13.26 332.9 31.4

9 6 12.14 14.64 80.5 7.0

27 25 6.29 5.92 1,808.2 565.0

5 6 12.61 10.99 1.8 1.2

1 - 19.00 - 0.0 -

51 72 11.16 9.87 13.9 25.6

15 10 10.74 8.28 12.6 37.4

4 6 6.98 12.49 81.2 232.0

70 67 7.89 8.83 307.3 287.0

3 6 18.74 8.90 0.8 14.0

2 2 19.81 19.00 0.4 0.7

- 1 - 21.50 - 0.1

473 582 6.34 6.13 5,307.9 9,319.8

5 2 19.90 12.00 0.5 4.4

9 6 5.84 6.36 789.4 976.2

1,634 2,023 7.16 6.85 13,900.9 16,432.6

Inbursa


(%)




101





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 6.67 6.76 - -

- - - - - -

45 48 69.14 70.39 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

11 12 12.04 11.73 - -

2 2 6.26 5.22 - -

- - - - - -

- - - - - -

- - - - - -

1 1 5.19 5.26 - -

- - - - - -

2 2 0.71 0.65 - -

62 66 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

2 3 6.65 6.84 12.8 7.9

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 1 6.49 6.48 52.0 13.0

1 1 6.28 6.28 225.0 185.0

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

5 5 6.33 6.31 289.8 205.9

ING


(%)




102





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2 2 2.37 2.56 - -

24 24 14.42 11.10 0.44 0.61

- - - - - -

1 1 2.27 - - -

- - - - - -

1 1 0.17 1.47 100.00 -

9 10 21.51 22.98 - -

- - - - - -

- - - - - -

3 3 3.79 3.43 - -

4 4 2.13 2.21 - -

1 1 4.11 4.40 - -

12 13 28.66 29.44 - 6.46

- - - - - -

- - - - - -

2 2 0.83 0.89 - -

4 5 15.18 19.23 - -

2 2 4.55 2.30 - -

- - - - - -

65 68 100.00 100.00 0.23 1.97

2 2 - - 6.6 6.6

6 10 - - 27.3 15.4

- - - - - -

1 - - - 6.5 -

- - - - - -

- 1 - - - 3.9

6 6 - 10.29 31.2 42.3

- - - - - -

- - - - - -

1 1 - - 5.8 4.6

2 2 - - 0.5 0.2

- - - - - -

9 8 11.78 11.78 66.7 72.4

- - - - - -

- - - - - -

- - - - - -

3 3 7.78 7.79 42.7 23.6

1 2 - - 13.0 6.1

- - - -

31 35 9.97 10.53 200.4 175.0

Inter Banco


(%)




103





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

2,058 2,023 3.22 3.12 79.85 80.50

48 47 1.62 1.52 42.99 44.21

4 4 0.11 0.10 99.97 100.00

52 52 63.95 64.04 0.10 0.10

2 2 0.02 0.01 - -

2 2 0.05 0.05 100.00 100.00

4 4 0.02 0.02 59.11 61.24

- - - - - -

- - - - - -

1 1 0.06 0.06 - -

1 1 0.01 0.01 - -

16 15 24.11 24.26 - -

17 18 0.46 0.44 35.22 36.18

- - - - - -

- - - - - -

- - - - - -

39 35 4.71 4.55 1.60 1.62

9 10 1.52 1.55 4.06 3.89

3 4 0.16 0.27 - -

2,256 2,218 100.00 100.00 3.79 3.70

1 - 6.79 - 7.0 -

- 2 - 9.78 - 21.1

1 - 7.80 - 0.0 -

9 4 8.12 8.64 311.4 162.7

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

3 2 8.62 7.84 111.9 62.3

- 1 - 9.29 - 1.5

- - - - - -

- - - - - -

- - - - - -

3 - 8.55 - 110.0 -

- 1 - 12.78 - 10.0

- 1 9.78 - 15.5

17 11 8.29 8.76 540.3 273.1

Interacciones


(%)




104





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

8 8 5.50 5.31 - -

53 52 17.00 16.21 3.28 3.35

- - - - - -

63 58 29.43 28.09 0.33 1.40

2 2 0.91 0.87 - -

3 2 0.89 0.75 - -

12 14 2.03 2.01 4.31 4.24

4 6 1.02 1.15 - -

- - - - - -

4 8 0.53 5.09 - -

5 5 0.50 0.43 - -

2 2 0.08 0.07 - -

44 42 11.03 10.64 1.67 1.69

- - - - - -

- - - - - -

1 1 0.07 0.07 - -

71 68 23.68 22.48 - -

3 1 0.44 0.43 - -

19 20 6.90 6.39 - -

294 289 100.00 100.00 0.93 1.20

3 3 9.48 9.48 128.6 127.8

25 24 8.52 9.12 807.9 478.3

- - - - - -

16 11 11.70 8.20 334.5 88.3

- - - - - -

- - - - - -

3 5 8.23 8.33 52.0 70.8

1 3 9.24 9.02 10.9 24.4

- - - - - -

4 7 9.18 9.07 36.0 356.0

3 3 8.95 9.04 21.0 23.0

1 1 9.39 9.38 5.0 5.0

15 11 9.55 9.64 215.4 109.2

- - - - - -

- - - - - -

1 1 9.79 9.78 3.0 2.0

13 11 9.72 9.32 135.1 62.0

1 1 9.69 9.68 30.0 30.0

5 2 7.56 9.85 185.2 17.0

91 83 9.32 9.10 1,964.7 1,393.7

Invex


(%)




105





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

52 55 0.79 0.81 0.12 0.19

1,717 1,750 20.94 20.26 0.64 0.65

130 134 2.29 3.25 0.17 0.12

415 428 23.30 21.75 1.25 1.26

56 53 0.44 0.44 - -

255 262 1.53 1.43 10.04 10.45

154 154 5.53 5.37 0.94 1.09

17 17 0.88 1.02 - -

13 10 2.19 2.07 0.63 0.67

98 96 1.60 1.61 1.63 0.34

188 186 0.62 0.65 2.14 1.89

74 78 5.71 5.89 0.12 0.11

720 738 5.86 6.76 1.09 0.93

93 100 0.31 0.31 0.64 0.86

20 16 0.13 0.12 - -

23 22 0.83 0.79 0.62 0.37

1,554 1,535 20.59 21.05 1.92 1.90

102 103 4.48 4.53 0.25 0.14

106 123 1.98 1.92 0.06 -

5,787 5,860 100.00 100.00 1.17 1.13

10 24 9.2 10.4 19.9 19.8

471 588 9.7 9.2 933.1 1,201.2

33 52 6.1 6.1 318.2 514.6

123 137 8.4 8.5 877.6 982.4

12 13 10.9 11.1 2.0 13.2

78 91 11.7 10.9 10.8 25.0

46 38 7.3 7.9 622.0 219.6

5 7 9.2 9.1 17.5 22.2

3 1 8.8 8.8 102.2 110.5

32 34 9.9 9.7 34.0 30.0

52 65 14.3 10.8 15.2 22.0

19 22 9.6 9.3 183.1 228.2

190 217 10.2 9.3 235.1 395.8

20 35 14.5 11.3 1.8 19.0

5 7 14.7 14.9 1.8 0.1

8 5 11.1 10.8 8.1 11.1

440 543 8.8 9.6 545.9 774.6

31 33 8.6 9.5 154.7 122.5

39 57 9.9 10.5 58.8 13.7

1,617 1,969 8.8 8.9 4,141.5 4,725.5

Ixe


(%)




106





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

1 1 6.47 - - -

- - - - - -

5 5 42.52 28.84 - -

- - - - - -

- - - - - -

- - - - - -

3 6 46.85 63.24 - -

- - - - - -

- - - - - -

- - - - - -

1 1 0.01 0.05 - -

2 2 4.15 7.87 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

12 15 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

3 2 8.00 8.00 11.2 43.9

- - - - - -

- - - - - -

- - - - - -

3 6 - 7.00 77.3 95.8

- - - - - -

- - - - - -

- - - - - -

1 1 6.00 6.00 0.0 0.1

2 2 - - 8.9 13.6

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

9 11 8.00 7.80 97.4 153.4

J.P. Morgan


(%)




107





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

213 223 4.68 4.41 5.71 5.59

399 396 21.15 19.96 0.24 0.53

- - - - - -

66 64 9.65 7.50 - -

- - - - - -

4,539 4,406 1.66 1.46 4.89 4.90

90 97 4.71 5.56 21.61 17.69

25 17 0.28 - - -

123 140 0.32 0.26 - -

26 24 4.19 3.08 - -

29 24 0.66 0.56 13.15 20.76

19 21 8.18 6.57 - -

554 485 17.15 25.87 - -

5 5 0.11 0.07 - -

- - - - - -

- - - - - -

375 397 11.74 11.42 9.92 9.00

- - - - - -

62 51 15.52 13.25 - -

6,525 6,350 100.00 100.00 2.67 2.55

80 95 8.49 8.56 28.6 32.3

220 215 7.08 8.10 313.3 118.0

- - - - - -

36 34 8.55 9.61 45.3 32.8

- - - - - -

1,073 1,203 9.29 9.30 12.5 11.4

57 69 8.79 8.78 21.5 66.2

21 16 - - 6.5 -

100 30 8.80 8.79 6.5 3.1

18 14 - - 25.0 8.9

15 10 - - 2.0 2.3

3 5 - - 9.7 0.8

251 226 8.83 8.52 143.9 496.7

3 2 - 8.79 0.7 0.6

- - - - - -

- - - - - -

97 110 9.86 7.37 80.2 175.3

- - - - - -

48 42 - - 3.3 1.9

2,022 2,071 7.55 7.95 698.9 950.4

Monex


(%)




108





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

71 76 1.48 1.58 - -

213 219 14.26 14.20 6.24 6.05

10 7 1.10 1.06 - -

79 78 20.54 22.21 0.70 0.62

12 12 6.41 6.21 - -

15 17 5.46 5.35 0.53 0.52

32 34 3.07 3.07 4.07 3.93

- - - - - -

2 2 0.15 0.14 100.00 100.00

24 30 5.37 5.08 0.18 0.18

15 14 1.12 1.07 1.72 1.70

11 12 1.80 1.69 - -

80 74 7.54 7.38 6.12 6.00

10 10 3.67 3.59 - -

1 1 0.00 0.00 - -

28 29 4.36 4.17 - -

93 89 22.15 21.44 0.41 0.42

10 13 1.53 1.74 - -

3 3 0.00 0.00 - -

709 720 100.00 100.00 1.92 1.85

48 9 9.03 7.53 14.9 -

56 37 8.88 9.36 258.1 -

1 - 6.65 - 8.5 -

8 5 9.15 8.80 125.2 0.0

3 1 10.28 10.29 15.0 -

1 3 8.55 8.53 8.0 -

3 5 9.59 8.77 36.2 -

- - - - - -

- - - - - -

8 9 8.55 8.66 320.8 -

1 - 10.29 - 10.0 -

- 1 - 10.79 - -

7 9 10.25 10.18 29.9 -

1 - - - 0.0 -

- - - - - -

- 1 - 12.79 - -

12 8 7.80 9.92 231.9 -

1 3 9.79 9.83 2.5 -

1 - - 0.0 -

151 91 8.71 8.94 1,061.1 0.0

Multiva


(%)




109





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

1,690 1,771 2.22 2.29 0.88 0.89

11,478 11,954 15.05 15.91 1.21 1.14

380 386 6.10 5.89 0.22 0.23

5,340 5,536 23.86 23.88 0.66 0.67

374 392 0.44 0.43 0.06 0.09

1,106 1,114 4.32 4.26 0.36 0.27

1,244 1,281 7.95 7.01 0.19 0.27

129 128 1.63 1.71 0.07 0.07

77 83 7.17 7.04 0.07 0.07

438 468 1.79 2.20 0.81 0.67

1,110 1,209 1.27 1.31 1.29 1.17

702 746 5.13 5.43 0.13 0.12

3,355 3,478 10.83 10.22 1.11 1.13

352 361 0.23 0.23 1.90 1.81

49 51 0.02 0.02 0.44 0.39

145 157 0.07 0.07 0.09 0.34

12,282 12,833 9.47 9.61 1.22 1.21

1,127 1,189 1.55 1.55 1.11 0.86

122 125 0.90 0.93 0.02 0.02

41,500 43,262 100.00 100.00 0.70 0.70

219 247 9.56 8.86 419.6 670.8

1,767 2,052 8.70 8.90 2,898.3 4,139.6

54 88 8.31 8.34 166.1 227.8

712 758 8.50 8.82 6,174.1 5,216.0

39 46 10.94 13.33 14.6 20.2

126 147 8.19 10.09 2,262.8 282.2

202 203 6.95 7.68 2,374.7 898.3

21 19 6.64 6.48 435.0 392.3

9 11 6.14 7.05 3,015.5 1,185.5

85 113 7.94 8.04 506.8 1,079.1

176 245 8.79 8.30 350.8 337.5

89 140 7.57 7.20 1,285.8 2,343.3

501 601 6.78 7.85 2,156.1 2,281.0

39 36 10.40 11.24 19.8 27.4

3 3 8.26 9.40 0.8 5.3

15 20 10.39 12.32 4.5 16.4

1,309 1,674 9.36 10.47 1,510.6 1,631.5

148 167 8.39 9.16 226.1 277.7

11 11 5.09 6.06 902.8 961.8

5,525 6,581 8.01 8.51 24,724.9 21,993.4

Santander


(%)




110





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

243 244 9.10 9.26 1.91 1.83

415 424 21.76 22.54 0.85 0.86

10 10 2.90 2.95 - -

101 98 13.52 13.00 0.48 0.48

6 6 0.39 0.37 - -

55 55 5.32 5.14 - -

141 145 9.69 9.64 0.36 0.36

10 12 0.58 1.21 - -

2 2 0.09 0.09 - -

40 42 4.02 4.06 - -

27 27 1.69 1.67 4.71 4.61

25 26 1.37 1.38 - -

194 193 10.67 10.28 0.31 0.32

2 4 0.34 0.52 - -

3 2 0.01 0.01 86.16 86.08

16 18 1.47 1.32 - -

147 147 13.95 13.54 1.61 1.57

13 14 0.46 0.45 - -

16 15 2.68 2.56 - -

1,466 1,484 100.00 100.00 0.80 0.79

25 28 7.31 6.99 497.6 474.9

107 100 7.41 7.11 1,056.3 1,605.4

1 2 8.04 7.45 15.0 58.0

14 16 7.25 8.41 640.9 116.2

- - - - - -

4 4 7.36 6.18 20.3 13.7

20 23 7.41 6.48 540.5 514.0

3 5 6.64 6.39 20.1 269.9

- - - - - -

3 7 8.19 8.26 29.8 142.7

3 7 8.71 8.16 10.2 42.3

6 9 7.35 6.94 79.7 104.9

33 27 7.64 7.77 291.9 165.1

- 1 - 8.98 - 20.0

- - - - - -

1 3 6.77 6.91 15.5 12.7

13 12 8.06 7.57 114.2 377.4

2 3 9.57 8.82 15.6 18.3

1 - - 13.0 -

236 247 7.41 7.14 3,360.6 3,935.4

Scotiabank


(%)




111





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 1 31.68 34.51 - -

3 3 7.76 8.93 - -

- - - - - -

1 1 20.90 - - -

3 3 39.66 56.56 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

8 8 100.00 100.00 - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - - - 200.0 -

3 3 - - 12.7 20.6

- - - - - -

- - - - - -

1 1 - - 96.7 211.2

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - -

5 4 - - 309.4 231.8

The Royal Bank of Scotland


(%)




112





Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total






Comercio


Construcción

Educativo








Resto Industria

Salud




Transporte

Otros

Total

601 665 19.68 20.14 1.57 1.35

1,229 1,242 27.10 25.94 2.14 2.16

18 20 0.53 0.50 - -

215 212 11.55 12.38 9.50 8.73

11 11 0.27 0.25 - -

33 32 0.17 0.16 - -

182 186 7.57 7.34 1.95 1.99

3 3 0.00 0.00 - -

10 11 0.03 0.06 - -

57 61 3.70 3.60 - -

33 37 2.03 2.02 10.55 11.15

54 54 3.25 3.09 - -

481 478 7.89 8.57 5.09 4.74

29 30 0.16 0.39 - -

14 14 0.81 0.76 - -

12 12 0.14 0.30 0.42 -

838 817 8.86 8.41 1.05 1.64

1,005 975 4.41 4.01 1.26 1.38

43 42 1.87 2.09 3.77 3.39

4,868 4,902 100.00 100.00 2.97 2.95

98 110 9.08 9.55 166.2 241.0

84 117 9.59 8.99 260.9 494.6

2 3 8.43 8.54 27.0 34.8

18 20 9.78 8.98 135.4 203.1

- 1 - 7.78 - 1.8

- 2 - 9.53 - 2.0

19 20 7.52 7.75 136.4 142.1

- - - - - -

- 1 - 11.78 - 2.4

4 10 8.04 9.00 37.6 56.8

2 9 8.34 10.16 7.2 42.7

4 1 8.29 11.78 200.0 10.0

24 37 9.18 9.35 91.5 250.2

- 1 - 8.78 - 20.0

- - - - - -

- 2 - 10.37 - 13.1

18 17 8.26 10.09 118.0 42.8

5 1 8.95 10.78 64.3 0.7

10 8 10.20 8.26 22.5 43.0

288 360 8.91 9.05 1,267.0 1,601.0

Ve por Más

II.II Información Detallada de la Cartera de Crédito a la Vivienda

Febrero 2012

114

MONEDA NACIONAL

DÓLARES DE E.U.

VSMG (Veces Salario Mínimo General)

UDIS

Institución*/

Institución*/

Institución*/

Institución*/

Número de Créditos

del Portafolio Total







Número de Créditos Otorgados




Valor Promedio de Vivienda

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Monto Promedio de Crédito

(miles de pesos)


(miles de pesos)


(miles de pesos)


(miles de pesos)

Tasa de Interés2/ (%)







Información de Créditos Otorgados en el Mes

BBVA Bancomer 199,317 180,522 1,779 2,184 1,086 1,177 780 832 11.55 11.51 Santander 77,329 78,249 897 1,219 1,393 1,488 906 927 10.50 10.51 Banorte 102,622 103,191 953 1,098 1,356 1,475 937 992 10.64 10.63 Scotiabank 49,530 49,710 493 607 1,889 1,907 1,097 1,103 10.60 10.64 HSBC 26,893 27,035 289 337 1,461 1,339 888 835 10.52 10.52 Banamex 37,114 36,866 213 255 1,379 1,560 782 853 10.86 10.85 Banco del Bajío 9,050 9,074 50 69 1,597 1,734 982 1,105 11.45 11.12 Banregio 4,401 4,429 45 40 1,852 1,879 1,189 1,071 10.48 10.51 Afirme 1,617 1,615 15 22 2,051 2,553 1,381 1,836 11.04 10.79 Banca Mifel 690 695 9 14 9,697 2,188 2,805 1,491 10.50 10.31 Inbursa 1,940 1,940 3 11 1,227 2,153 921 1,462 12.63 11.51 Ixe 792 783 2 1 4,722 4,143 2,200 864 11.24 12.50 Interacciones 232 231 - 1 - 4,057 - 4,057 - 6.80 ABC Capital (antes Amigo) 30,091 34,258 - - - - - - - - Monex 28,446 32,666 - - - - - - - - Banco Azteca 1,965 1,950 - - - - - - - - Ve por Más 10 10 2 - 4,414 - 1,912 - 11.50 - Bansí 9 9 - - - - - - - - Autofin 5 5 - - - - - - - - Multiva 3 3 1 - 6,244 - 4,000 - 10.00 -

Scotiabank 73 72 - - - - - - - -

BBVA Bancomer 18 18 1 - 93 - 68 - 2.95 -

Ixe 1 1 - - - - - - - -

Banco Azteca 1 1 - - - - - - - -

Banamex 146,478 148,279 1,999 2,149 662 685 524 542 9.86 9.87

BBVA Bancomer 87,836 107,805 66 42 449 800 320 500 11.35 10.83

BBVA Bancomer 62,181 61,471 Banamex 10,153 10,088 HSBC 5,567 5,510 Santander 2,980 2,952 Banco del Bajío 2,286 2,256 Scotiabank 2,058 2,043 Banorte 984 973 Inbursa 4 4





Cartera de Vivienda

Información Detallada GeneralImportante: Cifras sin subsidiarias

Fuente: CNBV, Portafolio de Información. */ Se presentan las instituciones en orden descendente por el saldo de cartera de crédito en el mes más reciente. 1/ Se refiere aquellos créditos que fueron dispuestos por primera vez en el periodo consultado. 2/ Tasa de interés promedio ponderado por monto de crédito, en la moneda señalada. El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

Número de Créditos Monto de Crédito Tasa de Interés2/ LTV3/

Otorgados Otorgado (mdp) (%) (%)



Ene 2012 Feb 2012 Ene 2012 Feb 2012 Ene 2012 Feb 2012 Ene 2012 Feb 2012


Cartera de ViviendaInformación de Créditos Otorgados1/ en el MesDistribución por Valor de la ViviendaImportante: Cifras sin subsidiarias

Rangos de Valorde la Vivienda

(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

115

Fuente: Portafolio de Información CNBV 1/ Se refiere aquellos créditos que fueron dispuestos por primera vez en el periodo consultado. 2/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará

tasa de interés. 3/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la

vivienda financiada. Un valor por debajo de 100% indica que el valor de la vivienda excede el monto que se adeuda. En este caso se indica el Nivel de Financiamiento al momento del otorgamiento.

El símbolo ( - ) indica que la cifra es cero. Las cifras en cero indican una cantidad cercana a cero.

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 2 - 0.5 - 10.72 - 90.0

1 - 0.3 - 10.75 - 87.2 -

1 - 0.3 - 10.75 - 79.4 -

2 2 0.9 0.7 10.70 10.70 73.2 51.9

2 3 0.9 2.0 11.99 10.70 54.6 70.6

1 4 0.6 3.2 10.70 10.70 46.4 65.5

1 1 0.3 1.3 15.50 10.70 17.2 71.9

5 2 10.1 2.9 11.18 10.62 82.9 66.5

- 3 - 9.0 - 10.70 - 79.8

- 2 - 6.0 - 10.70 - 62.0

2 3 7.2 14.9 10.70 10.95 60.6 75.6

15 22 20.7 40.4 11.04 10.79 68.1 70.6

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

16 4 3.7 0.8 - - 83.8 68.9

210 187 64.4 58.0 - - 82.9 83.8

482 496 171.6 182.4 10.95 10.95 79.4 81.7

814 927 391.1 456.1 10.88 10.91 79.5 80.8

322 361 228.0 255.2 10.88 10.88 82.1 82.4

268 291 230.2 252.9 10.88 10.88 72.2 72.9

64 68 64.0 66.1 10.84 10.87 60.1 56.9

27 47 33.8 56.8 10.88 10.77 53.3 50.0

4 12 8.3 19.5 10.86 10.85 58.4 48.8

1 4 1.5 7.8 10.95 10.87 34.1 43.3

4 7 17.3 27.3 10.77 10.86 43.6 37.7

2,212 2,404 1,213.9 1,382.9 10.86 10.85 78.3 78.9

Afirme

Banamex









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

116





- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 2 - 1.3 - 9.09 - 79.9

2 2 2.2 1.5 10.50 9.11 82.5 65.9

1 2 0.3 2.4 10.50 10.50 17.1 71.1

1 4 2.0 5.5 10.50 10.50 79.7 56.0

1 3 2.0 7.2 10.50 10.50 53.9 76.2

- 1 - 3.0 - 10.50 - 70.2

4 - 18.8 - 10.50 - 26.8 -

9 14 25.2 20.9 10.50 10.31 47.0 68.3

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 1 0.2 0.4 12.00 12.25 43.8 79.7

8 13 3.6 5.0 11.88 10.65 71.4 62.4

7 9 3.6 5.7 12.00 11.34 57.9 75.5

18 16 13.7 13.5 11.42 10.87 61.5 65.9

4 10 3.7 11.8 10.92 10.75 51.5 67.7

7 11 10.6 17.1 11.04 11.31 63.3 58.6

2 5 3.5 9.2 11.50 11.51 50.7 51.9

2 3 5.3 10.5 11.28 11.57 61.6 78.6

1 1 4.9 3.0 12.20 9.99 77.7 48.2

50 69 49.1 76.2 11.45 11.12 61.6 65.1

Banca Mifel

Banco del Bajío









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

117





- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

4 - 0.9 - 10.41 - 83.9 -

23 19 6.3 5.7 11.05 10.67 73.7 79.2

54 52 17.4 17.2 11.01 10.99 71.8 73.3

181 211 83.2 98.0 10.73 10.83 72.2 72.8

184 209 116.6 136.7 10.66 10.68 73.7 75.3

272 284 259.4 266.9 10.66 10.59 77.5 76.7

109 136 136.4 162.5 10.65 10.63 73.9 69.7

84 87 139.9 143.5 10.47 10.58 67.5 69.9

25 45 52.4 105.0 10.47 10.72 61.1 68.4

6 29 17.0 65.8 11.00 10.48 62.7 50.7

11 26 63.7 87.8 10.67 10.47 47.1 45.8

953 1,098 893.2 1,089.1 10.64 10.63 73.2 72.4

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

2 5 1.1 2.5 10.60 10.60 75.7 77.4

6 5 4.2 3.1 10.63 10.60 80.0 70.1

17 12 13.8 10.6 10.49 10.58 64.0 66.3

9 10 11.2 10.2 10.54 10.57 70.8 55.9

4 2 7.1 3.3 10.57 10.50 74.7 66.3

4 1 6.5 1.5 10.57 10.50 48.2 44.1

1 2 3.5 4.2 10.50 10.09 70.0 43.5

2 3 6.2 7.4 10.05 10.53 58.9 48.0

45 40 53.5 42.8 10.48 10.51 67.5 62.5

Banorte

Banregio









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

118





- - - - - - - -

1 - 0.1 - - - 73.9 -

- - - - - - - -

1 - 0.1 - 11.91 - 48.1 -

80 79 16.1 14.7 13.13 12.50 75.3 69.9

138 157 31.5 35.6 13.13 13.09 63.6 63.7

136 152 40.1 44.8 12.72 12.46 65.0 64.8

467 543 212.6 242.6 11.71 11.66 71.5 69.9

346 382 224.1 242.3 11.46 11.57 74.3 72.6

333 420 309.4 389.8 11.37 11.34 74.7 74.6

175 207 224.8 269.3 11.39 11.28 73.8 74.3

120 195 214.5 360.5 11.45 11.41 72.0 73.5

30 43 71.0 90.0 11.63 11.67 66.1 59.8

11 16 29.5 43.4 11.10 11.19 56.6 62.6

8 26 35.0 104.7 11.47 11.54 64.2 58.2

1,846 2,220 1,408.7 1,837.7 11.55 11.51 71.7 70.8

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.2 - 10.40 - 70.0 -

3 14 0.9 3.6 10.40 10.88 83.8 70.1

14 19 4.7 6.2 10.53 10.76 75.4 72.9

59 57 24.9 24.3 10.66 10.60 66.4 66.6

59 76 31.6 44.8 10.58 10.57 62.8 68.4

66 84 52.8 70.2 10.62 10.61 65.3 68.2

38 27 40.3 30.6 10.46 10.46 61.1 65.8

23 38 33.5 54.7 10.71 10.42 61.2 59.3

16 16 33.9 30.2 10.45 10.53 59.5 55.4

5 4 11.2 9.4 10.25 10.35 46.7 49.6

5 2 22.7 7.5 10.07 9.90 52.2 35.5

289 337 256.6 281.4 10.52 10.52 64.0 66.1

BBVA Bancomer

HSBC









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

119





- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 0.3 - 15.00 - 71.8

- 1 - 0.5 - 11.90 - 89.8

1 1 0.6 0.9 13.30 11.90 81.3 97.8

1 2 0.7 1.5 13.50 11.70 59.5 58.4

1 1 1.4 1.4 11.90 11.90 82.5 93.7

- 1 - 0.8 - 11.00 - 41.3

- 2 - 4.2 - 11.20 - 66.2

- 2 - 6.4 - 11.40 - 68.0

- - - - - - - -

3 11 2.8 16.1 12.63 11.51 74.4 70.9

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- 1 - 4.1 - 6.80 - 100.0

- - - - - - - -

- 1 - 4.1 - 6.80 - 100.0

Inbursa

Interacciones









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

120





- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 2.1 - 11.00 - 63.5 -

- 1 - 0.9 - 12.50 - 20.9

1 - 2.3 - 11.45 - 37.5 -

2 1 4.4 0.9 11.24 12.50 50.5 20.9

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 4.0 - 10.00 - 64.1 -

1 - 4.0 - 10.00 - 64.1 -

Ixe

Multiva









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

121





- - - - - - - -

- 1 - 0.1 - 10.52 - 100.0

2 1 0.2 0.1 12.03 13.20 100.0 100.0

6 2 1.1 0.4 10.52 10.52 100.2 100.0

17 35 4.3 8.2 10.64 10.63 92.2 88.0

56 71 16.7 19.5 10.50 10.52 84.4 77.9

60 73 23.3 27.2 10.58 10.58 86.4 81.3

140 209 67.1 102.3 10.57 10.51 77.1 77.2

151 162 89.1 97.5 10.51 10.52 67.5 68.9

183 221 141.7 175.6 10.38 10.51 62.5 63.5

117 180 138.5 191.6 10.52 10.53 66.9 61.0

97 152 147.6 225.8 10.53 10.48 62.1 60.6

40 63 85.5 127.5 10.49 10.50 62.9 60.1

15 22 38.3 53.9 10.49 10.50 55.6 56.1

13 27 59.0 100.3 10.50 10.52 56.2 52.5

897 1,219 812.4 1,130.1 10.50 10.51 69.8 68.0

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.2 - 10.50 - 73.7 -

- 8 - 2.1 - 10.66 - 73.5

6 10 1.6 3.2 10.99 10.94 60.6 69.5

56 77 21.7 32.5 10.60 10.78 60.7 64.4

81 65 46.2 35.4 10.69 10.94 64.9 62.6

115 142 87.8 109.6 10.74 10.72 62.3 62.6

79 100 79.2 111.6 10.58 10.67 58.4 64.3

77 121 109.5 170.1 10.58 10.62 60.3 58.0

33 43 66.0 84.1 10.56 10.55 58.6 57.0

25 21 54.8 50.3 10.54 10.40 49.1 54.9

20 20 73.8 70.6 10.44 10.52 55.7 48.9

493 607 540.9 669.6 10.60 10.64 60.4 61.4

Santander

Scotiabank









(miles de pesos)


(miles de pesos)

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

(0-50]

(50-100]

(100-150]

(150-200]

(200-300]

(300-400]

(400-500]

(500-750]

(750-1,000]

(1,000-1,500]

(1,500-2,000]

(2,000-3,000]

(3,000-4,000]

(4,000-5,000]

más de 5,000

Total

122





- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 1.2 - 11.50 - 70.7 -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 2.6 - 11.50 - 36.6 -

2 - 3.8 - 11.50 - 53.7 -

- - - - - - - -

- - - - - - - -

- - - - - - - -

- - - - - - - -

1 - 0.2 - 10.50 - 73.7 -

- 8 - 2.1 - 10.66 - 73.5

6 10 1.6 3.2 10.99 10.94 60.6 69.5

56 77 21.7 32.5 10.60 10.78 60.7 64.4

81 65 46.2 35.4 10.69 10.94 64.9 62.6

115 142 87.8 109.6 10.74 10.72 62.3 62.6

79 100 79.2 111.6 10.58 10.67 58.4 64.3

77 121 109.5 170.1 10.58 10.62 60.3 58.0

33 43 66.0 84.1 10.56 10.55 58.6 57.0

25 21 54.8 50.3 10.54 10.40 49.1 54.9

20 20 73.8 70.6 10.44 10.52 55.7 48.9

493 607 540.9 669.6 10.60 10.64 60.4 61.4

Ve por Más

Scotiabank

Número de Créditos Monto del Crédito Otorgado Tasa de Interés3/

Otorgados (mdp) (%)


Otorgados (mdp) (%)



123

Cartera de ViviendaInformación de Créditos Otorgados1/ en el MesDistribución por Nivel de Financiamiento (LTV)2/ Importante: Cifras sin subsidiarias

Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %

Más de 50 y hasta 60%





Más de 95 hasta 100%

Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Fuente: Portafolio de Información CNBV 1/ Se refiere aquellos créditos que fueron dispuestos por primera vez en el periodo consultado. 2/ Nivel de Financiamiento o LTV por sus siglas en inglés (Loan To Value): Se refiere al indicador que mide el porcentaje que representa el monto financiado en términos del valor de la


3/ Tasa de interés promedio ponderado por monto de crédito, para créditos en moneda nacional. En los rangos que sólo contengan créditos en moneda distinta a la nacional, no se mostrará tasa de interés.


2 1 0.9 0.5 15.50 10.70

4 2 4.0 0.7 10.81 10.70

1 5 1.2 7.4 10.70 10.70

2 2 1.9 5.4 10.70 10.70

4 6 6.3 13.3 10.82 10.70

1 2 0.3 0.5 10.75 10.72

- 1 - 5.2 - 11.45

- 1 - 3.9 - 10.70

1 2 6.1 3.5 10.70 10.63

15 22 20.7 40.4 11.04 10.79

17 21 3.4 9.5 10.83 10.71

122 130 64.6 78.5 10.80 10.81

157 149 79.9 85.9 10.89 10.77

247 264 123.5 137.9 10.87 10.90

453 468 246.5 262.7 10.88 10.89

613 665 334.3 374.1 10.91 10.92

603 707 361.7 434.2 - -

- - - - - -

- - - - - -

2,212 2,404 1,213.9 1,382.9 10.86 10.85

Afirme

Banamex


Otorgados (mdp) (%)


Otorgados (mdp) (%)



124


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total





3 - 8.3 - 10.50 -

2 2 10.8 1.6 10.50 10.50

1 1 2.0 0.7 10.50 7.50

- 2 - 3.4 - 10.50

2 7 3.1 12.0 10.50 10.35

1 2 1.0 3.2 10.50 10.50

- - - - - -

- - - - - -

- - - - - -

9 14 25.2 20.9 10.50 10.31

2 1 0.4 0.1 11.25 11.75

12 12 8.3 11.2 11.55 10.54

6 6 5.6 4.7 11.15 10.68

7 18 7.3 19.4 11.36 10.71

21 28 25.7 34.4 11.60 11.44

1 4 0.6 6.4 12.25 11.93

1 - 1.2 - 9.00 -

- - - - - -

- - - - - -

50 69 49.1 76.2 11.45 11.12

Banca Mifel

Banco del Bajío


Otorgados (mdp) (%)


Otorgados (mdp) (%)



125


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total





19 34 7.1 17.8 10.93 10.68

96 120 81.1 97.9 10.68 10.69

78 111 67.3 109.7 10.79 10.56

136 118 126.1 110.1 10.59 10.66

180 184 179.7 197.4 10.62 10.64

348 408 323.3 427.6 10.70 10.67

40 56 42.5 53.9 10.46 10.56

56 67 66.3 74.8 10.42 10.45

- - - - - -

953 1,098 893.2 1,089.1 10.64 10.63

2 2 0.9 1.0 10.21 9.78

6 9 6.3 9.0 9.94 10.31

4 5 5.2 4.4 10.58 10.50

9 7 12.4 11.2 10.52 10.59

14 12 16.3 12.7 10.50 10.57

10 5 12.5 4.5 10.67 10.75

- - - - - -

- - - - - -

- - - - - -

45 40 53.5 42.8 10.48 10.51

Banorte

Banregio


Otorgados (mdp) (%)


Otorgados (mdp) (%)



126


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total





52 59 7.7 14.1 11.74 11.64

239 328 88.3 133.3 12.00 11.87

171 223 98.7 146.9 11.63 11.63

226 263 193.9 247.6 11.42 11.50

274 342 236.6 328.4 11.55 11.49

792 900 709.5 883.7 11.49 11.46

67 76 50.3 50.5 12.23 12.09

25 29 23.7 33.7 10.94 10.48

- 1 - 0.8 - 4.85

1,846 2,221 1,408.7 1,839.1 11.55 11.51

3 4 1.8 2.2 11.00 10.40

60 58 53.3 44.4 10.40 10.49

55 40 44.4 28.8 10.52 10.37

70 96 65.2 78.4 10.57 10.61

33 62 33.0 65.4 10.60 10.46

65 76 56.2 61.1 10.53 10.57

1 - 0.5 - 6.00 -

2 1 2.4 1.1 10.40 10.40

- - - - - -

289 337 256.6 281.4 10.52 10.52

BBVA Bancomer

HSBC


Otorgados (mdp) (%)


Otorgados (mdp) (%)



127


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total





- - - - - -

- 1 - 0.8 - 11.00

1 2 0.7 2.9 13.50 11.46

- 3 - 5.1 - 11.28

- 1 - 0.3 - 15.00

2 2 2.1 4.6 12.34 11.46

- 1 - 1.4 - 11.90

- 1 - 0.9 - 11.90

- - - - - -

3 11 2.8 16.1 12.63 11.51

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- 1 - 4.1 - 6.80

- - - - - -

- 1 - 4.1 - 6.80

Inbursa

Interacciones


Otorgados (mdp) (%)


Otorgados (mdp) (%)



128


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total





- 1 - 0.9 - 12.50

1 - 2.3 - 11.45 -

- - - - - -

1 - 2.1 - 11.00 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 1 4.4 0.9 11.24 12.50

- - - - - -

- - - - - -

- - - - - -

1 - 4.0 - 10.00 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

1 - 4.0 - 10.00 -

Ixe

Multiva


Otorgados (mdp) (%)


Otorgados (mdp) (%)



129


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total





78 124 12.6 18.3 10.55 10.54

95 146 58.2 109.5 10.63 10.53

89 99 76.7 74.8 10.52 10.54

99 148 106.6 161.9 10.53 10.51

130 184 147.2 226.9 10.46 10.51

235 300 285.9 391.0 10.47 10.50

22 31 22.0 23.0 10.49 10.50

128 175 80.9 117.1 10.51 10.53

21 12 22.4 7.7 10.49 10.51

897 1,219 812.4 1,130.1 10.50 10.51

23 27 9.7 13.4 10.76 10.57

132 136 116.7 126.9 10.53 10.51

62 89 64.0 98.2 10.58 10.69

89 108 109.4 114.8 10.64 10.69

152 199 188.2 249.7 10.60 10.68

23 37 36.0 48.6 10.69 10.61

12 11 16.9 18.0 10.50 10.71

- - - - - -

- - - - - -

493 607 540.9 669.6 10.60 10.64

Santander

Scotiabank


Otorgados (mdp) (%)


Otorgados (mdp) (%)



130


Rangos por LTV

Rangos por LTV

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total

Menor a 25%

Entre 25 y 50 %







Más de 100%

Total





- - - - - -

1 - 2.6 - 11.50 -

- - - - - -

- - - - - -

1 - 1.2 - 11.50 -

- - - - - -

- - - - - -

- - - - - -

- - - - - -

2 - 3.8 - 11.50 -

23 27 9.7 13.4 10.76 10.57

132 136 116.7 126.9 10.53 10.51

62 89 64.0 98.2 10.58 10.69

89 108 109.4 114.8 10.64 10.69

152 199 188.2 249.7 10.60 10.68

23 37 36.0 48.6 10.69 10.61

12 11 16.9 18.0 10.50 10.71

- - - - - -

- - - - - -

493 607 540.9 669.6 10.60 10.64

Ve por Más

Scotiabank

131

III. Estados Financieros

En esta sección se presentan los Estados Financieros. La información se expone conforme a lo enviado por las instituciones a través de los Reportes Regulatorios requeridos por esta Comisión.

Febrero 2012

Estados Financieros Febrero 2012

Balance General1/

(Millones de pesos)

Activo Disponibilidades Cuentas de margen Inversiones en valores Deudores por reporto (Saldo Deudor) Préstamo de valores Derivados Ajustes de valuación por cobertura de activos financieros Cartera de crédito vigente Créditos comerciales Créditos de consumo Créditos a la vivienda Cartera de crédito vencida Créditos comerciales Créditos de consumo Créditos a la vivienda Estimación preventiva para riesgos crediticios Créditos comerciales Créditos de consumo Créditos a la vivienda Operaciones Contingentes y Avales Estimación Preventiva para Riesgos Crediticios Adicional Derechos de cobro adquiridos Estimación por irrecuperabilidad o difícil cobro Beneficios por recibir en operaciones de bursatilización Otras cuentas por cobrar Bienes adjudicados Inmuebles, mobiliario y equipo (neto) Inversiones permanentes en acciones Activos de larga duración disponibles para la venta Impuestos y ptu diferidos (a favor) Otros activosPasivo Captación tradicional Depósitos de exigibilidad inmediata Depósitos a plazo Títulos de crédito emitidos Préstamos interbancarios y de otros organismos Valores asignados por liquidar Acreedores por reporto Préstamo de valores Colaterales vendidos o dados en garantía Derivados Ajustes de valuación por cobertura de pasivos financieros Obligaciones en operaciones de bursatilización Impuestos a la utilidad por pagar Acreedores diversos y otras cuentas por pagar Obligaciones subordinadas en circulación Impuestos y ptu diferidos (neto) Créditos diferidos

Capital Contable Capital contribuido Capital social Aportaciones para futuros aumentos de capital formalizadas por su órgano de gobierno Primas en venta de acciones Obligaciones subordinadas en circulación Capital ganado Reservas de capital Resultado de ejercicios anteriores Resultado por valuación de títulos disponibles para la venta Resultado por valuación de instrumentos de cobertura de flujos de efectivo Efecto acumulado por conversión Resultado por tenencia de activos no monetarios Resultado neto Participación no controladora

Cuentas de Orden Avales otorgados Compromisos crediticios

1/ Considera la suma del Banco consolidado con sus compañías subsidiarias eliminando las operaciones intersubsidiarias que pudieran ocasionar una doble contabilidad.

132

ABC Capital Actinver Afirme American (antes Banco Amigo) Express

4,097.2 6,831.8 93,909.9 18,219.5 275.5 56.3 3,114.1 1,926.4 0.0 0.0 0.0 0.0 0.0 5,271.5 68,785.0 0.0 128.4 0.3 1,828.4 6,800.0 0.0 0.0 0.0 0.0 0.0 0.0 3.2 0.0 0.0 0.0 103.1 0.0 2,978.9 1,018.2 11,490.6 7,204.7 2,211.2 674.2 8,885.8 0.0 18.2 344.0 1,473.5 7,204.7 749.5 0.0 1,131.3 0.0 160.7 0.0 553.8 263.5 160.1 0.0 210.2 0.0 0.4 0.0 173.5 263.5 0.2 0.0 170.1 0.0 (140.4) (6.5) (559.8) (886.9) (125.1) (3.8) (241.8) 0.0 (1.9) (2.7) (238.2) (877.7) (7.4) 0.0 (49.2) 0.0 0.0 0.0 (2.9) 0.0 (6.1) 0.0 (27.7) (9.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 188.8 279.0 7,286.5 150.9 200.5 0.0 111.0 0.0 60.6 112.3 760.3 0.0 1.2 2.5 119.3 48.0 0.0 0.0 0.0 0.0 166.7 4.0 122.4 1,977.5 76.5 94.1 192.1 735.5 3,314.2 5,907.3 91,215.1 13,995.8 1,135.3 1,138.9 15,659.3 7,386.8 69.7 221.5 7,915.4 1,533.0 1,065.6 917.4 7,743.9 5,853.8 0.0 0.0 0.0 0.0 1,870.3 25.0 201.5 4,522.3 0.0 0.0 0.0 0.0 0.0 4,598.9 71,680.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,328.4 0.0 0.0 0.0 104.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.4 0.0 628.2 170.0 97.5 1,600.4 816.6 115.1 0.0 566.1 502.1 0.0 0.0 0.0 0.0 23.5 46.6 75.5 139.8 783.0 924.5 2,694.7 4,223.7 709.7 824.4 2,028.4 1,220.5 662.6 824.4 2,028.4 1,220.5

0.0 0.0 0.0 0.0 47.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 73.2 100.1 666.4 3,003.2 3.9 4.9 466.9 255.1 64.6 94.0 149.0 2,621.0

0.0 0.8 0.0 0.0

0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4.7 0.5 50.5 127.1 0.0 0.0 0.0 0.0 0.0 0.0 983.9 0.0 0.0 1,134.0 2,754.6 0.0

133


Estado de Resultados(Millones de pesos)

Ingresos por intereses

Intereses de disponibilidades

Intereses y rendimientos a favor provenientes de

cuentas de margen


inversiones en valores

Intereses y rendimientos a favor en

operaciones de reporto

Ingresos provenientes de operaciones de cobertura

Intereses de cartera de crédito vigente

Intereses de cartera de crédito vencida

Comisiones por el otorgamiento inicial del crédito

Premios a favor en operaciones de préstamo de valores

Premios por colocación de deuda

Dividendos de instrumentos de patrimonio neto

Utilidad por valorización

Incremento por actualización de ingresos por intereses

Gastos por intereses

Intereses por depósitos de exigibilidad inmediata

Intereses por depósitos a plazo

Intereses por títulos de crédito emitidos

Intereses por préstamos interbancarios y de

otros organismos

Intereses por obligaciones subordinadas

Intereses y rendimientos a cargo en


Gastos provenientes de operaciones de cobertura

Premios a cargo en operaciones de préstamo de valores

Descuentos por colocación de deuda

Gastos de emisión por colocación de deuda

Costos o gastos asociados con el otorgamiento

inicial del crédito para la vivienda

Pérdida por valorización

Incremento por actualización de gastos por intereses

Resultado por posición monetaria

Margen financiero

Estimación preventiva para riesgos crediticios

Margen financiero ajustado por riesgos crediticios

Comisiones y tarifas cobradas

Comisiones y tarifas pagadas

Resultado por intermediación

Otros ingresos (egresos) de la operación

Gastos de administración y promoción

Resultado de operación

Participación en el resultado de subsidiarias y asociadas

Resultado antes de impuestos a la utilidad

Impuestos a la utilidad causados

Impuestos a la utilidad diferidos (netos)

Resultados antes de operaciones discontinuas

Operaciones discontinuadas

Resultado Neto

Participación no controladora

Resultado neto incluyendo participación de la controladora

ABC Capital Actinver Afirme American (antes Banco Amigo) Express

76.4 58.5 940.4 370.4

1.9 0.6 13.7 13.3

0.0 0.0 0.0 0.0

0.0 44.7 0.2 0.0

0.0 0.4 627.0 45.4

0.0 0.0 0.0 0.0

69.8 12.5 268.1 311.7

0.0 0.0 0.0 0.0

3.4 0.4 12.2 0.0

1.3 0.0 19.2 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

33.2 42.0 626.0 91.2

0.0 0.0 24.1 7.7

9.7 6.5 58.3 42.3

0.0 0.0 0.0 0.0

21.1 0.0 3.3 37.0

2.3 0.0 7.1 4.2

0.0 35.5 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 525.8 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 7.4 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

43.2 16.5 314.4 279.2

6.4 0.7 64.5 98.7

36.8 15.8 249.8 180.4

23.3 92.4 95.6 255.2

16.0 1.4 19.4 1.2

0.0 3.9 19.1 0.0

0.5 30.0 4.8 92.6

38.6 139.9 300.2 346.9

6.0 0.9 49.7 180.2

(0.1) 0.0 5.0 1.9

5.9 0.9 54.6 182.0

0.0 0.4 4.2 75.3

(1.2) 0.0 0.0 20.3

4.7 0.5 50.5 127.1

0.0 0.0 0.0 0.0

4.7 0.5 50.5 127.1

0.0 0.0 0.0 0.0

4.7 0.5 50.5 127.1


Balance General1/

(Millones de pesos)





134

Autofin Banamex Banca Mifel Banco Ahorro Famsa

4,175.8 1,034,593.9 30,409.4 13,187.4 131.0 115,133.3 1,268.8 422.8 0.0 8,225.2 0.0 0.0 1,140.6 360,757.1 14,041.2 0.0 126.9 18,567.0 0.0 1,000.1 0.0 0.0 0.0 0.0 0.0 47,129.9 0.0 0.0 0.0 0.0 171.7 0.0 2,713.2 364,467.4 12,151.1 10,405.6 1,914.2 252,596.0 11,306.7 2,523.1 794.0 51,815.0 22.3 7,849.8 5.0 60,056.3 822.1 32.7 28.8 2,727.4 611.3 1,336.8 0.0 616.4 513.9 12.3 28.8 1,459.9 8.2 1,324.5 0.0 651.1 89.1 0.0 (47.0) (9,000.8) (364.0) (1,847.0) (12.5) (4,568.1) (341.9) (24.8) (34.5) (3,011.9) (4.7) (1,706.2) (0.0) (1,080.3) (9.4) (0.1) 0.0 (205.4) (0.2) 0.0 0.0 (135.0) (7.9) (115.8) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 196.7 0.0 0.0 17.8 48,238.9 1,463.8 298.7 0.0 5.8 11.5 0.0 10.4 6,342.2 250.5 443.8 1.4 40,261.2 3.4 15.0 0.0 0.0 0.0 0.0 5.1 11,592.8 205.8 60.1 47.6 19,949.8 594.2 1,051.3 3,574.3 904,889.0 29,000.1 11,257.8 2,040.6 454,310.9 12,763.9 10,836.8 177.7 331,554.0 2,948.8 2,648.5 1,863.0 105,782.5 9,751.0 8,188.4 0.0 16,974.4 64.2 0.0 498.1 31,700.1 3,559.3 112.6 0.0 0.0 0.0 0.0 851.6 223,545.7 9,966.0 0.0 0.0 0.0 0.0 0.0 0.0 18,115.9 0.0 0.0 0.0 48,595.7 252.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 139.1 125,464.3 1,104.3 90.6 0.0 0.0 1,292.9 0.0 0.0 0.0 0.0 0.0 44.8 3,156.3 60.8 217.8 601.6 129,704.9 1,409.3 1,929.6 792.1 37,853.8 1,171.1 1,540.5 742.1 35,318.7 1,171.1 1,540.5 50.0 0.0 0.0 0.0 0.0 2,535.0 0.0 0.0 0.0 0.0 0.0 0.0 (190.5) 91,851.1 238.2 389.2 0.0 79,246.7 99.0 41.2 (195.0) 10,262.7 125.1 310.2 1.2 296.3 6.4 0.0 0.0 (348.3) (13.9) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3.2 2,393.7 21.5 37.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 829.4 95,159.3 58.7 0.0

135






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Autofin Banamex Banca Mifel Banco Ahorro Famsa

55.5 10,379.0 464.7 342.4

1.3 319.5 5.3 3.2

0.0 8.3 0.0 0.0

7.6 970.4 90.5 4.4

1.0 2,194.5 98.3 0.9

0.0 0.0 0.0 0.0

44.3 6,208.1 188.0 332.4

0.0 28.6 6.4 0.5

1.3 171.5 4.3 1.0

0.0 444.9 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 33.2 72.0 0.0

0.0 0.0 0.0 0.0

30.3 3,455.6 254.8 90.6

0.3 529.6 10.7 17.6

18.1 467.5 101.9 73.0

0.0 184.2 0.2 0.0

4.4 156.6 26.8 0.0

0.0 0.0 24.9 0.0

5.0 1,939.9 89.9 0.0

0.0 0.0 0.0 0.0

0.0 175.8 0.0 0.0

0.0 0.0 0.4 0.0

0.0 0.0 0.0 0.0

2.1 2.0 0.0 0.0

0.3 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

25.2 6,923.3 209.9 251.8

1.2 1,391.6 13.3 254.1

24.1 5,531.7 196.5 (2.3)

7.5 1,294.7 20.3 190.8

2.9 578.0 8.6 2.7

1.7 249.2 (60.0) (0.3)

6.5 1,540.7 10.3 125.0

33.8 6,431.0 151.0 268.7

3.1 1,607.3 7.7 41.7

0.2 1,226.5 0.0 7.9

3.2 2,833.8 7.7 49.6

0.0 1,169.8 0.0 0.0

0.0 729.7 13.8 (11.8)

3.2 2,393.7 21.5 37.8

0.0 0.0 0.0 0.0

3.2 2,393.7 21.5 37.8

0.0 0.0 0.0 0.0

3.2 2,393.7 21.5 37.8


Balance General1/

(Millones de pesos)





136

Banco Azteca Banco Base Banco Credit Banco del Bajío Suisse

81,348.8 8,590.2 52,812.6 91,397.2 12,491.7 635.9 4,660.0 10,486.8 38.5 0.0 0.0 0.0 12,542.3 5,905.8 18,491.2 4,477.9 9,578.0 440.0 20,960.9 0.0 0.0 0.0 0.0 0.0 164.6 13.9 5,738.6 105.6 237.6 0.0 0.0 0.0 38,337.2 162.4 29.5 66,493.9 12,918.8 162.4 29.5 60,077.0 24,869.9 0.0 0.0 445.0 548.4 0.0 0.0 5,971.9 2,248.2 0.0 0.0 1,980.9 18.5 0.0 0.0 1,350.3 2,121.1 0.0 0.0 12.8 108.6 0.0 0.0 617.8 (3,615.4) (0.8) (0.1) (1,784.4) (175.8) (0.8) (0.1) (1,413.0) (2,117.6) 0.0 0.0 (46.7) (20.8) 0.0 0.0 (283.1) (1.3) 0.0 0.0 (11.6) (1,299.9) 0.0 0.0 (30.0) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2,735.0 1,320.3 2,929.4 4,390.7 102.2 0.0 0.0 434.1 1,270.4 93.5 0.8 2,042.6 504.3 0.0 0.0 1,230.7 0.0 0.0 0.0 0.0 448.2 4.6 0.0 301.0 4,265.9 14.5 2.3 1,237.3 74,888.1 7,890.0 50,664.3 81,444.3 59,163.9 407.7 831.1 51,767.3 53,983.0 0.0 0.0 18,412.4 5,180.8 0.0 831.1 32,506.2 0.0 407.7 0.0 848.6 97.0 0.0 5,179.8 19,147.1 0.0 0.8 0.0 0.0 2,885.6 6,306.2 628.9 1,929.4 0.0 0.0 0.0 0.0 6,499.8 0.0 16,473.8 0.0 403.7 5.6 3,668.5 112.1 80.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,688.8 61.2 0.0 36.7 3,066.9 1,108.5 23,824.6 8,105.9 1,002.4 0.0 0.0 0.0 0.0 0.0 57.7 0.0 0.0 0.0 0.0 345.7 6,460.7 700.2 2,148.3 9,952.9 2,548.9 493.6 1,872.2 7,705.7 2,448.9 493.6 1,872.2 2,427.0

100.0 0.0 0.0 0.0 0.0 0.0 0.0 5,278.7 0.0 0.0 0.0 0.0 3,911.8 206.6 276.1 2,247.2 1,163.6 0.0 12.2 1,290.4 2,434.2 170.7 234.1 812.3

0.0 0.0 0.0 0.0

0.0 0.0 0.0 (2.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (6.6) 314.0 35.9 29.9 153.3 0.0 0.0 0.0 0.0 0.0 0.0 12.0 0.0 4,265.5 138.1 0.0 2,002.0

137






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banco Azteca Banco Base Banco Credit Banco del Bajío Suisse

7,023.7 51.8 213.0 1,077.6

49.9 4.5 1.0 48.7

0.1 0.0 0.0 0.0

58.5 42.1 54.7 21.5

89.4 4.0 157.0 43.7

64.0 0.0 0.0 0.0

6,113.6 1.2 0.4 902.8

78.9 0.0 0.0 0.0

1.3 0.0 0.0 60.9

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

568.1 0.0 0.0 0.0

0.0 0.0 0.0 0.0

936.4 48.5 186.0 472.9

197.2 0.0 0.0 69.2

16.3 0.0 8.2 228.7

0.0 3.1 0.0 11.0

4.1 0.0 10.1 123.2

10.5 0.0 0.0 0.0

70.2 45.5 167.7 40.8

36.3 0.0 0.0 0.0

0.0 0.0 0.1 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

601.9 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

6,087.3 3.3 27.0 604.7

732.0 0.4 0.0 82.2

5,355.4 2.8 27.0 522.5

102.4 0.0 15.0 127.3

105.3 3.7 9.8 44.8

104.3 145.7 72.7 37.4

68.1 1.1 17.1 (16.8)

5,094.9 95.2 79.4 486.9

430.0 50.8 42.6 138.7

12.7 0.0 0.0 27.2

442.7 50.8 42.6 165.9

273.4 14.9 0.0 36.7

144.7 0.0 (12.8) 24.1

314.0 35.9 29.9 153.3

0.0 0.0 0.0 0.0

314.0 35.9 29.9 153.3

0.0 0.0 0.0 0.0

314.0 35.9 29.9 153.3


Balance General1/

(Millones de pesos)





138

Banco Fácil Banco Wal-Mart Bancoppel Bank of America

143.2 5,222.2 14,455.9 64,444.6 55.2 115.1 1,026.9 11,014.1 0.0 0.0 0.0 123.7 0.6 0.0 7,967.1 22,161.5 0.8 1,165.0 200.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 15,459.5 0.0 0.0 0.0 0.0 55.5 2,840.5 4,782.2 700.2 0.0 1,487.6 397.3 695.7 55.5 1,352.9 4,384.9 0.0 0.0 0.0 0.0 4.5 5.7 63.9 1,076.8 0.0 0.0 12.9 0.0 0.0 5.7 51.0 1,076.8 0.0 0.0 0.0 0.0 0.0 (11.4) (233.6) (1,536.1) (23.7) 0.0 (27.8) (3.5) (23.6) (11.4) (201.8) (1,410.3) 0.0 0.0 0.0 0.0 (0.0) 0.0 0.0 0.0 0.0 0.0 (4.0) (122.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5.7 178.5 71.7 14,706.3 0.0 0.0 0.0 0.0 9.4 2.0 82.0 105.1 1.6 2.8 2.9 0.0 0.0 0.0 0.0 0.0 0.4 1,001.9 282.7 160.8 19.8 86.2 499.8 36.9 31.6 3,813.1 12,365.2 59,716.7 0.0 3,441.9 12,045.3 4,528.0 0.0 724.7 11,064.3 4,403.4 0.0 2,717.2 981.0 124.6 0.0 0.0 0.0 0.0 5.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 4,800.5 0.0 0.0 0.0 0.1 0.0 0.0 0.0 10,644.5 0.0 0.0 0.0 14,253.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 18.7 412.9 24.3 318.8 299.8 25,066.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 2.3 52.4 1.4 10.9 111.5 1,409.2 2,090.8 4,727.9 783.0 3,697.9 2,565.5 2,918.2 783.0 3,697.9 2,565.5 2,918.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (671.5) (2,288.7) (474.7) 1,809.7 0.0 0.0 0.0 194.7 (669.3) (2,218.1) (538.5) 1,397.6 0.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 (0.1) 0.0 0.0 0.0 (2.2) (70.7) 63.8 217.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,306.3 5,045.1 1,828.6

139






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Banco Fácil Banco Wal-Mart Bancoppel Bank of America

4.9 72.7 545.4 387.6

0.3 0.2 6.6 14.6

0.0 0.0 0.0 1.3

0.0 0.0 90.6 141.0

0.0 8.2 0.0 103.2

0.0 0.0 0.0 0.0

4.5 64.0 386.1 4.3

0.0 0.2 61.8 0.0

0.0 0.0 0.1 0.0

0.0 0.0 0.1 34.7

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 88.6

0.0 0.0 0.0 0.0

0.1 25.0 62.5 40.5

0.0 0.8 49.8 9.2

0.0 24.1 7.5 1.5

0.0 0.0 0.0 0.0

0.1 0.0 0.0 7.5

0.0 0.0 0.0 0.0

0.0 0.0 0.0 18.3

0.0 0.0 0.0 0.0

0.0 0.0 0.0 3.9

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 3.3 0.0

0.0 0.0 1.9 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

4.8 47.7 482.9 347.2

0.7 44.9 273.2 10.1

4.1 2.8 209.6 337.1

2.1 67.4 141.3 10.9

0.2 0.9 1.9 4.4

(0.6) (0.0) (0.9) (1,737.5)

2.0 (0.9) (6.6) 1,793.7

9.5 170.6 225.5 104.7

(2.1) (102.2) 116.1 295.1

0.0 0.0 0.0 0.0

(2.1) (102.2) 116.1 295.1

0.0 0.0 37.4 7.3

(0.2) 31.6 (14.8) (70.4)

(2.2) (70.7) 63.8 217.3

0.0 0.0 0.0 0.0

(2.2) (70.7) 63.8 217.3

0.0 0.0 0.0 0.0

(2.2) (70.7) 63.8 217.3


Balance General1/

(Millones de pesos)





140

Bank of Tokyo- Banorte Banregio Bansí Mitsubishi UFJ

11,627.0 604,567.2 59,618.3 12,101.2 2,695.7 47,959.3 2,603.0 807.6 0.0 124.2 0.0 1.1 1,258.7 198,582.8 28,303.9 4,352.0 5,599.1 1,012.1 0.1 0.0 0.0 0.0 0.0 0.0 0.0 10,418.7 0.4 0.0 0.0 0.0 0.0 0.0 1,996.2 303,147.4 27,801.0 6,022.6 1,996.2 210,207.7 22,253.8 5,985.8 0.0 31,088.5 2,029.0 21.6 0.0 61,851.2 3,518.2 15.2 0.0 5,451.1 644.8 256.6 0.0 3,600.5 335.1 255.7 0.0 1,165.2 132.8 0.9 0.0 685.4 176.9 0.0 (120.1) (8,396.6) (1,006.0) (357.3) (117.8) (4,552.9) (629.1) (352.1) 0.0 (3,137.5) (263.3) (3.5) 0.0 (586.1) (78.1) (0.1) (2.2) (39.2) (0.8) (1.7) 0.0 (80.9) (34.7) 0.0 0.0 1,630.4 2.1 0.0 0.0 0.0 0.0 0.0 0.0 722.8 0.0 0.0 142.2 17,392.5 299.5 795.4 0.0 1,181.6 79.5 96.7 2.7 7,521.6 183.3 76.7 3.7 10,092.1 627.4 20.6 0.0 0.0 0.0 0.0 37.9 27.9 0.0 27.4 10.9 7,699.1 79.2 1.8 8,154.6 553,253.2 54,791.2 10,906.0 4,825.5 310,657.4 23,940.8 4,805.7 2,514.8 153,790.0 9,950.1 681.3 2,310.8 153,011.3 13,990.7 4,124.4 0.0 3,856.1 0.0 0.0 161.1 17,954.0 1,031.1 1,100.0 0.0 741.6 0.0 0.0 0.0 173,177.1 28,147.4 4,240.0 0.0 0.0 0.0 0.0 1,672.6 23.2 0.0 0.0 38.4 14,317.0 19.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 692.8 57.6 9.1 1,456.0 21,375.5 630.6 691.5 0.0 12,777.5 750.8 0.0 0.0 0.0 73.0 0.0 0.9 1,536.9 140.5 59.7 3,472.4 51,314.0 4,827.2 1,195.2 3,434.0 13,979.6 3,171.8 650.7 3,434.0 11,487.6 3,166.7 650.7 0.0 0.0 0.0 0.0 0.0 2,492.1 5.2 0.0 0.0 0.0 0.0 0.0 38.4 37,334.4 1,655.4 544.5 32.6 5,775.6 900.4 47.8 (16.5) 33,347.1 650.1 478.9 0.0 266.8 0.0 2.2 0.0 (2,673.3) (13.6) 0.0 0.0 (660.5) 0.0 0.0 0.0 0.0 0.0 0.0 22.3 1,278.6 118.5 15.6 0.0 0.0 0.0 0.0 0.0 0.0 13.2 0.0 4,262.0 26,867.3 29,068.9 42.0

141






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Bank of Tokyo- Banorte Banregio Bansí Mitsubishi UFJ

76.1 7,708.7 752.7 179.9

12.1 209.0 12.5 4.3

0.0 1.1 0.0 0.0

17.2 1,674.8 223.3 1.3

40.3 204.5 24.4 63.7

0.0 439.0 0.0 0.0

6.4 4,915.4 469.1 100.0

0.0 61.6 7.3 6.1

0.0 170.8 16.0 4.6

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 32.5 0.0 0.0

0.0 0.0 0.0 0.0

30.1 3,507.1 369.2 108.1

0.4 131.4 2.1 2.0

5.7 884.9 122.0 32.0

0.0 27.6 0.0 0.0

0.0 141.4 7.9 11.4

0.0 124.1 7.6 0.0

23.9 1,580.0 229.6 62.7

0.0 575.3 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.4 0.0 0.0

0.0 1.1 0.0 0.0

0.0 30.7 0.0 0.0

0.0 10.3 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

46.0 4,201.7 383.5 71.8

0.0 560.2 67.6 20.0

46.0 3,641.5 315.9 51.9

2.5 1,222.0 50.8 39.2

0.7 295.7 18.7 29.9

(2.7) 241.3 7.7 5.4

0.5 267.9 67.9 0.1

23.3 3,504.6 260.4 44.4

22.3 1,572.3 163.1 22.3

0.0 186.8 3.4 0.0

22.3 1,759.1 166.5 22.3

0.0 364.8 31.8 5.4

0.0 (115.7) (16.2) (1.3)

22.3 1,278.6 118.5 15.6

0.0 0.0 0.0 0.0

22.3 1,278.6 118.5 15.6

0.0 0.0 0.0 0.0

22.3 1,278.6 118.5 15.6


Balance General1/

(Millones de pesos)





142

Barclays BBVA CIBanco Compartamos Bancomer

28,191.3 1,214,280.7 21,064.8 13,814.3 677.9 104,472.3 4,228.0 978.5 12.8 4,566.7 0.0 0.0 15,825.9 320,063.6 8,002.5 500.8 1,085.9 3,506.9 148.0 0.0 0.0 0.0 0.0 0.0 5,067.2 71,888.9 2.3 0.0 0.0 1,459.7 0.0 0.0 0.0 600,705.7 3,255.4 11,571.7 0.0 309,027.2 3,079.5 127.8 0.0 148,889.5 175.9 11,444.0 0.0 142,789.0 0.0 0.0 0.0 20,219.7 3.6 354.4 0.0 7,709.4 0.0 0.0 0.0 5,520.3 3.6 354.4 0.0 6,990.0 0.0 0.0 0.0 (25,009.0) (25.3) (511.7) 0.0 (5,545.1) (19.2) (0.6) 0.0 (12,374.8) (5.4) (511.1) 0.0 (3,112.8) 0.0 0.0 0.0 (124.0) (0.7) 0.0 0.0 (3,852.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,758.7 0.0 0.0 5,471.0 66,073.3 4,823.6 202.2 0.0 4,183.3 4.5 0.0 29.9 16,456.9 346.5 466.6 0.0 6,807.0 16.2 0.2 0.0 0.0 0.0 0.0 0.0 5,142.6 0.0 94.3 20.8 11,984.4 259.5 157.4 25,475.9 1,101,067.0 20,148.4 7,366.2 0.0 636,908.8 9,860.2 4,520.6 0.0 423,993.2 815.1 9.7 0.0 156,581.9 9,045.1 0.0 0.0 56,333.7 0.0 4,510.9 0.0 20,516.0 38.4 2,090.3 6,850.5 0.0 0.0 0.0 7,322.1 190,592.5 3,231.2 0.0 0.0 0.6 0.0 0.0 1,564.1 24,653.4 148.0 0.0 4,313.0 70,658.1 0.0 0.0 0.0 3,776.6 0.0 0.0 0.0 0.0 0.0 0.0 151.1 0.0 95.6 59.9 5,166.1 88,116.6 6,661.5 664.6 0.0 59,142.5 0.0 0.0 109.1 0.0 67.0 0.0 0.0 6,701.9 46.5 30.8 2,715.4 113,213.7 916.4 6,448.0 2,163.6 39,863.8 422.9 473.7 2,163.6 24,138.2 422.9 473.7 0.0 0.0 0.0 0.0 0.0 15,725.7 0.0 0.0 0.0 0.0 0.0 0.0 551.8 73,349.9 493.5 5,974.3 22.3 6,881.4 74.6 1,522.3 516.5 58,288.7 375.2 4,097.0 0.0 2,631.8 8.0 0.0 0.0 1,332.3 0.0 0.0 0.0 109.9 0.0 0.0 0.0 0.0 0.0 0.0 13.0 4,105.8 35.6 355.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 231,025.9 947.0 722.9

143






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Barclays BBVA CIBanco Compartamos Bancomer

46.1 16,397.0 135.0 1,331.2

0.8 533.6 2.9 11.8

0.1 18.7 0.0 0.0

34.9 2,934.5 74.9 3.7

10.3 109.5 0.3 0.0

0.0 0.2 0.0 0.0

0.0 12,096.2 49.8 1,314.9

0.0 61.7 0.0 0.7

0.0 164.7 1.8 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 15.2 0.0 0.0

0.0 462.8 5.3 0.0

0.0 0.0 0.0 0.0

36.7 5,159.0 101.5 72.5

0.0 660.8 0.9 0.0

0.0 931.8 72.2 0.1

0.0 410.2 0.0 45.9

0.0 130.7 0.4 24.5

0.0 612.5 0.0 0.0

36.3 2,144.9 23.3 0.0

0.0 0.0 0.0 0.0

0.4 27.3 0.0 0.0

0.0 2.1 0.0 0.0

0.0 11.0 0.0 2.0

0.0 0.0 0.0 0.0

0.0 227.5 4.7 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

9.3 11,238.0 33.5 1,258.6

0.0 2,966.7 7.3 86.6

9.3 8,271.3 26.1 1,172.0

0.0 4,159.1 10.5 45.9

7.0 1,337.3 12.1 55.4

127.6 544.3 256.3 0.0

27.0 85.6 12.1 34.5

79.3 6,718.2 241.2 685.6

77.6 5,004.8 51.7 511.4

0.0 264.6 (0.3) 0.0

77.6 5,269.4 51.4 511.4

40.1 0.0 15.5 153.4

(24.5) (1,163.5) (0.3) (3.0)

13.0 4,105.8 35.6 355.0

0.0 0.0 0.0 0.0

13.0 4,105.8 35.6 355.0

0.0 0.0 0.0 0.0

13.0 4,105.8 35.6 355.0


Balance General1/

(Millones de pesos)





144

Deutsche Bank HSBC Inbursa ING

162,352.6 493,073.3 229,378.1 83,533.9 861.9 42,371.3 23,189.3 734.5 1,096.0 111.8 1,799.5 0.0 8,026.2 156,222.0 14,793.6 38,978.7 558.7 7,891.9 5,862.9 4,390.3 0.0 0.0 0.0 0.0 133,853.7 40,579.6 11,044.6 14,665.2 0.0 0.0 2,057.9 0.0 732.2 183,040.4 161,589.6 3,547.4 732.2 135,021.9 152,878.4 3,547.4 0.0 29,887.5 7,503.6 0.0 0.0 18,131.0 1,207.6 0.0 0.0 4,694.6 5,028.7 0.0 0.0 1,919.3 4,645.7 0.0 0.0 1,096.3 300.1 0.0 0.0 1,679.0 83.0 0.0 (3.8) (10,680.9) (22,620.0) (25.6) (3.7) (5,732.9) (20,261.6) (19.8) 0.0 (3,620.1) (755.0) 0.0 0.0 (630.3) (60.4) 0.0 (0.2) (520.0) (103.2) 0.0 0.0 (177.6) (1,439.8) (5.7) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 17,201.0 48,841.0 17,767.5 21,052.4 0.0 205.0 715.6 0.0 0.0 5,735.6 389.4 26.4 0.0 4,256.5 7,299.2 0.0 0.0 0.0 0.0 0.0 1.9 6,400.6 0.0 0.0 24.9 3,403.9 460.2 164.7 159,782.9 452,854.6 178,332.8 75,110.1 1,975.4 295,039.9 134,783.9 3,274.3 0.0 167,452.7 53,937.6 0.0 1,975.4 123,327.4 42,770.6 3,152.4 0.0 4,259.8 38,075.8 121.9 2,569.7 34,661.5 7,102.3 0.0 0.0 0.0 0.0 0.0 1,196.0 17,805.7 0.0 9,227.7 0.0 3.6 0.0 0.0 5,633.4 2,572.7 0.0 21,015.8 131,963.0 39,334.0 13,537.0 13,002.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 371.8 396.0 51.3 16,445.2 52,422.7 21,627.2 27,194.3 0.0 10,143.3 0.0 1,096.0 0.0 0.0 407.9 247.9 0.1 499.6 478.4 0.0 2,569.7 40,218.7 51,045.3 8,423.8 1,002.4 27,618.5 25,264.3 1,950.3 1,002.4 5,261.1 17,579.5 1,950.3 0.0 0.0 0.0 0.0 0.0 22,357.4 7,684.8 0.0 0.0 0.0 0.0 0.0 1,567.3 12,600.2 25,781.0 6,473.5 162.0 11,056.9 6,393.2 643.9 1,354.4 510.4 18,379.8 5,533.8 0.0 518.0 60.8 184.2 0.0 (177.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 265.3 0.0 51.0 692.5 681.8 111.5 0.0 0.0 0.0 0.0 0.0 12.8 1.8 0.0 73.9 24,454.9 5,153.5 0.0

145






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Deutsche Bank HSBC Inbursa ING

121.4 5,096.5 2,848.7 579.3

0.0 257.3 96.3 6.3

8.0 0.0 0.0 12.5

72.7 1,141.0 321.9 387.6

11.2 0.0 309.9 129.8

0.0 0.0 0.0 0.0

8.8 3,256.7 1,951.6 41.8

0.0 22.6 167.4 0.0

0.0 32.6 1.5 1.3

0.0 323.5 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

20.7 62.7 0.0 0.0

0.0 0.0 0.0 0.0

82.3 1,829.1 1,370.2 167.3

0.0 334.9 355.7 0.0

14.3 773.5 350.9 17.5

0.0 40.8 294.3 7.0

4.4 100.1 51.5 10.3

0.0 84.8 0.0 24.4

56.8 469.6 273.0 85.9

0.0 0.0 0.0 0.0

2.2 3.1 0.0 21.3

0.0 0.0 0.0 0.0

0.0 0.0 0.0 1.0

0.0 22.4 0.0 0.0

4.6 0.0 44.9 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

39.1 3,267.4 1,478.5 412.0

0.0 820.8 1,488.4 0.0

39.1 2,446.5 (9.9) 412.0

28.6 1,275.8 215.2 0.0

15.8 301.9 17.1 12.3

62.6 289.3 748.7 (165.1)

17.8 606.1 86.0 6.2

67.4 3,712.2 467.2 47.1

64.9 603.7 555.6 193.7

0.0 95.7 117.4 0.0

64.9 699.4 673.0 193.7

0.0 194.0 41.5 51.5

(13.9) 187.2 50.3 (30.6)

51.0 692.5 681.8 111.5

0.0 0.0 0.0 0.0

51.0 692.5 681.8 111.5

0.0 0.0 0.0 0.0

51.0 692.5 681.8 111.5


Balance General1/

(Millones de pesos)





146

Inter Banco Interacciones Invex Ixe

13,945.0 84,213.1 41,509.6 93,360.1 1,090.6 7,430.7 3,025.8 6,320.5 0.0 25.5 36.0 178.0 11,459.3 28,707.7 28,549.1 43,899.8 150.3 0.0 0.1 4,000.5 0.0 0.0 0.0 0.0 0.0 8.0 10.4 5,985.2 0.0 0.0 0.0 134.2 263.8 43,890.4 8,600.0 27,378.7 257.5 43,684.9 8,145.5 23,181.3 6.3 12.0 454.5 3,224.0 0.0 193.5 0.0 973.4 5.3 664.3 115.0 342.3 5.2 654.0 84.6 263.8 0.1 0.1 30.4 24.0 0.0 10.1 0.0 54.6 (3.2) (1,838.5) (455.0) (684.1) (2.9) (1,809.9) (366.7) (466.0) (0.3) (0.2) (85.0) (207.6) 0.0 (3.3) 0.0 (10.6) 0.0 (25.1) (3.1) 0.0 0.0 0.0 (0.2) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 943.8 4,259.6 1,212.5 4,444.5 0.0 329.0 255.6 0.0 0.4 145.8 36.4 471.9 2.8 40.0 73.7 472.9 0.0 0.0 0.0 0.0 1.5 0.0 0.0 255.6 30.2 550.8 49.9 160.2 13,449.2 79,189.6 38,838.8 88,503.2 433.5 33,205.9 11,539.7 30,791.2 1.8 14,019.9 389.9 11,025.7 431.7 15,668.0 10,851.4 19,765.5 0.0 3,518.0 298.4 0.0 39.2 12,211.5 1,924.2 5,717.0 0.0 0.0 0.0 0.0 11,193.4 27,782.9 22,049.3 34,901.5 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.1 3.4 5,956.7 0.0 0.0 0.0 (270.6) 0.0 0.0 0.0 0.0 1.9 0.0 0.0 106.2 1,780.9 3,770.3 3,220.4 8,032.7 0.0 1,853.1 0.0 3,180.6 0.0 227.1 95.8 0.0 0.4 138.7 6.0 88.0 495.8 5,023.5 2,670.8 4,856.9 424.3 1,951.2 1,097.7 4,041.8 424.3 1,912.7 1,097.7 3,239.5 0.0 38.5 0.0 0.0 0.0 0.0 0.0 802.4 0.0 0.0 0.0 0.0 71.5 3,072.4 1,573.1 815.0 51.0 336.8 142.0 214.1 15.2 2,362.4 1,002.5 353.7 0.0 241.0 375.5 71.7 0.0 0.0 0.0 2.3 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 5.3 132.2 53.1 173.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 1,822.4 1,082.3 9,728.7 2,027.1

147






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Inter Banco Interacciones Invex Ixe

75.0 876.0 390.2 990.6

1.0 35.6 7.2 192.5

0.0 0.0 0.3 0.4

64.5 30.0 198.0 73.2

0.5 259.4 18.8 323.2

0.0 0.0 0.0 0.0

4.0 543.5 155.3 368.3

0.0 1.4 1.0 5.8

5.0 6.0 9.7 22.3

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 4.7

0.0 0.0 0.0 0.0

59.7 664.3 270.8 557.1

0.0 86.2 0.0 12.7

1.5 138.6 75.3 132.8

0.0 36.7 1.8 0.0

0.1 107.1 17.1 55.7

0.0 20.5 0.0 40.2

0.0 250.7 176.7 315.1

0.0 0.0 0.0 0.0

58.1 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 3.1 0.0 0.0

0.0 0.0 0.0 0.4

0.0 21.4 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

15.3 211.7 119.5 433.5

0.3 0.0 31.0 38.3

15.1 211.7 88.5 395.2

0.6 321.9 104.0 155.7

0.8 110.7 3.6 4.6

2.3 47.9 48.4 172.4

(0.0) 208.8 (2.3) 0.4

10.6 317.6 156.4 446.5

6.6 362.1 78.5 272.7

0.0 0.5 0.9 (20.6)

6.6 362.6 79.5 252.1

1.3 230.4 0.0 69.6

0.0 0.0 (26.3) (9.3)

5.3 132.2 53.1 173.2

0.0 0.0 0.0 0.0

5.3 132.2 53.1 173.2

0.0 0.0 0.0 0.0

5.3 132.2 53.1 173.2


Balance General1/

(Millones de pesos)





148

J. P. Morgan Monex Multiva Santander

35,432.7 34,100.6 23,005.7 778,085.6 5,533.4 2,780.5 652.7 78,487.4 171.0 841.8 0.1 7,259.5 11,484.0 8,529.2 5,459.8 242,150.8 3,121.1 472.3 0.0 4,182.2 0.0 0.0 0.0 0.0 3,564.4 1,110.1 0.0 81,570.9 0.0 0.0 0.0 128.5 270.9 4,066.5 15,658.2 292,783.7 270.9 3,355.8 15,377.6 248,591.0 0.0 0.0 267.9 0.0 0.0 710.7 12.8 44,192.7 0.0 68.4 170.3 1,815.6 0.0 68.4 162.4 1,113.0 0.0 0.0 7.9 0.0 0.0 0.0 0.0 702.7 (7.0) (67.7) (466.7) (3,377.9) (4.8) (56.2) (425.9) (2,658.5) 0.0 0.0 (33.6) 0.0 0.0 (2.0) (0.0) (416.8) (2.2) (2.3) 0.0 (90.8) 0.0 (7.2) (7.2) (211.7) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 10,898.1 15,677.8 591.1 43,351.2 0.0 2.1 91.3 105.6 114.8 62.6 70.7 5,491.6 228.3 265.6 398.3 17,596.1 0.0 0.0 0.0 0.0 28.2 0.0 193.2 2,898.6 25.5 291.4 186.6 3,641.8 31,182.5 31,324.9 20,766.0 691,299.1 895.6 5,063.4 15,778.5 340,721.9 863.5 2,997.6 2,384.0 176,132.2 32.1 1,742.5 13,394.5 142,806.5 0.0 323.4 0.0 21,783.1 2,017.2 1,436.9 2,733.9 19,909.6 0.0 0.0 0.0 0.0 5,148.3 6,114.9 1,216.7 172,988.1 0.0 0.0 0.0 0.0 2,357.4 0.0 0.0 14,891.0 3,206.0 957.2 0.0 82,191.7 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 178.1 0.0 0.0 17,557.9 17,540.0 1,004.4 59,702.1 0.0 0.0 0.0 0.0 0.0 20.4 0.0 0.0 0.1 13.9 32.4 894.7 4,250.2 2,775.7 2,239.7 86,786.5 3,758.1 934.6 2,349.8 31,727.4 3,758.1 934.6 2,349.8 11,091.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 20,636.2 0.0 0.0 0.0 0.0 492.1 1,841.1 (110.1) 55,059.0 1,161.9 158.4 3.1 9,400.7 (631.0) 1,354.2 (175.8) 40,826.3 0.0 183.1 0.0 471.2 0.0 0.0 0.0 934.7 0.0 8.5 0.0 9.4 0.0 0.0 0.0 0.0 (38.8) 136.9 62.6 3,416.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 693.5 5,395.6 6,100.6 41,858.8

149






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



J. P. Morgan Monex Multiva Santander

112.7 134.9 263.5 6,864.0

1.9 4.2 5.1 509.0

1.0 0.0 0.1 72.6

34.6 76.5 34.6 183.2

72.0 0.0 1.0 2,272.6

0.0 0.0 0.0 0.0

3.1 44.1 219.2 3,592.1

0.0 0.0 0.0 11.5

0.0 0.8 3.5 114.7

0.0 9.3 0.0 91.3

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 16.9

0.0 0.0 0.0 0.0

75.7 81.5 161.2 3,530.5

2.7 5.3 9.5 316.4

0.1 14.3 109.1 945.4

0.0 6.1 0.0 194.8

0.7 6.8 21.7 88.2

0.0 0.0 0.0 0.0

48.9 49.0 19.2 1,897.0

0.0 0.0 0.0 0.0

23.2 0.0 0.0 80.6

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 1.7 8.1

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

37.0 53.3 102.3 3,333.4

0.8 1.7 39.5 357.1

36.2 51.6 62.8 2,976.3

2.9 36.1 86.6 1,505.5

5.7 18.2 12.6 188.7

(32.5) 451.8 67.4 737.1

(16.8) 11.8 17.8 604.4

82.2 341.0 119.1 2,737.0

(98.1) 192.1 102.8 2,897.6

1.7 2.0 3.5 1,007.4

(96.4) 194.2 106.3 3,905.0

0.0 40.3 19.3 201.1

57.6 (16.9) (24.4) (287.2)

(38.8) 136.9 62.6 3,416.8

0.0 0.0 0.0 0.0

(38.8) 136.9 62.6 3,416.8

0.0 0.0 0.0 0.0

(38.8) 136.9 62.6 3,416.8


Balance General1/

(Millones de pesos)





150

Scotiabank The Bank of The Royal UBS New York Mellon Bank of Scotland

198,118.4 776.2 5,129.6 7,879.1 24,558.3 540.0 469.8 334.5 121.6 0.0 0.0 0.0 24,715.1 0.0 1,721.2 677.9 13,990.3 0.0 2,000.0 0.1 0.0 0.0 0.0 0.0 3,029.2 0.0 12.2 3,101.3 144.5 0.0 0.0 0.0 111,713.8 0.0 580.4 101.0 51,664.3 0.0 580.4 101.0 16,658.6 0.0 0.0 0.0 43,391.0 0.0 0.0 0.0 2,929.5 0.0 0.1 0.0 344.6 0.0 0.1 0.0 525.8 0.0 0.0 0.0 2,059.0 0.0 0.0 0.0 (3,388.8) 0.0 (24.4) (0.9) (1,333.6) 0.0 (23.2) (0.9) (1,244.8) 0.0 0.0 0.0 (502.7) 0.0 0.0 0.0 (35.1) 0.0 (1.1) 0.0 (272.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 194.8 0.0 0.0 0.0 11,909.5 19.0 336.2 3,654.6 16.6 0.0 0.0 0.0 2,359.8 1.1 16.4 2.0 3,077.3 0.0 2.0 0.0 0.0 0.0 0.0 0.0 1,190.7 3.8 4.7 0.0 1,556.2 212.3 11.0 8.6 170,122.3 56.2 4,492.0 7,399.0 134,292.4 0.0 3,955.1 0.0 66,409.0 0.0 3,955.1 0.0 61,648.3 0.0 0.0 0.0 6,235.1 0.0 0.0 0.0 5,946.3 0.0 358.2 0.0 3,445.2 0.0 0.0 713.9 8,857.1 0.0 0.0 524.2 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 3,515.6 0.0 12.2 3,169.8 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 13,250.5 23.6 159.4 2,991.1 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 815.1 32.6 7.1 0.0 27,996.0 720.0 637.6 480.1 7,923.3 663.2 1,545.5 713.9 7,450.7 663.2 1,545.5 713.9 0.0 0.0 0.0 0.0 472.6 0.0 0.0 0.0 0.0 0.0 0.0 0.0 20,072.8 56.8 (907.9) (233.8) 2,686.8 3.5 11.8 0.0 16,530.7 49.5 (912.9) (219.5) 153.6 0.0 (1.7) 0.0 (69.6) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 771.3 3.8 (5.1) (14.3) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 0.0 352,174.3 0.0 1,304.2 0.0

151






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Scotiabank The Bank of The Royal UBS New York Mellon Bank of Scotland

2,445.8 3.4 52.9 7.6

115.9 3.4 1.9 0.1

0.9 0.0 0.0 0.0

100.8 0.0 10.3 3.3

306.3 0.0 30.2 4.0

0.0 0.0 0.0 0.0

1,862.9 0.0 9.6 0.3

2.8 0.0 0.0 0.0

49.7 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

6.6 0.0 0.9 0.0

0.0 0.0 0.0 0.0

854.9 0.0 25.7 4.3

113.1 0.0 23.3 0.0

289.8 0.0 0.0 0.0

57.5 0.0 0.0 0.0

46.8 0.0 0.5 0.0

0.0 0.0 0.0 0.0

330.5 0.0 1.9 4.3

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

17.2 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

0.0 0.0 0.0 0.0

1,590.9 3.4 27.2 3.3

171.5 0.0 10.3 0.9

1,419.4 3.4 16.9 2.4

344.0 17.5 14.2 2.3

27.5 1.3 1.1 1.8

290.9 0.0 (2.7) 2.5

494.7 0.5 0.8 (1.6)

1,680.6 14.4 33.0 18.0

840.8 5.7 (4.7) (14.3)

26.6 0.0 (0.1) 0.0

867.4 5.7 (4.8) (14.3)

189.4 0.6 0.0 0.0

93.2 (1.3) (0.2) 0.0

771.3 3.8 (5.1) (14.3)

0.0 0.0 0.0 0.0

771.3 3.8 (5.1) (14.3)

0.0 0.0 0.0 0.0

771.3 3.8 (5.1) (14.3)


Balance General1/

(Millones de pesos)





152

Ve por Más Volkswagen Bank

18,623.0 4,877.5 631.4 1,121.6 8.9 0.0 7,688.9 0.0 25.0 0.0 0.0 0.0 4.8 0.0 0.0 0.0 9,952.5 3,598.7 9,902.3 0.0 39.1 3,598.7 11.1 0.0 160.8 107.8 160.8 0.0 0.0 107.8 0.0 0.0 (165.3) (182.4) (155.9) 0.0 (0.4) (182.4) (0.1) 0.0 (0.8) 0.0 (8.1) 0.0 0.0 0.0 0.0 0.0 0.0 0.0 105.0 15.9 20.0 3.0 88.2 0.0 1.2 7.5 0.0 0.0 0.0 66.3 101.6 139.2 17,308.6 3,876.3 8,275.1 3,227.0 4,699.8 0.0 3,575.3 2,226.6 0.0 1,000.4 4,131.5 0.0 0.0 0.0 4,248.0 0.0 0.0 0.0 0.0 0.0 0.0 2.0 0.0 0.0 0.0 0.0 1.9 0.0 243.0 571.4 352.2 0.0 36.9 0.0 20.1 75.8 1,314.3 1,001.2 709.3 1,081.1 636.9 1,081.1 0.0 0.0 72.4 0.0 0.0 0.0 605.0 (80.0) 49.0 0.0 374.4 (76.5) 164.8 0.0 0.4 (1.4) 0.0 0.0 0.0 0.0 16.4 (2.0) 0.0 0.0 16.5 0.0 0.0 0.0

153






cuentas de margen



















otros organismos













Margen financiero















Resultado Neto



Ve por Más Volkswagen Bank

211.1 92.6

4.3 3.7

0.1 0.0

45.9 0.0

3.3 0.0

0.0 0.0

149.0 82.9

0.0 1.3

8.5 4.7

0.0 0.0

0.0 0.0

0.0 0.0

0.0 0.0

0.0 0.0

118.6 21.5

29.9 0.0

27.4 10.9

0.0 8.8

24.3 0.1

4.9 0.0

26.8 0.0

0.0 0.4

0.0 0.0

0.0 0.0

0.0 0.4

0.9 1.0

4.5 0.0

0.0 0.0

0.0 0.0

92.4 71.1

21.6 22.1

70.8 49.0

11.1 0.0

10.4 18.6

8.9 0.0

21.1 30.6

74.8 49.6

26.7 11.4

(0.1) 3.2

26.6 14.6

4.3 0.0

(5.9) (16.6)

16.4 (2.0)

0.0 0.0

16.4 (2.0)

0.0 0.0

16.4 (2.0)

Boletín Estadístico Banca Múltiple Febrero 2012 · 2 El siguiente contenido fue elaborado por...

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